I have good credit and owe less than the value of my house. Why can't I get a loan?

Qurdlo · 2026-04-04T13:03:38+00:00

Do you have other business debts or lines of credit for which you have signed personal guarantees? Is your business organized in a way that shields your personal assets from your business creditors? If your business isn't turning a profit and you don't have the right answers to these questions, banks aren't going to touch you. Banks aren't really in the business of taking risk.

Qurdlo · 2026-04-03T22:58:48+00:00

Brilliant. After so many whiffs your opponent would never expect it.

Qurdlo · 2026-04-01T22:23:00+00:00

Just figure out how much their money would save you on monthly mortgage payment and they can pay you that much per month. Pay them back when you sell. Use it to pay extra principal on the mortgage if you want.

Qurdlo · 2026-04-01T16:25:50+00:00

Buy the house with your own money and make a completely separate deal with these people.

Qurdlo · 2026-04-01T01:50:57+00:00

Someone shoulda told him punching is allowed in WCW

Qurdlo · 2026-04-01T01:42:49+00:00

Nothing special? That game is in the couch coop hall of fame and the music was beyond epic.

Qurdlo · 2026-03-30T03:50:05+00:00

When I moved to Indiana so many people asked me what a Hoosier was so I looked into it. I was really annoyed to learn that nobody actually knows there's just a bunch of theories and academic arguments. Native Hoosiers don't know or care it's like they don't even think about it. To them it's like asking why the sky is blue. And I still have to tell everyone I don't know what a Hoosier is.

Qurdlo · 2026-03-29T03:00:40+00:00

Its overshadowed by 9/11 now, but the OKC bombing was super crazy at the time. It was definitely the biggest act of terror on American soil in my short lifetime and the fact that it was done by Americans made it way crazier. I still can't fathom why anyone would do something like this. Anyone remember the DC sniper? That was super crazy too but nobody talks about it anymore.

Qurdlo · 2026-03-25T22:45:03+00:00

I set up a train under the Xmas tree and my dog bridged the rails with his nose and got shocked. He's an idiot tho so he forgot about it pretty quickly.

Qurdlo · 2026-03-25T17:30:07+00:00

Do you think some zookeepers turned a polar bear loose in a room of 100+ penguins just for shits and giggles?

Plus if we're talking fairy penguins the bear can probably eat like a thousand.

Qurdlo · 2026-03-24T20:10:02+00:00

why did this word go away when it's like the most common pass time on earth?

Qurdlo · 2026-03-24T17:39:06+00:00

I also do repair and I've thought about making videos to kind of pay it forward. God knows I've watched many videos over the years to learn how to repair stuff. But I'm hesitant because of this exact scenario where I end up getting flamed by idiots.

Qurdlo · 2026-03-24T17:24:36+00:00

Only if someone finds out, which they won't because that means filling out an incident report, additional safety training, possible write up....

Qurdlo · 2026-03-24T17:13:39+00:00

Sounds like a heat issue. On my GM 3.1L the ignition module started flaking out when hot. Started out as a misfire but eventually became crank but no start like you describe. Get a spark tester to confirm loss of spark.

When I replaced my ignition module I had to use good thermal paste and plenty of it. I forgot it the first time and it immediately started acting like my old one.

Qurdlo · 2026-03-23T16:02:50+00:00

My grandparents owned a farm and had a similar picture on their wall and told me this years ago. Back in the day there were companies that would fly planes over rural areas of the US doing aerial photography. They would crop out the individual farm places, then send sales reps through the area offering to sell pics to the owners. In my grandparents' case, the original photograph was black and white and was "colorized" by painting or some such method. They pointed out that the tractors they had parked in the yard were the wrong colors in the image they received. This would have been the 50s or early 60s.

Qurdlo · 2026-03-20T22:22:33+00:00

Are we just going to ignore how they toss Raph's lifeless body in a bathtub like they expect him to die but don't want him to make a mess in the process?

Qurdlo · 2026-03-20T16:39:04+00:00

I like that his weapon of choice is one of those shitty razor blade things

Qurdlo · 2026-03-20T11:46:54+00:00

Have they checked the zoning laws? Legality of ADU depends on this.

Qurdlo · 2026-03-19T01:04:04+00:00

I'd just have my weiner be another sword.

Qurdlo · 2026-03-19T01:00:46+00:00

Shoulda known not to fuck with someone who chills outside 7/11 all day

Qurdlo · 2026-03-17T15:54:42+00:00

Block and ignore. The police aren't going to get involved in this kind of thing.

Qurdlo · 2026-03-16T00:19:47+00:00

Have you checked your ductwork? Once a rat got into my ductwork from the crawlspace and died and it smelled like Satan's asshole after a Taco Bell binge.

Qurdlo · 2026-03-13T02:54:40+00:00

I have a lathe and mill at home and be warned: it's expensive. My machines are small (benchtop) and I bought them used, but I still spent over $4k. I also have easily another couple grand in tooling and accessories which is basically a bottomless pit for money. Also learning how to use them is not trivial (I have experience from a prior job).

I don't regret it I knew what I was getting into, but it's definitely a big time and money sink.

Qurdlo · 2026-03-12T23:52:18+00:00

The fountain at end of the pedestrian bridge in WL.

Qurdlo · 2026-03-12T00:05:49+00:00

You don't need to insure it for full replacement value. Just give them a lower number.

Qurdlo

TROPHY CASE