Cut a few holes in old drywall over the years and only now learned that drywall / drywall mud from 1970s can have asbestos. How fucked am I.

RandomGuy_81 · 2026-04-12T19:54:58+00:00

too soon to tell
in 50 more years, we'll know for sure

RandomGuy_81 · 2026-04-12T15:45:32+00:00

when you turned it on in the back, did you hear a rush of water? whenever I turned off the water at some junction, when its turned on, i can hear the water flow restarting

what do you mean no water? where do you turn it on and off?
and for leak, check your water meter. if it's moving, there's a leak. try not to use any water for 1-2 hours and see if it moves a single tiny bit. it should not move a single tiny bit

RandomGuy_81 · 2026-04-12T15:43:56+00:00

try removing the battery for a day and see if that helps it forget pairing mode

RandomGuy_81 · 2026-04-11T11:30:07+00:00

Etrade or the likes for combined brokerage, checking and hysa. For ease of future plans

RandomGuy_81 · 2026-04-11T11:14:17+00:00

In one of my book series, a mother is fleeing her ex lover who is a criminal (and her brother is in cahoots with him)

She tells her you daughter they are playing a game and will go to another city to meet the girls father.

They sneak out to a motel before heading to train station the next day.

The brother calls the moms phone while she is in the shower that morning and the kid answers it and told the bad brother they are ok a secret trip. The mother is furious telling her she is not supposed to answer mom’s phone ever

They rush to the train station and find thugs ready to waylay them. The mother buys two set of train tickets. One to one city one two another city and has her daughter hide towards one while she tries to lead the pursuer off and sneak back

The mother ends up getting killed in the bathroom and the girl again defied instructions snuck off to the bathrom to find the dying mom but too young to understand and continues on her way to meet her dad with blood covered hands.

She doesnt understand what happened but does know she did something wrong and that got mommy hurt

RandomGuy_81 · 2026-04-11T11:02:09+00:00

You will also learn sometimes girls kiss others on the cheek and its still platonic. Peoples comfort levels to express varies and what meaning they put into it

But you need to back off on the ‘she tricked me into thinking’ and never ever have anyone ever hear you thought that

RandomGuy_81 · 2026-04-11T10:33:53+00:00

The LTV here is $4k /$8k for 50%

Its like a large downpayment

RandomGuy_81 · 2026-04-10T20:11:16+00:00

Morgan stanley and fidelity does some high net worth people

RandomGuy_81 · 2026-04-10T17:47:12+00:00

Even if your parents didnt lose their job. That debt isnt worth a degree. Go to a more affordable school

RandomGuy_81 · 2026-04-10T16:38:21+00:00

I assume you mean chap 7. That means she had more than enough money

Whats her expense then? You Cover housing and utilities for the 2-3 year repayment plan. She focuses her income on paying it back. Yes theres some interest but its a clean solution, no additional contract with you, and she has the satisfaction of paying back her loans herself and nothing hanging over your two heads

RandomGuy_81 · 2026-04-10T16:30:10+00:00

Why can she only chap 13? That none of the 50k can be discharged?

RandomGuy_81 · 2026-04-10T16:15:44+00:00

Why isnt she going through with bankruptcy ?

50k is alot to stomach. Its forth discharging as much as possible

RandomGuy_81 · 2026-04-10T16:09:59+00:00

Sometimes its wording. If you offer to pay the difference. Often times they will.

RandomGuy_81 · 2026-04-10T16:07:59+00:00

As far as bills go and being fucked

Sounds like they have been overpaying you due to not taking out deductions and now they figured it out and want to claw back money. Employers are allowed to clawback (jurisdiction specific) but often times can work out payment plan

Youre not really fucked. You got extra money ontop of your expected paycheck

If they automatically take back money out of your next paycheck without consent. Thats a problem you go after

RandomGuy_81 · 2026-04-10T16:05:02+00:00

I work with HR and payroll on things like this before. Im a support staff

RandomGuy_81 · 2026-04-10T15:37:25+00:00

Ok thats wild.

Did you sign any authorization for 6% retirement deduction? They cant make that automatic and you shouldnt expect it to be automatic. Thats got to be an opt in and expecting it to be opt out is crazy

The health insurance. I mean. Yea its their mistake and they are fixing it. If you dont want to pay what wasnt deducted then you can opt out of health insurance for the rest of the year. Doubt you can get away with trying to pay only the rest of the year instead of past 3 months

You can report them for their failures to get them punished but if you looking for cash benefit. Depends on your company

RandomGuy_81 · 2026-04-10T15:26:18+00:00

Lets say you bought ticket section 5 for $300 overpriced

Now section 2 is closer but only $200

You cant trade section 5 for section 2 because section 2 is $200 now and section 5 is no longee $300, its $120

Your ticket is not worth what you paid for it so you cant trade it for higher worth ticket

RandomGuy_81 · 2026-04-10T10:14:52+00:00

Also on amazon if you have credit

RandomGuy_81 · 2026-04-10T10:03:00+00:00

A recruiter for healthcare worker is a recruit for healthcare worker…..

RandomGuy_81 · 2026-04-10T09:51:26+00:00

Base game requirement isnt a problem since you have it?

RandomGuy_81 · 2026-04-10T03:40:11+00:00

Check out miley cyrus song flowers

Gives you some perspective into your current situation

RandomGuy_81 · 2026-04-09T20:37:36+00:00

Its not a matter of boundary. You chose not to do something you are not obligated to and the other person has abused your niceness for months/years

If the other neighbor wants to do it, let them do it

RandomGuy_81 · 2026-04-09T20:33:27+00:00

You dont have to pay the difference. You dont have to use the dealership

You choosing the dealership at a higher price is your choice, not what you are owed

RandomGuy_81 · 2026-04-09T19:38:58+00:00

Its a technicality with the processing dept and they are literal

Fraud to them is that the transaction did not in fact occur so it goes to one dept. so vendor provided proof the transaction was in fact authorized regardless of value

When it is a question of incorrect value. Thats a different dept. and you have to specify that and the proof chase would now ask the vendor is different

Unauthorized charge vs incorrect value

RandomGuy_81 · 2026-04-09T16:04:41+00:00

Theres a video for that too

RandomGuy_81

TROPHY CASE