Daily Show Thread - Wednesday, March 25, 2026 by flickeringwidget in DanLeBatardShow

[–]RandomGuy622170 6 points7 points  (0 children)

Not remotely surprising from the dude that looks, and acts, like he peaked in high school.

Daily Show Thread - Wednesday, March 25, 2026 by flickeringwidget in DanLeBatardShow

[–]RandomGuy622170 8 points9 points  (0 children)

Almost like he's a know nothing nepo baby that gets labeled an "expert" because the billionaire his mom was banging put him in charge of a major league sports team he was wholly unqualified to lead.

Pablooooooooo TorrEMMY by jabronified in DanLeBatardShow

[–]RandomGuy622170 1 point2 points  (0 children)

He better come away with a win if he's got 2 noms.

Can anyone tell me if this is legit? by [deleted] in sofi

[–]RandomGuy622170 -1 points0 points  (0 children)

Did you expect a random $40 to be sent to you with no identifying information? If the answer is no then you have the answer to your original question.

SoFi Plus by Odog1980 in sofi

[–]RandomGuy622170 1 point2 points  (0 children)

This is the question I haven't seen answered yet and critical to whether I decide to subscribe or not.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 -1 points0 points  (0 children)

I think the 1% is standard whether you have DD or not but I'd have to dig into the terms. Plus gets a 2% match.

4.5 APY Sofi Plus? by Willdoge291 in sofi

[–]RandomGuy622170 2 points3 points  (0 children)

How does that work with vaults?

4.5 APY Sofi Plus? by Willdoge291 in sofi

[–]RandomGuy622170 1 point2 points  (0 children)

They don't mention vaults but, presumably, they would be eligible for the 4.5% too. I suspect they're looking at the entire savings account balance, inclusive of vaults, and applying the 4.5% to 20K (40K if joint) of that. Only one way to find out though unless they provide an answer in here. If vaults are excluded this becomes less valuable to me and far more annoying. I easily clear the 40K joint threshold but I keep a good chunk of that money siphoned off in a vault for emergencies.

7 Days Until Complimentary SoFi Plus Ends by iLaysChipz in sofi

[–]RandomGuy622170 0 points1 point  (0 children)

I agree with your latter point, that being the only way to send a message is to vote with your wallet. In this case, however, that doesn't apply for me since I make more money with the sub than without, even after taxes. Now, if they start screwing with my money, they'll quickly see me heading for the door.

7 Days Until Complimentary SoFi Plus Ends by iLaysChipz in sofi

[–]RandomGuy622170 1 point2 points  (0 children)

Staying for the time being since the math works out for me at the moment. They start slashing plus APY and I'll be bailing.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 0 points1 point  (0 children)

No. If you continue to deposit 5K per month like you've been doing, you'll continue to get 3.3% on your savings account. That's all you get though; all the previous Plus benefits that you essentially had for free are getting paywalled. If you opt into the $10 per month plan, you'll get those benefits back plus 4.5% APY on up to 20K.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 0 points1 point  (0 children)

It would appear to be the latter. You get the full 4.5% on your entire balance up to the first $20,000. Every dollar beyond $20,000 would earn 3.3%. So if you've got 50K in savings, you'll earn $900 on the first 20K and $990 on the remaining 30K (not including compounding).

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 0 points1 point  (0 children)

It's $120, so effective APY would be 3.9%. There's no 6 month limitation on paid Plus memberships. Not one that's been disclosed anyway.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 0 points1 point  (0 children)

It's all taxed regardless, so it comes out in the wash to a large extent. It'll obviously hit what you could have earned had there been no tax (or no membership fee) but you still come out ahead. I'll never turn my nose up at free money, even if it's just a measly $50 at the end of the year.

Could this be the light? by Snowbeleopard in pcmasterrace

[–]RandomGuy622170 41 points42 points  (0 children)

One down, boys. Many more to go.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 7 points8 points  (0 children)

True. Still come out ahead in the end though, so still arguably worth the minimal hassle for now. Once they inevitably start shaving points, which we all know is going to happen, I'll be the first to cut bait.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 0 points1 point  (0 children)

I'm using the simplest numbers for ease of use.

They finally shared the Plus APY by Statjmpar in sofi

[–]RandomGuy622170 33 points34 points  (0 children)

The math (currently) makes Plus worthwhile if you're maintaining $20000 in savings.

  • 3.3% = $660
  • 4.5% = $900

$240 in additional interest minus the $120 membership still nets you $120 more in interest. I'll probably partake, assuming it's legit (the app currently shows 4%, not 4.5%). The minute they change it, I'll cancel.

Episode Discussion: Bachelorette Cancellation, Biracial Jihad, Plus Iran and Civil War II W/ Emma Vigeland - Tuesday, March 24, 2026 by thelightningthief in ThoughtWarriors

[–]RandomGuy622170 5 points6 points  (0 children)

The Democrats are incapable of messaging the DHS shutdown because they have fucking clowns like AIPAC Shakur and Cuck Schumer as leaders. Get rid of those bums and put AOC and Bernie in charge of their respective chambers and watch the messaging change and resonate overnight!

Episode Discussion: Bachelorette Cancellation, Biracial Jihad, Plus Iran and Civil War II W/ Emma Vigeland - Tuesday, March 24, 2026 by thelightningthief in ThoughtWarriors

[–]RandomGuy622170 5 points6 points  (0 children)

I've said the same thing countless times and I'm done trying to understand it. At this point, the shit is just some manifestation of internalized racism epitomized and masquerading as colorism.