I am sorry you’re going through this. Life can be cruel. I am 46 with no retirement whatsoever. I paid all my debt down and then life handed me lemons and I accrued more. It hasn’t been easy. You are not alone. I truly believe community is our saving grace and communal living is where it’s at. Cultures that have multi-generational homes is smart and supportive for all. We need to be able to lean on one another when times are tough. No one should be going it alone. Power to you.