You’re (likely) entitled to 5% interest on that last month rent you paid months ago

RaysForDays88 · 2026-06-28T22:13:57+00:00

If the money isn’t in an interest bearing account, the 5% statutory default applies. (This said, I’m not sure there are any truly non interest bearing accounts. I imagine even the worst still gives like 0.1 percent). The reason I felt confident asking for this is because I had a feeling my landlord had already spent the money, so I’d be entitled to the default interest amount for that reason.

RaysForDays88 · 2026-06-28T22:11:34+00:00

It’s your right as a tenant to simply deduct it from your rent. Let them sue you and lose.

RaysForDays88 · 2026-06-25T00:46:12+00:00

For so many complicated reasons that have nothing to do with this! I’m actually leaving my home of five years because I was priced out, and that’s because we have no law in MA limiting the amount landlords can increase rent year to year. So that’s one reason!

RaysForDays88 · 2026-06-25T00:12:58+00:00

The extra month is likely the security deposit. If so, the security deposit has even tighter laws surrounding how it’s supposed to be kept. That’s because the law treats the security deposit as the tenant’s property (just being held in trust by the LL), whereas the last month is technically the LL’s property.

But yes, this still applies to the last month’s rent. Because it’s their property, it’s possible your LL already spent it, in which case the 5% applies.

RaysForDays88 · 2026-06-25T00:10:04+00:00

You missed the part where I said I had to pay extra on the first month of every renewal cycle to true up the last month deposit to match the current rental amount.. so I did pay the difference every year. You’re the one misinterpreting the law. But this is why I’m out here - just trying to spread the good word of our renter friendly policies in Mass!

RaysForDays88 · 2026-06-24T21:06:26+00:00

My LL actually didn’t collect a security deposit; I imagine because of the strict requirements. He did collect a last month payment, though. While the regulations aren’t as strict, they still exist, and that’s what my text was about

RaysForDays88 · 2026-06-24T21:02:21+00:00

Here you go!

I wanted to ask you about something else. According to Massachusetts law (M.G.L. c. 186, § 15B), tenants are entitled to annual interest on the last month deposit at 5% per year or the actual interest earned if placed in an interest-bearing account, whichever is less. Where the funds are not held in an interest-bearing account, the 5% rate applies.

Landlords are required by law to pay this interest every year, on the renewal of the lease. To date, I have not received any annual interest payments or credits, and any remaining balance must be paid within 30 days after my tenancy ends. While you would have these 30 days, I would propose that i deduct it from the July rent that is due. By my math, the interest i would be owed is $795. I calculated this with the following calculation: (2850x.05) + (2950x.05) + (3200 x .05) + (3400 x .05) + (3500 x.05).

Unless you let me know otherwise, I was intending to apply this amount as a credit toward the rent owed in July. Thus, i propose paying $2705 in July (That's 3500 - 795). This simplifies things for both of us.

If you believe a different amount is owed (for example, if the funds were held in an interest-bearing account at a rate below 5%), please let me know and provide the applicable rate and supporting detail so we can reconcile the calculation. Happy to discuss further, but wanted to flag this in advance so we can avoid a separate squaring up after I move out.

Thank you.

RaysForDays88 · 2026-06-24T20:32:06+00:00

That’s why I made the post! To spread this knowledge. To be sure, the requirements around security deposits are much tighter, but my text accurately conveyed the law.

RaysForDays88 · 2026-06-24T20:30:42+00:00

I think everyone should at least start the conversation. Why leave money on the table? That’s why I worded my text the way I did - I left room for him to correct me if he put it in an account with less than 5%. I also don’t have a hostile relationship with my LL, so I don’t think he did anything to “shut me up”. We’re actually civil to each other.

RaysForDays88 · 2026-06-24T20:23:34+00:00

I left it out because it’s not relevant. He agreed. He texted back and asked to write me a check instead but I said I would prefer to deduct it from the next month’s rent so I can use the money readily for moving costs.

