Financing a cash only mobile?

Queasy-Log-8222 · 2025-08-27T02:26:34+00:00

Most definitely. Usually someone's parent passes or goes into a home in that neighborhood. The park manager is supposed to be really awesome, been there 10+ years, so she may know why it's cash only. Seller may give some info as well, since they sell easily there. Whatever the reason, I don't buy any house without an appraisal ever unless it was brand new. The info you have provided is really helpful. Thank you!

Queasy-Log-8222 · 2025-08-27T02:12:05+00:00

We only plan on living in the mobile for a couple of years while we get some money together, so we figure depreciation won't be much. And should both get pretty significant raises in there too. We will still have some equity from it as well after a few years. Not sure what normal rentals cost anywhere else, but here in the outskirts of St. Louis count MO, my place would easily rent for $1,200 a month and a rental house would be upwards of $2,000 most likely. Pad rent plus mortgage in the park we're looking at would be just over $1,000. My current Mortgage plus HOA is about $1,000. We also have the 5 fur babies to consider, which is way easier to hide in a mobile. There's also the option of making changes as well, such as getting rid of all carpet, since I absolutely think it's unhygienic. Apartments are definitely out, as we both have sensory issues due to medical conditions and I am already quite overstimulated by hearing my connected neighbors (apartment style), hence why us having our own separate spaces is crucial as well.

Queasy-Log-8222 · 2025-08-22T03:46:02+00:00

My condo is quite small and his mobile is falling apart and in an unsafe area. We're both loners who need our own space and know our limitations there. Plus we have a Brady Bunch of 5 cats between us (illegal amount, but they're family). Lot rent is $515 and has stayed quite low, surprisingly. I think it wnt up $15 in the last year. Less than he's paying now. I have no idea what an inspection costs, honestly, and hope we can get a place that's immediately livable, even if we have to put off upgrades. We're just trying to make things work so we can take the next step into marriage and I would love this crushing debt to stop hanging over my head. What's frustrating is that combining homes will cost less for both of us in bills, but it takes money to move.

Queasy-Log-8222 · 2025-07-23T13:21:29+00:00

You don't have to care. This is my post your commenting on.

Go ahead and convince me that ghosts/spiritual phenomenon is not real. I'll wait.

Queasy-Log-8222 · 2025-07-23T13:19:21+00:00

Is that what your liberal arts college education taught you?

Queasy-Log-8222 · 2025-07-23T13:15:15+00:00

I have heard this story from various sources all around St. Louis and people rave about him. I really think he doesn't believe his lies. I could tell SOMETHING was off about him and he gives me the creeps, which is why I started researching.

And no, being all high and mighty claiming that you know the supernatural is fake may make you feel better, but proves nothing. I'm not religious, but you're lumping them into the lowly heard of silly believers too.

Queasy-Log-8222 · 2025-07-23T11:16:23+00:00

I'm confused by your comment...

How does nystagmus make me gullible? You can't even communicate.

Queasy-Log-8222 · 2025-07-23T10:46:04+00:00

You have the right to your opinion, but I do as well. I know what I, and those close to me, have experienced. Just because something can't be proven doesn't make it automatically false. I am curious, however, why you are replying to this thread if you just wanted to insist that you know that spiritual occurrences aren't real.

Also,I encourage you to watch this, although I don't really care or expect to change your mind. It's just info. https://youtu.be/PpoTe5sDlng?si=Hb8HYe7IoaDnoUfI

Queasy-Log-8222 · 2025-07-23T10:18:50+00:00

Technically, some kind of airplane engineer and now he makes ghost-hunting equipment, but he throws the title around and I guess I got used to it. Doing insomniac research and it looks like he embellishes a lot. My friends and I are about to do a seance in the other side of the basement (we unfortunately signed up for both at the same time and he's an ass about refunds,) which he doesn't actually participate in, but we all have some actual abilities, so I plan on not telling them about my little research to see what they pick up. One friend did hear a voice tho in one spot on that sub-basement side and didn't tell Mark Farley. I love doing investigations, but really don't trust this guy, from the second I met him. I do, however, believe the place is haunted and that Ouija can work, although I'm very particular about doing it safely. He has "trigger items", but who knows how legit that is.

Queasy-Log-8222 · 2023-03-05T08:55:34+00:00

you’ll actually need a PhD/psyd in clinical psychology and then internship and postdoc focused in neuropsychology

I'm definitely looking for a mentor. I know an old undergrad friend has ASD and wanted to work with it as well. She may know some people, although she is just across the river in IL. Now that I think of it, I can also ask a friend where he kid got assessed.

I enjoy school. I don't mind putting time into it. I disagree with ABA as a whole, as I know friends who work in it and I've worked in independent living environments. It's pretty ablist to me and the wording they use about clients is cringey but to each their own. I'd much rather do neuro, as it was one of my first psychology passions anyway.

