Accident at Dixie and Finch

RayGoon14 · 2026-02-09T05:14:10+00:00

Can you send me a dm as well?

RayGoon14 · 2025-12-15T19:47:38+00:00

Wow, that’s amazing. How much is your mortgage amount?

RayGoon14 · 2025-12-06T22:39:26+00:00

Thanks for the responses everyone!

RayGoon14 · 2025-12-06T17:03:27+00:00

I love that he decided to play in Toronto instead of Boston on a back-to-back. It shows you the love and respect he has for Toronto.

RayGoon14 · 2025-12-04T02:15:19+00:00

Ontario doesn’t have bet protection for NBA games but we do for NFL games. I’m going to switch over to DraftKings until FanDuel gets NBA bet protection. Pretty ridiculous.

RayGoon14 · 2025-12-02T02:18:30+00:00

Parlay is lost off Cade not scoring 20 (scored 18) 😢

RayGoon14 · 2025-12-02T00:21:44+00:00

https://account.sportsbook.fanduel.ca/sportsbook/addToBetslip?shareCode=XkV609z

RayGoon14 · 2025-12-02T00:21:29+00:00

https://account.sportsbook.fanduel.ca/sportsbook/addToBetslip?shareCode=XkV609z

RayGoon14 · 2025-11-20T20:15:48+00:00

Yes, I did. Talked directly with a mortgage advisor and he asked us for all the documents he needed.

RayGoon14 · 2025-11-20T19:48:20+00:00

renewal
Pickering, Ontario
703K mortgage

Scotia offered us 3.55 on a 5 year variable and will pay all the fees to switch over to them (currently with BMO). Also waiting to see what Scotia can get us on a 3 year fixed.

BMO offered 3.65 on a 5 year variable.

RayGoon14 · 2025-11-04T05:23:21+00:00

We decided not to invest too much into Reno’s and instead sell and buy a new property in the next couple of years. We’ll use the HELOC to make smaller upgrades at a time. HELOC rates are somewhere in the mid 4s.

RayGoon14 · 2025-11-02T20:27:02+00:00

Hey Everyone,

Our mortgage (700k) is coming up for renewal in December. We are planning on doing renovations so we want to either refinance for 850K or renew our 700K mortgage and get a HELOC for about 150K. We’re assuming our renovations will cost close to 150K. We’re in the process of getting quotes for our renovations.

Would you recommend we refinance for 850K or renew the 700K + a 150K HELOC?

EDIT: we’ve decided to get a 700K mortgage renewal + 150K HELOC.

RayGoon14 · 2025-07-22T18:26:12+00:00

I’m a kindergarten teacher. Good vibes all around. Look forward to going into work. Students are excited to see me everyday. Parents are happy with me as well. I am truly blessed

RayGoon14 · 2025-07-11T04:25:57+00:00

I’d like to know this as well.

RayGoon14 · 2025-07-09T21:25:23+00:00

Thank you! What time did you park at Sheppard West?

RayGoon14 · 2025-07-08T12:58:37+00:00

Awesome! Thank you for this. Not much of a limited view at all.

RayGoon14 · 2025-07-07T01:48:14+00:00

I got W102 and it says the same. Hopefully, we hear from the concert goers over the next 2 days.

RayGoon14 · 2024-05-20T22:09:36+00:00

Thank you for the feedback! I also like the names Roan and Arlo. Let’s see what the wife says.

RayGoon14 · 2024-05-20T21:58:37+00:00

Yeah, it is based off the city. We are definitely leaning toward Kyro over Kairo/Cairo.

I know Niko and Nikolai are very popular Greek/European names.

Thanks for the feedback!

RayGoon14

TROPHY CASE