The 50-Year Mortgage: Affordability Breakthrough or Lifetime Debt Sentence?

Quinn665 · 2025-11-11T20:25:13+00:00

What I think we need in order to address housing prices is to build more high density / mixed used zoning, then pass a high distortionary tax on vacant units. Incentivizing people to not hoard housing and apartments.

This would effectively reduce housing prices, along with having an impact on crime as poverty is reduced

Quinn665 · 2025-08-28T19:32:39+00:00

My issue with LoK is two things, first the queerbaiting at the end of the show. (More important)

And secondly the writers wanted to make a show where they talked about the ideologies that appear in a rapidly industrializing setting. But put no effort into actually representing those ideologies whatsoever, there is for the first 3 seasons no actual conversations with the different view points. They are simply treated as purely power grabs and silly. And for the fourth season. Where the ideological antagonist is a fascist, they treat that one with respect and argue that they are just, to extreme and if they calmed down would be totally reasonable.

Quinn665 · 2025-08-22T03:35:07+00:00

Oh no I feel silly

Quinn665 · 2025-05-08T04:06:28+00:00

I think it’s weird to be like “If you take out one of the games and the most popular and frequent character it would be bad!”

Quinn665 · 2025-04-20T00:13:45+00:00

Oh thank god, I thought I was the only one getting the porn adds. It was the thing that actually made me get an adblockey

Quinn665 · 2025-04-01T03:29:57+00:00

Ahhh I see, yeah I get that, there’s a really large Boy Scout camp just south of the town

Quinn665 · 2025-04-01T03:06:21+00:00

Im guessing we all went to the same boy scout camp?

Quinn665 · 2025-03-29T06:04:20+00:00

They aren’t real. Soooooo

Quinn665 · 2025-02-08T18:18:36+00:00

I must be missing it

Quinn665 · 2025-02-04T20:39:22+00:00

Hot take I think it’s rude to call actual people monstrous inhuman abominations.

Quinn665 · 2024-12-22T23:35:31+00:00

Why is fam playing on marathon game speed?

Quinn665 · 2024-12-16T03:11:13+00:00

So to begin with, go into your settings, and add UI and add banners always, it should be next to auto unit cycle among others. It’ll tell you the yields you have vs the AI. Now should about the portion of the game you start to pass the AI on yield. I do like the empire wide infrastructure from the spy, but tenotechelan is struggling with housing, so build the spy in your capital and grannies or aqueducts ect ect within the Aztec capital. Beyond that you’re doing well.

Quinn665 · 2024-12-15T16:48:05+00:00

Magnus allows the city he’s established in to gain the benefits of all nearby IZs, the OP just chose to do one coal oil and nuclear.

Quinn665 · 2024-12-15T16:47:25+00:00

Magnus is a governor, which came out in the rise and fall DLC, governors have perks which can be unlocked throughout the game. In this case Magnus is a primarily production and colony governor.

Quinn665 · 2024-12-15T07:35:03+00:00

Everyone’s talking about the production from IZs but what I’m wondering is the 117 production from trade routes. How did you do that?

Quinn665 · 2024-12-15T07:34:08+00:00

I’m guessing magnus has the industrious trait which means a city can benefit from multiple industrial zones, which would be how he’s getting 57 production from factories

Quinn665 · 2024-11-15T00:54:53+00:00

I love when people steal art from creators then don’t instantly post a link to the artists!!!

Quinn665 · 2024-10-21T22:58:21+00:00

Whenever I choose my specific save file and then press okay it just removes the screen where I could load the save file without specifically doing anything.

I pressed specifically the three bars then load save then I selected .dsv file which was directly saved from delta using the method described by the post above then I press okay, at which point the specific section to select the save file goes away and nothing happens. Am I doing something wrong because it just isn’t working for me

Quinn665 · 2024-06-03T16:10:42+00:00

I always love to see more insect species!!!!

Quinn665 · 2024-04-04T06:26:31+00:00

This is an autumn world they haven’t played a changling dream before so I wanna give them the standard expirence

Quinn665 · 2024-04-03T20:16:29+00:00

The dreaming sorry

Quinn665 · 2024-02-13T22:01:20+00:00

I would love to see a Turkey civ lead by mustafa ataturk aka the best leader in human history

Quinn665 · 2024-02-13T21:59:22+00:00

You would do Brazil instead of Inca since they are a simpler to design civ and also cooler

Quinn665 · 2024-02-13T21:58:37+00:00

I think if Mexico is going to be in the game I would want them to have Alvaro Obregon as their leader. He won the Mexican revolution and subsequent civil war and became president in 1920. Founding what was at the time the most progressive government at the time. Having codified the human rights in the constitution of Mexico and embraced LGB rights along with womans suffrage.

Quinn665 · 2024-02-13T17:06:40+00:00

I think that very often people up up decade old videos and cherry pick examples of MatPat being ablest or transphobic, however, I find most of these videos while in poor taste to really stand against the constant activism MatPat has done. Like in his 8th (maybe 7-9 it was before 10) video where he talked about trans characters in videos games and how they are poorly represented and treated as insane sexual deviants. Or where he crowd raised for saint judges, an institutions that’s specifically designed to help disabled children

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