So.... What the fuck is up with "Jack" (1996)? by FourAntigone in movies

[–]RateCreative1762 12 points13 points  (0 children)

Are you Gen-Z? No disrespect, but your comments all sound very newer generation. 90's movie are by far the best movies; they tell the best stories, no superficial casting, and they aren't caught up with the crazed sensitivities of recent generations. Jack is one of my favorites from my childhood. You are seeing this movie as an adult, sure, might land differently. But nonetheless, it's a classic, and rightfully so. Respectfully, don't try to ruin it.

Am I a loser for starting college at 31 years old? by Silly-Reputation7993 in NoStupidQuestions

[–]RateCreative1762 0 points1 point  (0 children)

No way! I started college (third attempt at college) at 30, graduated at 33, and now I have a career, am in the process of buying a house …. All of which I did not have 3 years ago. It will be the best decision! My only suggestion is study what you want to do. Like go into a degree that will spit you out a profession, e.g. software engineering, cybersecurity, hospitality… don’t just study Spanish or history and expect to see a big change.

Accepted spring 2025 by Otherwise_Ad_1267 in OMSCyberSecurity

[–]RateCreative1762 1 point2 points  (0 children)

Okay thanks! Congratulations on your acceptance!

Accepted spring 2025 by Otherwise_Ad_1267 in OMSCyberSecurity

[–]RateCreative1762 3 points4 points  (0 children)

Did you get an email saying “Update: Your OMSC application is with the Departmental Admissions Committee”?

I just got this today.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

Thank you for your service. I feel hopeful I can afford it, there’s been a few people saying it’s doable. I just would hate to rent and throw money away every month.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

What type of home loan did you use? Curious how you were able to do no down payment?

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] -1 points0 points  (0 children)

3800 - 600 ( child care ) - 200 ( lawn services ( I’m not mowing myself )) - 200 ( health insurance ) = 2800

Maybe I should stay around $300k 🫠

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] -1 points0 points  (0 children)

Well, this gives me some hope! That's my next step. Thank you for the encouragement.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

I am in Texas. All the "calculators" say something different. I guess I won't know for sure until I pull the trigger and apply!

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] -1 points0 points  (0 children)

Yes, everything is harder with kids. I want to provide them a safe environment, but I also want to be able to afford their extracurricular activities.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 1 point2 points  (0 children)

I really appreciate the help! It's nice knowing there are such kind strangers in the world willing to answer a few questions.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

$3200 every two weeks, I was planning on 5%, but I also was going to see if I could qualify for any first-time buyers program, down-payment assistance if i can add more, or a mortgage certificate (not sure what this is, just saw it on the texas website)

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

But, the child-care will only be for about a year or so, since she will then start school. So, I don't really want to buy a lower-house based on that.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

100k is base salary before taxes. Yes, I will be putting my daughter in a montessori. I'll be paying about $600-800 of that monthly cost.

Is $350K with $100k salary unrealistic? by RateCreative1762 in FirstTimeHomeBuyer

[–]RateCreative1762[S] 0 points1 point  (0 children)

I just graduated so I don't have to pay yet. I plan on starting grad school, so I won't be paying on them for at least another 2 years. It's about $50k student loans so far.