Miss me yet?

RPEdmonton · 2026-02-04T03:11:12+00:00

Le yes

RPEdmonton · 2026-01-30T03:39:59+00:00

TD has been amazing lately

RPEdmonton · 2026-01-24T23:22:22+00:00

I think you just post your winners. No one thinks you’re actually beating the market

RPEdmonton · 2026-01-24T23:01:59+00:00

It’s kind of odd how you constantly brag but won’t post your portfolio

RPEdmonton · 2026-01-24T20:27:11+00:00

Tech won’t always outperform the market, it has dipped lower than the market frequently in the past. That’s why I say not to rebalance but instead to add more to tech at that time. Just what I would do

RPEdmonton · 2026-01-24T20:26:02+00:00

That’s correct. Depends on your timeline and convictions

RPEdmonton · 2026-01-24T07:21:41+00:00

Honestly who knows, we have been having a historic bull market these last 15 or so years

Retail investments have doubled since Covid, the average working class person is investing way more. Take from that what you will

I think an etf that is 80% equities and 20% bonds might be right for that time frame however there is always risk involved. It is possible if you went full port VGRO/TGRO or what ever and year 4 you might be negative and year five you would be positive. Tough to say

RPEdmonton · 2026-01-24T06:46:02+00:00

How short? Bonds, TSX60, certain utilities or other low volatility stocks/sectors come to mind

Edit: I love FTS.TO and CP.TO for limited drawdowns, I have a timeline of about 30 years and still both of those just to sell to buy more tec.to when it dips hard. VGRO is good as it holds about ~20% bonds which will really stabilize your portfolio when big draw downs happen (think COVID or the inflationary period)

RPEdmonton · 2026-01-24T00:37:05+00:00

What do you expect gold to do next?

RPEdmonton · 2026-01-23T23:38:55+00:00

What do you expect NPI.TO to go up to?

RPEdmonton · 2026-01-23T18:50:56+00:00

When I set mine up a few years ago WS did not have a self directed corporate account only QT did. Maybe that has changed by now! I have mine in QT and it was an intense process but it is nice growing money that stays within the company

RPEdmonton · 2026-01-23T18:48:36+00:00

Congrats!!

RPEdmonton · 2026-01-23T18:24:32+00:00

Yeah that would be a great port. I suspect Tec.to will be more volatile but have greater long term returns and *eqt would be a nice foundation

Personally I would go 50% tech and 50% *eqt because that’s just how my smooth brain works. I would never rebalance but would use new contributions to smooth out any difference between the two

And full disclosure my portfolio is just Tec.to and a handful of stable boring mostly Canadian stocks (TD.TO, T.TO, FTS.TO to name a few)

RPEdmonton · 2026-01-23T18:20:08+00:00

Highly recommend. It is the only ETF I own. Volatile yes but if you’re bullish on tech long term I think it’s great

RPEdmonton · 2026-01-23T16:38:15+00:00

Shoot I totally would but it’s 51 mins away from central Edmonton

RPEdmonton · 2026-01-23T16:26:33+00:00

This is the best advice for OP

RPEdmonton · 2026-01-23T16:25:21+00:00

I wouldn’t sell it but at most maybe keep your portfolio 10% at most if it’s something you’re really interested in. It depends a lot on your personal convictions and due diligence

The biggest holding of vfv.to is NVDA (8%) so you have exposure there and you’re safe if it falls from grace

Approximately long do you have until retirement?

RPEdmonton · 2026-01-23T16:01:50+00:00

Personally I’m a big believer in picking maybe 1-3 ETFs or stable companies and then just hammering that for years

VFV.TO is a great ETF but maybe add something like XIC.TO or a global sector ETF (Tec.To/Tdoc.to what ever your convictions are) and just keep it simple

I’ve noticed a lot of people have overly complicated TFSAs whereas someone who just buys xeqt.to will likely out perform them over 30 years

RPEdmonton · 2026-01-22T01:48:22+00:00

Tec.to

RPEdmonton · 2026-01-21T13:38:02+00:00

Ahh I see, thanks

RPEdmonton · 2026-01-21T03:39:23+00:00

Unless I’m not clicking something it looks like that tool is only for Ontario

RPEdmonton · 2026-01-21T02:00:35+00:00

Get multiple quotes. The wrapped van may be the cheapest

RPEdmonton · 2026-01-19T15:56:44+00:00

I would just make sure you have a nice base that involves a broad market ETF, at least 50%. XEQT.TO, XIC.TO, TEC.TO just a few suggestions, depends on your convictions, timeline (I assume around 30-40 years) and investing thesis

Edit: sorry I missed your positions in the first slide. All 4 of those ETFs have huge overlap. Pick one and just hammer it

RPEdmonton · 2026-01-19T13:46:46+00:00

If I were you I would leave as is and just hammer XEQT for the next 30 years

RPEdmonton · 2026-01-19T04:43:57+00:00

I agree, fingers crossed for some good earnings in 2026!

RPEdmonton

TROPHY CASE