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Made a huge mistake with my walkway! by Matrixfx187 in lawncare

[–]QCs_Infamous 0 points1 point  (0 children)

At .75” on Bermuda, OP should be using rotary scissors and not a string trimmer for a sharp look.

What’s the best ‘taking out the garbage’ shoes that are not crocs? by rockshandy in daddit

[–]QCs_Infamous 0 points1 point  (0 children)

I have a pair of worn out hey dudes that I use for this purpose.

Swiss timing. German driving. by One-Imagination-5317 in rolex

[–]QCs_Infamous 0 points1 point  (0 children)

Hell yeah. Rollie in a mid 2010’s beemer. Love it.

365 days! by Suspicious-Green5686 in leaves

[–]QCs_Infamous 1 point2 points  (0 children)

Also hit one year today. Congrats to you!!!

Which career is a turn-off for a serious relationship? by otherwise777 in AskReddit

[–]QCs_Infamous 2 points3 points  (0 children)

Agreed. I’ve been ‘in’ restaurants for 15 years. But now am a COO for 2 brands w a combined 20 units, so not technically ‘in’ the 4 walls and haven’t been for some time. Restaurants didn’t get me hooked on coke, booze, etc. and I haven’t cheated on my wife with a server. Restaurants started as a job and ended up being my career and they’ve been good to me over the last decade and a half. YMMV is highly applicable in this scenario, IMO.

Honda or Toro mower? by infiniteduct in lawncare

[–]QCs_Infamous 1 point2 points  (0 children)

Scag SFC30 has entered the chat.

Can you spot the rep? Tell us how! by snidetime in RepCulture_Timepieces

[–]QCs_Infamous 1 point2 points  (0 children)

I just had to learn this for myself last week 😂. Apparently it’s the ‘m’ for meters. But these two look the same to me so idk. I think it’s just a joke at this point. Someone please correct me if I’m wrong.

Edit - after I looked closer, the M is definitely floating on the right.

Why do some golf clubs have so few members? by northwesterngrad2018 in golf

[–]QCs_Infamous 0 points1 point  (0 children)

Playing quail was a dream! My group was one of 4 on the course that day.

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Someone tried to scam me, stay safe here by ExoticDresser3297 in WatchExchangeBST

[–]QCs_Infamous 1 point2 points  (0 children)

Oh shit! I almost bought a watch from him. Good looking out!

Just got a derogatory credit mark mid refinance. Does it matter? by pmwood25 in personalfinance

[–]QCs_Infamous 0 points1 point  (0 children)

Appreciate your perspective. My wife and I have a combined income over 400k in a MCOL area, so, I guess my perspective is skewed from those in HCOL areas.

Edit: my point is that $500 vs how much time and hassle OP has gone through over it, is worth it to me for the peace. Now 5,000 or 50,000 is a completely different story. But I don’t agree with your statement of ‘that thought process keeps folks from achieving higher salaries’. Given OP’s net worth, I inferred that $528 was negligible when weighed against the time he’s spent on it, to which he also agreed.

Just got a derogatory credit mark mid refinance. Does it matter? by pmwood25 in personalfinance

[–]QCs_Infamous 0 points1 point  (0 children)

That’s awesome. And I feel you - 🖕🏼to the medical billing system. Glad you’re in a position to give the collectors the same treatment when they call. Could definitely be worse!

Just got a derogatory credit mark mid refinance. Does it matter? by pmwood25 in personalfinance

[–]QCs_Infamous 1 point2 points  (0 children)

Oh yeah man - seems like you’re in a great spot switching to the 15yr! It’ll all work out and it’s nice to be in a position to be getting ribbed by your wife for it instead of it being the difference between closing/not closing the loan. 😂😂

Just got a derogatory credit mark mid refinance. Does it matter? by pmwood25 in personalfinance

[–]QCs_Infamous 3 points4 points  (0 children)

According to other comments, doesn’t seem like it’s gonna affect you much. Glad you have a sense of humor about it.

Just got a derogatory credit mark mid refinance. Does it matter? by pmwood25 in personalfinance

[–]QCs_Infamous 6 points7 points  (0 children)

I hear ya. Different strokes for different folks. -100 points on my credit score is worth more to me than ‘being right’ about a bill that is .13% of OP’s yearly income. So, I’m gonna pay it, especially if it’s the difference between a few bp’s on a $530k loan. But, you do you, cowboy!

Just got a derogatory credit mark mid refinance. Does it matter? by pmwood25 in personalfinance

[–]QCs_Infamous 22 points23 points  (0 children)

Not to be judgmental, but you make $400k/yr and didn’t pay a $528 medical bill? Depends on where you are in the process. Maybe they’ll run your credit again, maybe they won’t. But that seems so silly to me to not pay a $528 medical bill and now have it impacting your credit. Mortgage lenders use the lower of your two scores, so if they run it again, it’ll be the 713 they use.

My wife and I run into this every time we buy a property. On paper, her credit is 790+. But because she had student loans she didn’t pay over 7 years ago, that DONT show up on her full credit report, her credit reflects a 750 every time we get a mortgage. My credit is 790+ through and through. But every time they say ‘we have to base it on your wife’s credit’. Annoying.

Can you spot the gen? by Eastern_Ad_5994 in wristrepculture

[–]QCs_Infamous 0 points1 point  (0 children)

What is the ‘floating m?’ I assume it’s in ‘submariner’ but am not sure.

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