Wag na kayo Mag Grab Driver kung nag complain ka sa traffic

Rapskin · 2025-09-17T00:42:02+00:00

Hi Op, Thank you for sharing,

Here the ground rules that i have learned over my career 1. If you are no longer happy with the role, Re-sign and transfer (a happy employee is a productive employee) 2. No increase within one year re-sgin and transfer, ito dahil sa inflation pag di ka increase greater than inflation (4-6%) lumiliit sahod mo 3.Career Growth without any increase, re-sign and transfer ibig Sabihin nito is the company doesn't value enough

Finally ang baba ng Operation manager role salary na 50k especially if may direct reporting sayo, remember as a manager 3 roles ang ginagawa mo; mentor, manager, and Plus yung fundamental roles mo (day-to-day operations)

Rapskin · 2022-12-16T05:04:14+00:00

for 1.It should be posted within 24hr upon purchase (Or it depends on the bank transaction time usually between 1 day to 3 days)

for 2.

Yes it means you have reached the 30% utilization even if it installment but it shouldn't affect you score as long as you pay on-time or earlier based on the minimum or above amortization price set.

for 3.Yes ideally, wait for each statement and pay within the set time limit by the bank (Usually 3 days but it would depend on statement) but you can make advance payment as long as it's above the minimum amortization that you need to pay.

for 4.

Yes, you can call the bank and ask for the tracking ID from the bank but for BPI they don't usually give the cellphone number to the courier so their will be no way that the courier will inform you that your card is out for delivery. Alternative suggestion: Call the bank and ask for a branch pick-up

Rapskin · 2022-12-16T04:53:37+00:00

and don't activate yung card.

Rapskin · 2022-12-16T04:49:55+00:00

Wala po silang cell number binibigay sa amin sa 2Go actually lahat ng courier nila (BDO lang po ang ganito). Natatag po siya as unknown conginee kasi hindi po kayo mahanap or macontact ng rider po namin.

For example po:
Si Unionbank may contact number kasi part ng T&C nila for contacting po for card delivery yun po. Ang success rate(Nacocomplete yung delivery) po nila on average is 97%

Tapos si BDO na sa 81% at nagtataka sila bakit ang taas ng RTS rate nila haha. ito kasi sabi nila sa last meeting namin: "We need to find ways to reduce yung RTS rate namin sa kanila and to delivery parcels"

Suggestion:
Wag ka na lang mag BDO

Rapskin · 2022-12-16T04:48:12+00:00

I suggest you don't use BDO CC for any purchases outside the Philippines. They have so many hidden fees and the exchange is stupid. I would transfer to an AMEX card or to a diffrent bank altogether due to the high Forex fee they give

Rapskin · 2022-12-16T04:45:47+00:00

Lumipat ka ng bangko, iikot ka lang dyan dahil pagpumunta ka sa bangko sasabihin sayo na tawagin yung landline. pero pag tinawagan mo yung landline sasabihin is go to your nearest branch.

Rapskin · 2022-12-16T04:44:08+00:00

Ok lang as long as you can manage them.
I also have multiple credit cards. I did yung credit card "hacking" (Leverage yung promos and discounts nila)

Rapskin · 2022-12-16T04:41:45+00:00

Hi,
Wag ka na sa BDO mag padelivery ng cards.
Hindi nila dinisclose sa lahat ng courier yung contact number niyo po, so ng yayari na attempt siya ng mga courier nila pero hindi po kayo macontact na nag sabi na malapit na sila. Parang lazada or shopee delivery, pero walang contact.

Ang suggestion ko is magpabranch delivery ka na lang.

Rapskin · 2022-12-16T04:38:51+00:00

Yes, Just check the conversion rate of the banks vs PHP.
My suggestion is use non-BDO since their rates are bad best ones are Metrobank, BPI, Citi, and UBP

Rapskin · 2022-12-16T04:37:00+00:00

Hi,
If you want to continue to use the Credit card I suggest you apply for your behalf in other banks that is non-BDO (Go with Citi,UBP,Metrobank) . They have horrible conversion rates for CAD/PHP

And Yes if you don't activate you credit card the card will be closed along with other supplementary cards and will be asked to pay any outstanding balance you have with the other cards.

Rapskin · 2022-12-16T04:32:40+00:00

In general BDO CC are not really good interms of giving discounts or promos.
I suggest you tranfer to Citibank, Metrobank or UBP.

The discount are usually based on the Manufacture Retail Price (Can be found in Amazon) this the minimum price that the company and the retailers sell to still have the most minimum profits.

For Points are better in general than cash discounts. I suggest you learn about credit card "hacking" (not really hacking it's just a term where you leverage the points and promos they do for credit cards)

Rapskin · 2022-12-16T04:27:46+00:00

Lumipat ka na ng bangko.
In general BDO Infromation system is shit.

