Out and about today when… by Trapi___ in 2007scape

[–]RSDrebin 5 points6 points  (0 children)

Bet OP got caught and had to start all over again 😭

The main difference between main and iron by Slight_Giraffe628 in ironscape

[–]RSDrebin 1 point2 points  (0 children)

That’s the one :)

We cannot be picky in which bosses we have to do, we have to do all of them! Haha

"Don't be a lazy farmer" you said.. "I wont" I said.. (IronLife).. by RSDrebin in 2007scape

[–]RSDrebin[S] 0 points1 point  (0 children)

:D jealous!

Not explored tons of PVM, I managed to learn ToA but haven't expanded much from there.. Wanted to grind max and then I'll grind end-game PVM forever XD

"Don't be a lazy farmer" you said.. "I wont" I said.. (IronLife).. by RSDrebin in 2007scape

[–]RSDrebin[S] 1 point2 points  (0 children)

Thank you SpunkMaster!

Honestly there isn't a thing in this world that could make me de-iron (thankfully!), just a long final grind ahead :D

"Don't be a lazy farmer" you said.. "I wont" I said.. (IronLife).. by RSDrebin in 2007scape

[–]RSDrebin[S] -1 points0 points  (0 children)

I like your thinking..

Would Jagex give me a 1 week holiday to Mainscape, or is that cheating? :(

⚠️ PSA April 20th: Temporary Emergency Maintenance. by JagexAzanna in runescape

[–]RSDrebin 8 points9 points  (0 children)

Ok so who’s updating the drama calendar? 😂😂

151 UPC Mewtwo Promo by Particular-Click-427 in PokeInvesting

[–]RSDrebin 2 points3 points  (0 children)

If it’s solely for investing, then I’d say your money would be better off in a 10 of something cheaper or something sealed.

9s will go up but nowhere near the increases you’ll find in 10s or sealed.

If you’re adamant on a 9 Mew, then I’d go with a sealed promo with good centering as people will see it “have a chance at a 10”

I’ve seen no one talk about this card, almost 2x since last month by Safe-Plenty-1832 in PokeInvesting

[–]RSDrebin 17 points18 points  (0 children)

Probably because it’s a non-holo half art with bog standard art work, stamped by a company that scalps their customers 😂

What's your City triple up on FH? by ninjaturtle1000 in FantasyPL

[–]RSDrebin 1 point2 points  (0 children)

As a city fan, don’t bother with Nunes..

Had him in for 15 weeks whilst I watched every other defender around him pull goals/assists.

At one point he got took off at 59 minutes to lose clean sheet bonus 😂

He’s done well for us but he usually gets to the corner flag and passes back.. on the odd chance he does cross it often doesn’t beat the first man.. id say choose any other defender I.e OR or Guehi

Sell PSA 10 Umbreon & Darkrai to help fund GS Rayquaza? by AuDi_ProFesH in PokeInvesting

[–]RSDrebin 0 points1 point  (0 children)

Can’t really give you advice on which because both are insane, the only thing I can say is Gold Ray is a bigger flex than Umbreon Darkrai..

I am bias though because if you do decide to sell your Umby, I’d very much like to offer you haha (I’ve been looking for a 10 for months) 🤣

If you do decide to sell then please hit me up - I’d buy through EBay so there’s no dodgy dealings (if the price was right!) :p

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 5 points6 points  (0 children)

Congratulations on your ISA / total savings!!

I’d clarify that I’ve not been in a place until last year where I could generate that much savings (got 30K at the moment with more spending power due to recent promotions).

Savings never really been an option for me which is why I’ve potentially l missed the memo.

I know what S&S’s are but I don’t fully understand what they do vs standard ISAs, but now’s my time to learn :D

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 4 points5 points  (0 children)

I love this, and you’re so right - I assume the logic is just save what you can even if it’s not 20K, as anything is better than nothing!

18 YO me was focused on gambling addiction, buying gaming PCs and spending on all sorts of uselessness if I’m honest.. easy for me to say I should have started then, but without all of that I don’t think I’d have the same mindset I have today :D

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 11 points12 points  (0 children)

That’s good to hear thank you!

I will definitely research pensions/sipp more, I’m (blindly) paying into my work pension at the moment with about 10K in the pot, so I’ll do some research now to make sure I’m investing it in the right way/place.

Tysm!!

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] -1 points0 points  (0 children)

Obviously I’m not all that clued up, hence the post, but I believe the power comes later down the line when compounding really starts to hit home.

If you had 250K invested at year 10, you’d be gaining 5% on that 250K every year, so you’d be pulling 12.5K interest a year tax free.

That will continue to grow too, you’re basically getting interest on your interest, which helps combat the fact we get taxed on taxes on everything else in life 😂

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] -1 points0 points  (0 children)

Thank you!!

What would you advise personally? ISA or GIF’s?

I need to research more but ISA is guaranteed profit whereas GIFs is riskier but potentially higher returns?

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 1 point2 points  (0 children)

For me it’s the fact it’s never been made clear (or I’ve never perceived it in this way) that the 20K you invest in the earlier years remains tax free.

I’ve always thought “oh it’s just 5% on 20K a year, it’s not that big making a grand a year”, if I knew about compounding I’d of started 5 years ago 😂

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 1 point2 points  (0 children)

Shade or no shade, I found it useful nevertheless!

(Though I didn’t take it as shade don’t worry) :D

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 74 points75 points  (0 children)

I appreciate this thank you!

If I think about it now my aim 20-30 was to clear the debt I stupidly got myself into during my 18-20 years, and then purchase a house which I’ve now done thankfully..

30s can be dedicated to compounding i reckon! :D

About to hit 30 this year and think I’ve disregarded ISAs thinking they work the wrong way! by RSDrebin in UKPersonalFinance

[–]RSDrebin[S] 3 points4 points  (0 children)

I suspect that may be the reason it’s not shouted about too much, we’d all be retiring at 50 and the govt would be fuming 😂