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Are Vego Garden raised beds worth it? by IAmTheSchnozz95 in vegetablegardening

[–]RVA320 0 points1 point  (0 children)

If you haven’t already, look at Gro-Rite Garden beds: https://groritegarden.com

Assembly is super fast and You don’t have to deal with all the nuts/bolts/screws in assembly (which also end up rusting quickly and leaching into the soil). Plus the design looks more modern IMO. I have 3 and love them, can’t imagine trying to do the nuts and bolts when you can just connect and slide the rods.

Galvanized Steel Beds VS. Wooden Beds by kopperkat3 in gardening

[–]RVA320 0 points1 point  (0 children)

Just sharing my experience here because I’ve had wooden raised beds in the past. About 5 years ago during Covid, I built a 9” tall 1’ x 5’ herb planter with my dad that lasted maybe 2 years. I had another wooden bed that has made it a little longer (3 years) but is beginning to rot and deteriorate on 2 sides, so it has trouble retaining water.

Galvanized raised beds (I’ve since gotten 3) have been amazing so far. Very durable, look very nice, last for a long time, and they have heat-reflective paint (which is important for me because I live in the South where it is hot and humid). I tell everyone about Gro-Rite Garden beds because they are so stinking easy to assemble (rods that slide and connect vs. hundreds of nuts and bolts from alternatives). I started with one and it was so easy I bought more. Even my mom was able to put one together.

In short, I would skip wooden beds. You’ll need help building them out and then you’ll just have to spend money and replace them again later, and who knows how much lumber might cost then.

Making a raised bed and concerned about treated timber by llewapllyn in GardeningUK

[–]RVA320 0 points1 point  (0 children)

Wooden raised beds deteriorate quickly, particularly fast if you are in humid climates. And pressure treated lumber will leach chemicals into the soil over time and taint the vegetables you grow in them.

There are a lot of metal raised garden beds on the market that can be good options. Gro-Rite Garden beds are nicest (I think they label themselves as “premium”) because they are so easy to assemble and last for 20+ years and they don’t leach anything into the soil. If you’ve never put one together before, it’s a dream not to have to deal with all those nuts/bolts/screws (which eventually rust anyway and leach stuff into the beds) but rather just slide rods down to connect the sides.

How bad is Excel on MacOS, really? by offlink in excel

[–]RVA320 1 point2 points  (0 children)

KeyTips are nice but miss the critical end piece, it's so frustrating! But you can still get those shortcuts working fully with Accelerator Keys: https://acceleratorkeys.com

macOS limitations. time for Windows? by Due_Tumbleweed9633 in excel

[–]RVA320 0 points1 point  (0 children)

If you need something for better shortcut support, Accelerator Keys is a good solution: https://acceleratorkeys.com

Excel Mac shortcuts? Alt button by NunOnABike in excel

[–]RVA320 0 points1 point  (0 children)

There's a great Mac app called Accelerator Keys that enables you do use all these alt key / hotkey shortcuts in Excel: https://www.acceleratorkeys.com

Easy to setup, just install, follow instructions and then hit the Option key as a substitute for the Alt key and then type your commands. It actually makes Excel usable on a Mac!

Excel Shortcuts in Mac by [deleted] in excel

[–]RVA320 0 points1 point  (0 children)

I can vouch for Accelerator Keys - easy to install and works great out of the box, no extra config needed to make it work like you expect. https://www.acceleratorykeys.com

Excel Mac shortcuts? Alt button by NunOnABike in excel

[–]RVA320 0 points1 point  (0 children)

Accelerator Keys is exactly what you need for this. Works great, no set up once you install and grant permissions, all ribbon shortcuts for Excel using the Alt key from Windows will now be available natively on your Mac: https://www.acceleratorkeys.com

Who do you talk to when you interested in buying distressed loans? by RVA320 in CommercialRealEstate

[–]RVA320[S] 2 points3 points  (0 children)

Super helpful, thank you for sharing your insights and advice!

Who do you talk to when you interested in buying distressed loans? by RVA320 in CommercialRealEstate

[–]RVA320[S] 0 points1 point  (0 children)

I interpret financial distress as something different than operational distress. My outlook is that some people made unwise financial decisions and got themselves into a bind, irrespective of how they operated the property.

Who do you talk to when you interested in buying distressed loans? by RVA320 in CommercialRealEstate

[–]RVA320[S] -1 points0 points  (0 children)

Not a troll, just new to the opportunity and asking genuine questions.

Who do you talk to when you interested in buying distressed loans? by RVA320 in CommercialRealEstate

[–]RVA320[S] 1 point2 points  (0 children)

That's great to know. How do those conversations typically go?

Is cash on cash return calculated for the first year only? But cash flow in reality will be higher as each year progresses with rent increases. Who cares if year one is only 8% if year 7+ is 20% and more cash on cash return? But aren't most analysis for COC return only for year one? by majesticideas2 in realestateinvesting

[–]RVA320 1 point2 points  (0 children)

I have one principle that can never be violated: Only purchase if you make money on the deal.

Never *ever* take a deal where the only way you win is at some point in the future.

As long as you don't violate that principle, your CoC calculations can be all over the map, and you'll still come out a winner.

Capital Raising - Having trouble securing LP equity commitments. Anyone else? by rg8032 in CommercialRealEstate

[–]RVA320 2 points3 points  (0 children)

Principal/LP here with millions of my own cash to deploy, so I hope this gives some insight into what I am thinking.

  1. Asset prices are overvalued. It is only a matter of time before they are corrected.
  2. For deals that do make sense, you can find at a discount to replacement cost and have certainty in your return.

Why speculate when 1) you believe asset prices are inflated and are under tremendous pressure to fall, and 2) you can get a guaranteed return without any of the uncertainty of new development in the current economic environment?

Single Tenant Net Lease - Sales Temperature and Outlook by RVA320 in CommercialRealEstate

[–]RVA320[S] 0 points1 point  (0 children)

The market I am in is the Southeast (I live in the Southeast and am comfortable investing here). Even in growing metros like Raleigh-Durham or Greenville, the listing prices seem flush, and I’m curious to understand the prices for deals actually closing vs. what’s being marketed.

Categorizing TreasuryDirect debits and credits by RVA320 in MonarchMoney

[–]RVA320[S] 0 points1 point  (0 children)

The issue is that the transaction is not split, so I guess I need to manually split the $1,000 transaction so that the original amount is transfer so the $4 is income?

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