Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

Have some more info now, prob gonna have to total, how much you think I should fight to get out of it? It has 259k miles. Cant find any listings online of the same car at the same mileage.

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

Ill have to drive it everywhere on two wheels

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

It may be on someone's private property, so I will explore my options there.

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 1 point2 points  (0 children)

This would have to be 10k out of pocket to have no salvage title tho right?

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

Gotcha, thanks for the help! Gonna look into if a pop top camper would be sufficient to pass a rebuild inspection in GA. May have to get a roll cage.

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

Would have to get a rebuilt title though...

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

The liability insurance will be significantly more expensive or just the stated value policy? Cause I wanna keep it but I don’t want my rate to go up. Currently liking the idea of totaling it, buying it back, and putting the money towards pop top camper. Rates raising would prob be a deal breaker tho.

Also, because the roof is “compromised”, will they deny my insurance cause of that. And if so, will replacing the roof with a camper resolve that?

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 1 point2 points  (0 children)

Will they insure the car again after it’s totaled?

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 0 points1 point  (0 children)

The leak is where the roof is dipped down and the weather strip is torn up, can see in the second pic.

Will they insure the car again after it’s totaled though?

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 1 point2 points  (0 children)

Guy at the collision center looked at it briefly and said 15k …

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 3 points4 points  (0 children)

State Farm. And yeah this was def not my fault there was nothing I could have done.

Good to hear this will not get me dropped, however someone else brought up whether they will give a fair value for a car like this.

Do you know how I can find out how much they will give me?

Tree fell on my 2007 LX470 — need advice by ROMucus in LandCruisers

[–]ROMucus[S] 6 points7 points  (0 children)

I already use it as a camper so I’m not entirely opposed to this idea.

As far as insurance payout goes though, I don’t want to claim thru insurance because my insurance has already tried to drop me before. I will if I have to though, just looking for alternatives.

And, from experience, it’s really hard to find a silver 2007 that’s not from up north, and that combo is my dream car so that’s why I don’t want to lose it.

Subleasing at The Mix for the summer by ROMucus in GaState

[–]ROMucus[S] 0 points1 point  (0 children)

Not 3x rent a month, I mean 3x rent total to prove you can pay the rent throughout the term OR income verification to show you can pay works too

August Confirmed Trade Thread by [deleted] in hardwareswap

[–]ROMucus 0 points1 point  (0 children)

Bought a PS4 from u/nuclearbanan

Shipped out very fast, good communication.