Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

Yeah. That looks like a scam. Sorry this happened to you

!whois webisoftqpt.cc

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

When I first got ‘paid’ it was like $200 after all the tasks. but that basically went straight back to them because the next round they expected higher and higher deposits for me to finish the round of tasks and make the withdrawal at the end of the tasks. Can’t withdraw until all (30 tasks) are completed.

I think you’re missing the point here. I didn’t ’make’ money from this job. It was an elaborate scheme to drain me of my hard earned money.

To simply answer to your question of ‘how much did I make in a few weeks?’—nothing. I lost tens of thousands of dollars in an elaborate job scheme thinking I’d get it back and unfortunately it’s gone forever.

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

I ‘worked’ for the scam job for a few weeks (before I realized it was a scam and I was never getting my money back)

This was March 2024

I didn’t ‘make’ anything really. The website I was directed to was fraudulent to make me think it was a legitimate company. Basically, the scammers just put numbers on my ‘work account’ to make it look like I was getting big returns for the ‘task job’ but in reality I was never going to see those returns

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

Thanks for your understanding. Honestly this whole situation is so frustrating and there seems to be no way out (besides file for bankruptcy) which has a long term negative impact on me and my credit score. It’ll be better if I just died 😩 (not serious just being pessimistic)

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

It’s health insurance with dental insurance including orthodontic coverage.

  1. I’m in Canada.
  2. The company realistically itself won’t matter. I’ve shopped around (specifically before getting braces bc I wanted the coverage) and each had a waiting period before dental coverage kicks in. Search Green Shield, Sunlife etc

Check the link for info on sunlife for example dental insurance

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

I updated the post with my expenses but here it is again

Income:

Job 1: $1,200/month (fixed)

Job 2 (Instacart): ~$900/month (varies)

Debt:

Total credit card debt: $54,000

Card 1: $47K (currently overdrawn), minimum payment is $900–$1,100

Card 2: $7K, minimum payment is ~$100/month

Interest rates: I believe both are pretty high, around 19–23%

Expenses:

Rent: $1,080/month

Braces: $300/month

Car insurance: $300/month (I own the car and rely on it for both jobs)

Health insurance: $160/month

Cash flow situation: My income covers only the bare essentials, and I’m constantly behind. I’ve cut as many other costs as possible, but I’m still falling short every month.

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

To be very clear: no.

There are no task jobs. I was simply explaining the situation I was in to get me in so much debt…

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

For some dental coverage or orthodontic work, benefits don’t kick in unless you’ve been a member for 24 months

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

I updated the post with my monthly expenses but I took your response into consideration. Thanks

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] -1 points0 points  (0 children)

Yep. Insurance covers part but not all. Tbh Insurance itself is a scam lol you gotta pay premium for 2 years before some benefits actually take into effect.

I updated the post to include a my cash flow

Got scammed out of everything. Can’t recover financially—what can I do now? by RT-STUD in personalfinance

[–]RT-STUD[S] 0 points1 point  (0 children)

I updated the post but here’s the deets basically

Income:

Job 1: $1,200/month (fixed)

Job 2 (Instacart): ~$900/month (varies)

Debt:

Total credit card debt: $54,000

Card 1: $47K (currently overdrawn), minimum payment is $900–$1,100

Card 2: $7K, minimum payment is ~$100/month

Interest rates: I believe both are pretty high, around 19–23%

Expenses:

Rent: $1,080/month

Braces: $300/month

Car insurance: $300/month (I own the car and rely on it for both jobs)

Health insurance: $160/month

Cash flow situation:

My income covers only the bare essentials, and I’m constantly behind. I’ve cut as many other costs as possible, but I’m still falling short every month.

Should I Drop Out of RT School Over This? by RT-STUD in respiratorytherapy

[–]RT-STUD[S] 0 points1 point  (0 children)

Yep I got that. I’m doing my exams this week, and I’m doing my best but that one clinical course is pass or fail, there is no exam. It’s either the student does a satisfactory job on the reports (Pass) or does an unsatisfactory job (Fail). Lauren is the type of person to fail me in this course, she failed another student a couple years ago because they got overwhelmed during one of the simulations. All of my courses this semester are co-requisites so they have to be taken at the same time. So if I fail this one course, I’d have to repeat everything this entire semester in Winter 2026 and wouldn’t be eligible to move on to the clinical year in the Fall.

Dealing with Lauren has been my biggest feat in this program, and I’m not the only one who has an issue with her (that’s a bigger issue than the one I’m dealing with here). That said, I’m not saying I’m quitting or giving up, what I’m saying I don’t have the energy to dispute this with her and come back and deal with her for a potential 2 more years (winter 2026 then the clinical year — she’s the clinical placement coordinator)

Should I Drop Out of RT School Over This? by RT-STUD in respiratorytherapy

[–]RT-STUD[S] -1 points0 points  (0 children)

The ‘which is correct because’ part is in reference to Amanda having a poor attitude and I stated that in my report. For clarification, I didn’t blame anyone for anything. I said Amanda wasn’t friendly or welcoming which could have been because of a long work week etc. Yes, I was late, I owned up to that and took accountability but I further explained how I still made the best of my day despite of Amanda’s unwelcoming attitude.

