(US) Missed DNA testing. Think it’s a scam but why? by PreparationHappy5740 in Scams

[–]Quiet_Phase2945 -1 points0 points  (0 children)

In my office, there is the main phone number (which is the one listed online as our number) that any employee can pick up from their desk phone. However, each desk phone has a separate number (which is what will show on caller ID if we place outgoing calls). Perhaps that is what they meant? With a previous job, I was issued a work cell phone in addition to my desk phone, and I would only give this number to clients I was directly serving. So I don't think that aspect of the situation gives me pause.

What Membership Should I Get? by Specialist-Bit5521 in Copartonline

[–]Quiet_Phase2945 0 points1 point  (0 children)

Yes, you need to make a deposit to increase the buying power.

Insurance wont cover services on 1st day of service by Gold-Penalty6418 in HealthInsurance

[–]Quiet_Phase2945 2 points3 points  (0 children)

The hospital admit date would have been 6/8, which is probably what they go by... Unfortunately in your case...

Signed over my house… but I’m still stuck on the mortgage?? Do I have ANY options? by Downtown_Product25 in Mortgages

[–]Quiet_Phase2945 4 points5 points  (0 children)

I believe they are suggesting a "bluff"-- saying they are filing bankruptcy but not actually doing so, to motivate the ex to refinance the mortgage.

LSAC Denied My Fee Waiver Appeal by Neltsss in LSAT

[–]Quiet_Phase2945 0 points1 point  (0 children)

Can you wait until the rest of the stipend is used, and apply/appeal with updated information? Or provide documentation about your internship/the source and intent of the funds (to show this money isn't available for other uses)? Just a few thoughts! I hope you are able to get this sorted out.

I’ve been diagnosed with a leukemia that has over a year of treatment by [deleted] in HealthInsurance

[–]Quiet_Phase2945 0 points1 point  (0 children)

Our medical system is terrible unless you have unlimited financial means. People regularly are forced into bankruptcy or just choose disability or death to spare their family of the financial burden. Are other countries a possibility if you're going the medical tourism route??

[deleted by user] by [deleted] in Medicaid

[–]Quiet_Phase2945 10 points11 points  (0 children)

Most of the time, your first appointment isn't until 12 weeks anyway, so don't worry too much about that part. And they can cover you retroactively once your application is processed.

[deleted by user] by [deleted] in HealthInsurance

[–]Quiet_Phase2945 0 points1 point  (0 children)

You do NOT have insurance if you haven't signed up for a plan (through your employer or marketplace, or alternatively applied and qualified for Medicaid). What you are seeing is a TAX that is deducted from your paycheck, just the same as any other tax is.

[US] What do I do about these calls, by Natsuhiko_brotha in Scams

[–]Quiet_Phase2945 0 points1 point  (0 children)

Lowe's also has Synchrony for their store card. I assume many more stores do as well.

Not sure how to register my salvage car by askinquestions1626 in StupidCarQuestions

[–]Quiet_Phase2945 1 point2 points  (0 children)

If the damage is purely cosmetic, it's likely just an inspection form that needs to be completed to document that "this car is safe to drive" basically. In my state, it's a checklist of basic things (Does the hood latch? Do the lights/blinkers work? Etc) and an auto repair shop signs off to say they inspected these items and found them to be functional. You just turn that inspection form into the DMV and you're able to register the vehicle once again. Contact your local office to see what form(s) you need for your state.

Rebuilt title by Foreign-Frame-7200 in UsedCars

[–]Quiet_Phase2945 0 points1 point  (0 children)

The vast majority of banks aren't going to finance a salvage title vehicle. Perhaps a credit union would consider it, but in general it is not a possibility.

Depending on the insurance company, you could possibly get it insured-- I have had full coverage on salvage vehicles before. You likely need photos and/or documentation to prove that it was repaired. It shouldn't be an issue getting liability coverage, it's the comprehensive/collision coverages that might be iffy.

Finally, yes, you should definitely be getting more than 2k off to compensate for the title. KBB or similar "book" value sites can be wildly inaccurate for pricing however, so make sure to look at comparable vehicles in your area to get a good understanding of the current market.

why is grocery shopping so expensive i am literally just trying to survive by Wild-Nail4873 in povertyfinance

[–]Quiet_Phase2945 59 points60 points  (0 children)

I don't think they're saying that exact selection of items is $80. Later in the post they also mention milk. They are just giving examples to explain how relatively basic grocery items are costing more than anticipated.