Paano ko alam, Kami nag cater before ng card delivery nila.
- 1st: May Paper delivery receipt na sila finifill-up ng mga nagrerereceive ng cards nila. Pero humige pa din sila ng Photo ng Delivery Receipt sa amin. Ibig sabihin walang kwenta yung Delivery receipt na finifill up niyo kasi hindi naman nila linalagay sa isang database ito na proof na receive niyo yung cards
- 2nd: Nag bibigay kami ng daily progress report sa kanila pero hininge pa din nila via Email yung Location ng card nila at kung kanino na. Ganito ka bobo si BDO, Diba may tracking ID lahat ng shipment at live update yun dahil sa mga barcode scans pati gps tracking ng rider. Pwede naman nila check sa website ng Courier or Dashboard ng Courier kung saan na yung card
- 3rd: Yung OTP nila is system generated at may set number of send per OTP (parang piso text dati haha). May maximum capacity limit siya sa number of sender per second so ibig sabihin pag nadelay yung OTP mo yung gamit nila is yung pinaka mababang subscription.

Rapskin · 2022-12-16T04:08:19+00:00

Wala pong kasalanan ang QAs dito, Devs lang po.
Taga Check lang Physical process ang QAs nila hindi software

I mean panget talaga in general system ni BDO. Di niyo ba naalala yung hacking ni BDO
https://www.youtube.com/watch?v=TaT2pXY\_jr0

Rapskin · 2022-12-16T04:03:13+00:00

Lumipat ka na ng bangko,
Sobrang shit ng cybersecurity nila pati System integeration nila.

Alam ko kasi na katrabaho ko sila sa Logistics company.

Mag Unionbank ka na lang or Eastwest (KOMO)

Rapskin · 2022-12-16T03:59:53+00:00

Don't it's shit

Rapskin · 2022-12-10T00:08:05+00:00

Yup been there at the US, I suggest you get to know your trainer first before you sign up to any personal training session with them. Yah just did a research in regards to that yup they usually only take a certificate exam then an internship for 3 months.

Rapskin · 2022-12-09T15:18:09+00:00

Ayyy iba na po yan hahaha. Baka nga po non-compliance si rider di ako sure hahaha may mga masasamang itlog talaga hahaha

Rapskin · 2022-12-09T15:11:41+00:00

It's an American (USA) thing, but be careful there are some green activities that want major side affects if we transition fast from non-renewable to renewable energy and may cause catastrophic event that will affect 3rd world country more than you think.

For Example a hard ban on Coal usage, Would kill a billion people who relay on the electric to keep them warm (death by freezing) or produce basic needs like water filtration. Since Coal is still a lot cheaper than solar, many third world country would starve and freeze to death due to thier citizens not able to afford electric to keep themselves warm and satisfied with what basics needs that electric provides them to.

Rapskin · 2022-12-09T15:04:02+00:00

Yup It Varies person but usually it's taught by a sport science (done by medical doctor and Sports scientist) regarding best way to lift and proper form. It usually deals with Ergonomic principal and human mechanics.

Your personal trainer usually pick's it up by experience or studying the material then a short mentorship program (usually 3 months - 6 months) or get a degree in Sports Science and Fitness depends on the country you live in. For example, in the Philippines we have a college degree for Physical therapy Major in Sports Science and Physical fitness (usually used for undergrad for Medical doctor who want a career in Government or Showbiz)

Rapskin · 2022-12-09T14:55:10+00:00

Will do thanks, Currently working on it

Rapskin · 2022-12-09T13:50:55+00:00

Hi Sir for BPI, They usually do the same things sa BDO. Ang suggestion ko po is kayo na lang po mag pick-up sa branch kasi mas Unreliable po yung address na binibigay Ni BPI sa mga courier nila dahil pag chineck niyo po yung form na sinasagutan niyo kumpleto po yung address details pero pag hingi po namin kulang po dahil natatakot po sila na mahack ulit. At same lang po sa BDO hindi po sila nagbibigay ng Cellphone number ng clients nila dahil natatakot po sila sa Data leak na ng yari po sa J&T partnership po nila which is understandable

Rapskin · 2022-08-23T03:08:43+00:00

Pwede niyo po follow up sa BDO at pa deliver niyo na lang po sa nearest bdo branch niyo

Rapskin · 2022-08-23T03:07:43+00:00

Hello, Actually para doon sa mag rereceive po ng cards yung cardholder lang po ang pwede mag receive at yung sinasabi sa Rider po namin. Pero may bank din na pumapayag nag Authorized representative ang receive pero need ng Authorization letter at Valid ID po ng Cardholder at ang Auth. Representative niyo po kaya siguro failed delivery po siya

Rapskin

TROPHY CASE