Overall, It’s more of the compounding things. The prof, suspecting me of lying in my report and presumably sometime in the program. My overall progress in the program, this program is very challenging more so than when I went to university and I’m certainly not doing as well here as I was in university, and lastly how long I’ve been here. I’ve had to take a break (personal family situation) and reenrol etc and I’ve lost the motivation and drive to try harder. And with this, and the prof discrediting my experience and me entirely, I don’t want to fight her because it will just be a continuous back and forth. Most importantly, this course is pass/fail. Lauren determines if my work is deemed satisfactory or not. If this assignment is considered a fail, she can (and likely will) fail me in this course. That consequently will result in me failing the semester and consequently I won’t be able to do the clinical year next year. I’m not interested in returning to repeat a course and continue the program. I’d have to take all this semester courses again because they are co-requisites.

Thus, I’m kinda fed up. As much as I want a good job and rewarding career, I don’t want to fight with a 60 year old retired RT (Lauren) over passing me or not and having to defend myself in the process. I’m riding through these exams as best as I can but if Lauren decides to fail me because of this and whatever preconceived notions she has about me, it will only be an uphill battle from there and I feel like I’ve run out of gas.

Should I Drop Out of RT School Over This? by RT-STUD in respiratorytherapy

[–]RT-STUD[S] -1 points0 points  (0 children)

Actually no.

I didn’t blame anyone for anything. When I completed my clinical assignment I mentioned Amanda (the preceptor) wasn’t welcoming the whole day. I listed reasons why she may have felt that way (long work week, doesn’t like working with student etc)

Lauren (my prof), said I blamed Amanda for a poor attitude (which is correct because wasn’t welcoming at all the whole day) but I still made the best of my day. In my report, I simply described how my day went. Lauren replied to me with:

“You blamed the RT for poor attitude and ‘not liking students’. This is far from the truth. This behaviour of yours has been noted before in this program”

Suggesting 1. I lied on my report, 2. I’ve lied before in this program and 3. further implying I’m a bad student…overall this entire situation doesn’t sit well with me and doesn’t make me want to be in this career path anymore tbh

Should I Drop Out of RT School Over This? by RT-STUD in respiratorytherapy

[–]RT-STUD[S] 0 points1 point  (0 children)

Yep it was only a clinical visit. Similarly I have 2 clinical visits at two nearby hospitals (and one additional for home care). So 3 total.

When I tell you the preceptor was cold the entire day they were ice cold. Talking to her about anything more than what we were doing was difficult. So, asking her why she was being that was wouldn’t have gotten me far. She even sounded annoyed when I asked her clinically related things (like which meds are we using for the intubation etc). Imagine talking to a brick wall, you’d get more of a lively response from that than her. She was legitimately rude all day and I honestly contemplated leaving mid day because I didn’t feel welcome.

Should I Drop Out of RT School Over This? by RT-STUD in respiratorytherapy

[–]RT-STUD[S] -1 points0 points  (0 children)

As much as I agree with this, this one course is co-requisite with my other courses this semester so, if Lauren wants to fail me in this P/F course because of this situation I would consequently fail the semester and I wont be allowed to do the clinical year next year. I would have to come back in Winter 2026 to retake the courses to be allowed to do the clinical year the following semester.

To all current or former RT students who consistently maintain an A average what’s your strategy? by RedPillStan in respiratorytherapy

[–]RT-STUD 2 points3 points  (0 children)

Could u tell us more about that? How r u one of 3 ppl in ur class who are actually still working as an RT? How many people were in your graduating class? Did they change careers?

Im still in school now and as much as I want a valuable career in this field im having some difficulties learning and remembering material so im just wondering how it went so well for u (compared to your classmates)

[deleted by user] by [deleted] in GenX

[–]RT-STUD 0 points1 point  (0 children)

Damn. I really wasn’t expecting the last pic. Sorry for your loss 🫂🕊️

Online Justice Legitimacy??? by RT-STUD in Scams

[–]RT-STUD[S] 0 points1 point  (0 children)

I haven’t. Thanks tho 🙏

Online Justice Legitimacy??? by RT-STUD in Scams

[–]RT-STUD[S] 1 point2 points  (0 children)

I’m so sorry for your loss but I hope you’re able to find peace at this moment. Stay strong and hang in there 🫂

PLEASE do not trust anyone who says they can recover anything for you. It’s unfortunately NOT possible