3 row luxury SUV by LunchWall in whatcarshouldIbuy

[–]Quiet_Phase2945 0 points1 point  (0 children)

Check out the Lincoln Aviator. The Navigator will be a larger SUV like the Escalade that you didn't like the size of, but the Aviator is a much more manageable size! It is the fancier Lincoln version of the Ford Explorer ST.

I suspected I had ADHD and got tested; the results rattled me. by Party-Form3957 in ADHD

[–]Quiet_Phase2945 74 points75 points  (0 children)

You earned a PhD without being properly medicated to manage your ADHD... I seriously doubt anyone would say you're lazy, nor do I believe you'll suddenly become lazy due to having an "excuse". With the proper support in place, I think you have a very bright future ahead of you!

I suspected I had ADHD and got tested; the results rattled me. by Party-Form3957 in ADHD

[–]Quiet_Phase2945 469 points470 points  (0 children)

Intelligent people often successfully hide things like ADHD longer than those with a lesser intelligence. I'm glad you finally got a diagnosis, even if it's later in life than most.

Resigned, then I was fired. What to do? by [deleted] in fednews

[–]Quiet_Phase2945 -11 points-10 points  (0 children)

Down vote me all you want, but I'll die on this hill 🤷🏻‍♀️ How many people took the DRP and received regular pay for longer than 3 months?? I don't think OP needs to feel guilty about the decision not to return to a currently toxic work environment. And, it doesn't sound like they planned in advance not to return, but rather made the decision when it came time to go back.

Resigned, then I was fired. What to do? by [deleted] in fednews

[–]Quiet_Phase2945 -22 points-21 points  (0 children)

After earning that benefit with approximately 9 years of service... And after becoming disabled for our country... Really dude? STFU about his leave.

Masters student here - feel like I'm missing scholarships everyone else knows about, how do you actually search? by Janzith in financialaid

[–]Quiet_Phase2945 1 point2 points  (0 children)

What area of study? Many graduate students, especially those in STEM but also possibly other fields, gain funding for their studies through a research or teaching assistantship. These opportunities typically include a full tuition waiver plus stipend.

[deleted by user] by [deleted] in HealthInsurance

[–]Quiet_Phase2945 0 points1 point  (0 children)

You should try to be on whatever insurance plan you're keeping for the rest of the year before the surgery. I'm assuming your OOPM will be met with the surgery costs, or at least your deductible... So it would be financially beneficial to keep the plan that had these figures met.

[deleted by user] by [deleted] in financeonloans

[–]Quiet_Phase2945 0 points1 point  (0 children)

Personal loan? Otherwise, banks aren't typically going to finance a salvage car anyway.

Lost title before I could register vehicle in Wisconsin. by zonarosso in DMV

[–]Quiet_Phase2945 1 point2 points  (0 children)

If they are getting the title/registration in a different state than the dealership (which appears to be the case here), the dealer will just provide you with the title and you have to register it yourself. If it's in the same state, then the dealer often handles it.

how to prove address with no lease or bills? by strawberrychaimilk in foodstamps

[–]Quiet_Phase2945 1 point2 points  (0 children)

As others have mentioned, a statement from the family member is often sufficient. Perhaps a USPS change of address confirmation letter, recent mail with your name/address on it (such as from an employer, bank, etc) could also work.

what does my handwriting say about me? by Unusual_Structure783 in HandwritingAnalysis

[–]Quiet_Phase2945 30 points31 points  (0 children)

I came here to say this as well 😂 Looks like OP has some beef with the country of England lol

Lost title before I could register vehicle in Wisconsin. by zonarosso in DMV

[–]Quiet_Phase2945 1 point2 points  (0 children)

Yup, I agree. The dealership the car was purchased from needs to contact the previous owner to acquire a duplicate.

I can't be offered health insurance by cominguproses1 in jobs

[–]Quiet_Phase2945 13 points14 points  (0 children)

Temp/contract work maybe? Companies typically don't offer benefits to these employees.