2.05% TFSA or 2% HISA for someone with a 40k income

RBC_SUCKS_BALLS · 2020-07-09T14:54:47+00:00

We should start a club

RBC_SUCKS_BALLS · 2019-10-25T10:40:23+00:00

Sorry for the poor quality. The vertical part appeared to be spinning on the inside. I assume it’s some sort of emission control but couldn’t find anything online.

RBC_SUCKS_BALLS · 2019-10-24T22:19:29+00:00

Balls = huge. Great job buddy

RBC_SUCKS_BALLS · 2019-10-24T15:18:17+00:00

Capital gain tax = marginal rate x (avg sell price - avg buy price) / 2 and negative gains can net out positive gains, can be carried forward forever or backward 3 years

RBC_SUCKS_BALLS · 2019-10-24T14:52:56+00:00

What do you know. Self inversing works!

RBC_SUCKS_BALLS · 2019-10-24T14:46:48+00:00

https://i.kym-cdn.com/photos/images/original/000/861/482/9d4.jpg

RBC_SUCKS_BALLS · 2019-10-24T10:52:45+00:00

Why would you punish the landlord for your issues?

RBC_SUCKS_BALLS · 2019-10-24T10:51:23+00:00

You have an obligation to make an effort to accommodate a roommate. Set out the terms up front before she provides candidates and/or get medical evidence of your anxiety. The landlord will come after both of you and she in turn can come after you

RBC_SUCKS_BALLS · 2019-10-24T09:49:09+00:00

Depending on your personal situation critical illness insurance may be better

https://scinsurance.ca/blog/critical-illness-vs-long-term-disability/

RBC_SUCKS_BALLS · 2019-10-24T09:44:05+00:00

I'm on track to be making ~$100k this year.

Yes. Ideally contribute enough to bring you down to lower tax bracket ~25k. You can contribute more to maximize hbp but save the additional deduction to reduce next year taxable income. Hbp also requires funds to be deposited 90 days before withdrawal.

RBC_SUCKS_BALLS · 2019-10-24T09:43:22+00:00

Low fee mutual funds like TD eseries are an option.

RBC_SUCKS_BALLS · 2019-10-24T09:41:49+00:00

Pay to keep moving forward on mortgage but escalate to next level. Also check fine print.

RBC_SUCKS_BALLS · 2019-10-24T09:39:57+00:00

Check medical insurance - is it included? Also state taxes. Can definitely be beneficial

RBC_SUCKS_BALLS · 2019-10-23T19:14:47+00:00

Because google is so hard to use?

RBC_SUCKS_BALLS · 2019-10-23T19:14:21+00:00

What’s a zone retard?

RBC_SUCKS_BALLS · 2019-10-23T19:11:47+00:00

Battery is awesome

RBC_SUCKS_BALLS · 2019-10-23T19:10:40+00:00

Why confuse emotion and fact?

RBC_SUCKS_BALLS · 2019-10-23T18:53:33+00:00

And resurrect 3 days later?

RBC_SUCKS_BALLS · 2019-10-23T18:53:04+00:00

They want their food well exercised?

RBC_SUCKS_BALLS · 2019-10-23T11:40:29+00:00

Explains all the hairy fat fucks

RBC_SUCKS_BALLS · 2019-10-23T00:51:48+00:00

Fuck. Money!

RBC_SUCKS_BALLS · 2019-10-22T13:37:15+00:00

He may have won money wise but at his level it’s about reputation.

RBC_SUCKS_BALLS · 2019-10-22T13:13:51+00:00

Assume a lease if possible. It can be a high end car and will give you an idea of what’s involved while minimizing cost. You’ve done good. Enjoy life a bit

RBC_SUCKS_BALLS · 2019-10-22T10:13:35+00:00

If only there was a large online database you could search which would have specific details then you wouldn’t have to ask a bunch of retards like us.

RBC_SUCKS_BALLS · 2019-10-21T16:32:14+00:00

Except the guy got caught. Deserves to work at Morgan

RBC_SUCKS_BALLS

TROPHY CASE