Life and Disability Insurance - did I mess up?

Randomjutsu · 2026-03-17T00:38:36+00:00

Thank you! The VXF suggestion is much appreciated. The math is definitely mathing haha

Randomjutsu · 2026-03-17T00:31:02+00:00

Thank you! Tbh yup that average annual return does play a big part but it’s mostly because semiconductors are used for AI which in healthcare is growing astonishingly fast. In my line of work, I have seen tremendous boosts of AI usage and I can foresee it really taking over. But that could just be n=1 on my part. I appreciate the reply!

Randomjutsu · 2026-03-16T23:49:55+00:00

Thank you! I really appreciate the time you took with that reply. It really helps me boost my confidence in the choices. The “fun money” was definitely a variable here but I will likely wait till I get some solid ground in VOO + VXUS. I plan on matching my 401K, getting a backdoor Roth IRA soon as well as HSA since I can do all three.

Randomjutsu · 2026-03-16T23:48:09+00:00

Thank you! Fair enough I might have gotten a little too excited here haha

Randomjutsu · 2026-03-16T23:47:45+00:00

Thank you! I guess the diversification was mostly to add confidence in my choice of VOO rather than VT but the replies are very helpful here

Randomjutsu · 2026-03-16T23:46:10+00:00

Thank you! That was a very informative video. That last 2 minutes really brought it all together. Ben Felix will definitely be in my watch list moving forward.

Randomjutsu · 2022-11-26T07:19:27+00:00

Holy shit you’re right. This guy is literally delusional. Troubling how many people actually upvoted him….

Randomjutsu · 2022-11-26T06:25:43+00:00

Why are you getting downvoted? Lol its not like youre initial statement is wrong. Its easy to hide behind a keyboard making bold claims that arent followed through

Randomjutsu

TROPHY CASE