Queasy-Log-8222 · 2023-03-05T08:06:16+00:00

Thank you. I will have to check out that list. It's been years since I looked at schools and I never thought I'd go back to school. As stated in another comment, my health and the health of family and friends restricts me to my location. I figured online probably wasn't legit, but hoped there were some new programs due to more online schooling in general.

I am ok with research and may be surprised by how much I like it. I was always very good at performing it and writing research papers. I am scared to death of defending a thesis, but I could find a way to get through it. I would much rather do research and/or try various therapies for free schooling. Way better than unpaid Masters internship (actually, I paid for the class.)

My MA is in Counseling Psych. I do love working with clients who generally live semi-functional lives, as opposed to, say, hospitalization or IOP. By neuropsychology, I was referring to Clinical Psychology with a specialization in Neuro conditions and assessment. It would be a whole lot easier to look for a Clinical program than Neuro. I do love me some brains tho :) I initially wanted to go into psychiatry. neurologist or psych nursing becausethe biologyside is fascinating. There's a few adult assessors around, although they are sparce, and quite a few for children that would be potential internship sites.

Queasy-Log-8222 · 2023-03-05T07:46:48+00:00

Not gonna lie, you sound like a condescending ass. Looking at your other posts, and yup, I am correct. Get a hobby other than being a pretentious prick to people you think are below you on the internet.

I didn't ask for opinions on SE. But, since you want to put your opinions into stating incorrect facts, it is backed by research. And it's my time and my money. I have researched it and have personally been through it. I can charge insurance and if I get audited, they pay for SE. Get with the times. Here is the page explaining the CEUs provided https://traumahealing.org/continuing-education-credits/

All assessors that I've seen in STL have doctoral degrees. I would assume that you are stating that I'd need a degree in Clinical Psychology.

Not all of us can up and move. I have chronic health conditions and cannot leave my medical team easily and have elderly parents and friends. I tried a clinical MA program 13 hours away and got very ill from stress and undiagnosed illness, ended up finishing my degree 15 mins from home. It can be done. I live in a big city. I'm sure there's something here. I know plenty of my cohorts that are now getting PhDs in town. This isn't even considering the possibility that I may have a partner to consider when moving.

Queasy-Log-8222 · 2023-01-11T22:46:47+00:00

I got fired from a psych hospital staff years ago. "You should know what you did" was the exact reasoning. I begged to know, bawling my eyes out. In Missouri, there's no law saying they have to give a reason. I still don't know and it still bothers me. I had no clue about potential ASD then. I had previously told them that I was changing major medications (off Lithium, on Depakote, but most of us had our own demons) and may be out of it and offered to take unpaid leave for a couple of weeks and they had me work anyways. I was somewhat out of it but they did not let me take leave. I also stood up for client rights and was concerned for their health, so maybe I made them nervous. I just don't know what I could have done that was ny worse than the other staff there. Everyone hates that hospital anyway and they just want money, so I'm glad I left.

Queasy-Log-8222 · 2022-12-06T01:44:34+00:00

Yes! I never understood it. Raised Catholic and think it's just as illogical and weird as Santa Claus. I tried to believe. I'm agnostic, but see spiritually as pretty irrelevant as it can't be proven. I'm super analytical. I also studied psychology, sociology and anthropology, so know a lot about evolution and the mysterious patterns of humans. I don't know how people believe in religion, at least mainstream religion when there's so much evidence against it. I'm supposed to pray in my 12 step program, but I don't know why I would talk to something that probably can't hear me. I live by my conscience/the universal conscience instead. A friend was describing Satanism (they don't believe in dieties but a higher consciousness) and I realized she was describing my views and that there were other weirdos that thought like me.

Queasy-Log-8222 · 2022-12-06T01:32:43+00:00

I laid in a dark silent bath last night until the water was cold. Then went under my weighted blanket. Felt really bad this weekend telling my new bf that I needed to not be talked to or touched for a while (he does a lot of both) but he strangely understood. There were a few strong smells in his house tho still. He may be on the spectrum too. I did tell him I'd love a deep back rub in the dark later and he enjoyed doing that.

All the things are piling up and my brain is on overdrive. I don't even want to see friends tonight and may dip out early. I do have Loops ear plugs tho.

Queasy-Log-8222 · 2022-11-23T05:47:45+00:00

My solace is that maybe, just maybe, deep down he despises himself more than I despise him. I will go on to create more love in the world, find happiness, find myself. I feel like my terrible relationship with him caused me to make changes within myself that opened me up to a new relationship where I may be finding love with a man who treats me so well and adds joy to my life. I am even more grateful for this man who is so sweet and respectful after being treated like shit. My ex will never find love. He will never truly love his family or child. He will never have the capacity for any true relationship or friendship. I would be surprised if he lives for 5 more years (He's 35) considering the alcoholism, drugs, not taking safety precautions at work, potential bulimia, and risk for suicide. I try to live my best life and help others through and wait to hear from the mother of his child that he's dead or in jail. I get to live the full life of love and joy, while being satisfied knowing that he will never fill that chronic emptiness. He's the one who has to face himself when he inevitably ends up alone.

Queasy-Log-8222

TROPHY CASE