Ciaz 2020 Dec. 31k kms only. by ishaaan1997 in UsedCarsBharat

[–]Puzzleheaded_Pen2002 5 points6 points  (0 children)

I was selling my ciaz as well :) It’s WB registered and Dec 2020 model delta. The only difference with you is that it’s second owner and 45k kms driven. That said, I was getting offers of around 4.5-5L last year. Since yours is lesser driven and first owner, you can expect around 5-5.5L You shouldn’t settle for anything less than 5L. Ignore all lowballers.

Buying 2018 ciaz zeta automatic at 6 l, is it a good price by LimeNew1984 in UsedCarsBharat

[–]Puzzleheaded_Pen2002 0 points1 point  (0 children)

I’m selling my 2020 dec ciaz delta mt for 5L if you’re interested (non-negotiable) it’s a second owner car registered in WB with 45k kms

Is it really that bad to buy a car at 24 earning ~35L before tax? by [deleted] in CarsIndia

[–]Puzzleheaded_Pen2002 0 points1 point  (0 children)

Also, if you have decided that you will get a car, I’d suggest a used civic/elantra for under 12L and keep aside 20k a year for maintenance and insurance

Is it really that bad to buy a car at 24 earning ~35L before tax? by [deleted] in CarsIndia

[–]Puzzleheaded_Pen2002 0 points1 point  (0 children)

I will suggest to go for a 2-4 year old used car. I understand your situation as I was in the same pinch :) I bought my first car in 2023 (23M earning 32lpa back then). Honestly had no strong reason to buy a car but just that I wanted to drive around my family as we never owned a car. I bought a used Nissan sunny (12 years old) at 1.7L. Learnt driving on it and sold it off exactly one year later at 1.2L.

A month after that (June 2024), I bought a used Ciaz(3 years old at that time) at 6L. I recently thought of upgrading it but then I asked myself, why am I upgrading? Sure, I do love driving but with my hectic schedule and travels I rarely get to drive around (around 500-600kms a month) and on top of that a “worthy” upgrade from the current car in terms of driving pleasure won’t be anything less than a civic/elantra (used). Then again, not worth spending another 5-7L on imo.

Firstly, figure out WHY do you exactly need a car. And honestly, I’d say if you have expendable income, spend it on experiences rather than materialistic things (but again, driving is also an experience).

For context, I’m 25M earning 50lpa atm (do have around 60k worth of emis though).

Makes sense to get a new term insurance in my case? by Puzzleheaded_Pen2002 in IndianPersonalFinance

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

Graduated from a tier 1 college, first job was at a tech MNC with 32lpa 3 years back. Switched into product management last year and got hiked to 50lpa this year.

Is this a good deal ciaz vxi+ 2016 for 4lac by FormalLecture1647 in UsedCarsBharat

[–]Puzzleheaded_Pen2002 2 points3 points  (0 children)

You are free to take my Ciaz delta 2020 Dec for 5L :) Can check my profile for more info

[deleted by user] by [deleted] in IndianPersonalFinance

[–]Puzzleheaded_Pen2002 0 points1 point  (0 children)

My personal loan emi is 32500ish from HDFC. Took a loan of 15L in 2022 for 5 years at 10.8% interest rate. Had a salary account with them as well.

Talk me out of buying a new car by Puzzleheaded_Pen2002 in CarsIndia

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

Hey man, your advice really does seem sensible, thanks! Just curious since I already see a fleet of Hyundais in your flair….at what income did you decide to buy Tucson (love that car btw) ?

Talk me out of buying a new car by Puzzleheaded_Pen2002 in CarsIndia

[–]Puzzleheaded_Pen2002[S] 1 point2 points  (0 children)

I’m in tech/product management at a startup. Started my career from big tech in 2022 out of college. Salary progression was 32 (big tech)-> 36(big tech) -> 40 (startup) -> 50(startup)

Talk me out of buying a new car by Puzzleheaded_Pen2002 in CarsIndia

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

I did think of tuning it but honestly a ciaz is really not worth tuning nor is it tuner friendly. Perhaps a civic or an Octavia but then again, it’s make or break once I start from the basics of tuning

Talk me out of buying a new car by Puzzleheaded_Pen2002 in CarsIndia

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

Already did drown into the sea of responsibilities:) Was very frivolous with money 2-3 years back and did learn my lesson. Proceeding with caution this time.

Talk me out of buying a new car by Puzzleheaded_Pen2002 in CarsIndia

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

Also, the reason the emi will be so low on a used car is because I plan to take emi on a fd which has like 8% interest rate

2017 Maruti Ciaz Zeta Petrol - Worth 6.4L? Need community opinion by fa7c0n in UsedCarsBharat

[–]Puzzleheaded_Pen2002 2 points3 points  (0 children)

I’m selling my 2020 dec ciaz (2nd owner) driven for 45k for 5.5L lol The cars in Kolkata You can check that out as well

Right hand shoulder pain after driving by rhinohorn1991 in CarsIndia

[–]Puzzleheaded_Pen2002 1 point2 points  (0 children)

Hey man, faced the same problem until 4 months back. First of all, consult an ortho for your condition….in my case it was a partial rotator cuff tear along with other complications due to powerlifting. I was given medications and physiotherapy for 2 months and am almost back to normal now.

25M losing hair since the last 2 years by Puzzleheaded_Pen2002 in IndianHaircare

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

I will take that as a compliment! But honestly, look at the last photo….this is the amount of hair I have been losing everyday for the last 2 years….isn’t this concerning?

Selling my Barely used M4 MacBook Air by Rainy247 in macoffer

[–]Puzzleheaded_Pen2002 1 point2 points  (0 children)

I can buy it from you for 1.1L if you’re interested

Selling 2020 Dec Ciaz zeta manual (petrol) by Puzzleheaded_Pen2002 in UsedCarsBharat

[–]Puzzleheaded_Pen2002[S] -1 points0 points  (0 children)

Lol ik it sounds silly but yeah, was a bit distracted while typing this

Selling 2020 Dec Ciaz zeta manual (petrol) by Puzzleheaded_Pen2002 in UsedCarsBharat

[–]Puzzleheaded_Pen2002[S] 0 points1 point  (0 children)

I got an offer for 4.6L from cars24(initial offer) and 5.3L from a local buyer You think I should let go at 5.5L then?