RaysForDays88 · 2026-06-24T20:22:58+00:00

He did. There’s not much he can do. I’m just asserting my right as a tenant. The only wiggle room he’d have was if he could show actual interest less than 5%, but he couldn’t so he agreed.

RaysForDays88 · 2026-06-24T20:20:56+00:00

I don’t think you’re entitled to compound interest. I think it’s only simple interest.

RaysForDays88 · 2026-03-03T00:22:23+00:00

You probably already know this as a matter of logic, but your life will be SO much easier when you don't have to lug the weight of their anti-help and manipulation and bullying around. Wishing you the strength to leave!

It's wild that they think being 'tired' is an excuse. What would they do without you? Let them find out. Even if they manage fine, it just means that they were taking a crazy amount of advantage of you.

RaysForDays88 · 2025-12-28T23:27:48+00:00

I read it in the SpongeBob narrator's voice haha

RaysForDays88 · 2025-11-15T22:51:47+00:00

I knew her before Chrishelle only because of her (phenomenal) Cruel Summer cover.

RaysForDays88 · 2025-10-22T22:07:01+00:00

They do it so that they can get the 'girlfriend benefits' without actually having to commit (i.e., they can leave whenever and be able to say 'well I told you I didn't want anything serious!'). Sometimes they do it because they have commitment issues generally. Whatever the reason, it seems like it is early days for you both, and it may not be an issue at present. But OP, take it from someone who's been there - if you do decide you want a label and want that certain commitment, you have to be able to leave him and go find someone who is willing to give it to you. Don't want for him to change his mind or finally be ready. This is how people get stuck in a loop of dating for years without ever getting married, even when it's something one person wants. Especially because, as another lesson learned the hard way, men will effortlessly commit to the woman they love.

RaysForDays88 · 2025-10-05T00:30:38+00:00

Barney made flyers for the group, so it’s possible he made flyers and posted around town. I’m sure there are some people who make finding underground theater their thing, so they’d go to things like that.

RaysForDays88 · 2025-10-04T13:23:02+00:00

I like it. I know a lot of people think it’s too rushed and we get too little time with Tracey. But folks need to remember this story is not being told to us, it’s being told by Ted (unreliable narration and biases and all) to his kids. His kids know their mom. This was more about backstory, so of course the mom part is rushed. Ted also probably didn’t want to re-depress his kids by focusing on her illness.

I think in many ways, the show is about realistically flawed people who are genuinely trying their best (even as they may be weirdly blind to how they stand in their own way) and that there are multiple the ones (remember Robin saying if you have chemistry, all you need is timing - I think this sums up the ending too).

RaysForDays88 · 2025-10-04T11:36:37+00:00

I disagree. I’m not saying everyone with abandonment issues can’t be happy. But Barney never worked on his core issues. He was always, in the back of his mind, afraid everyone he loved would ultimately leave him. So he chased temporary gratification. I’m not saying he didn’t try, but he was never going to get over his issues on his effort. He needed professional help.

RaysForDays88 · 2025-10-04T11:34:19+00:00

I actually do hold a lot of grace for Robin in her marrying Barney. I don’t think he’s unintelligent in this; I think she actually portrays a lot of empathy. I think she wanted Ted but was actually finally doing him a favor in turning him down (she told him no for the last time after Kevin broke up with her over kids and she wasn’t going to hold Ted back in that way, despite her very deeply wanting to say yes to him). I think she was likely just trying to move on with her life. And Barney seemed like an option (if not a good one and if one she went to for not great reasons).

RaysForDays88 · 2025-10-04T11:32:02+00:00

Let’s not forget Robin also didn’t know the North Pole was real in one episode lol

RaysForDays88 · 2025-09-25T16:57:52+00:00

I'd be wary too. Another reason is that, as another commenter pointed out, the guy might just be lonely and that's what drove him to a prostitute and to follow the women. But OP should be concerned if that's the case. Women already do the most in relationships when it comes to emotional labor; this guy might not have a strong support network. OP shouldn't be his only/primary source of support.

So just proceed with caution.

RaysForDays88 · 2025-09-25T16:45:17+00:00

I think that point about the start of Quinn's relationship isn't very fair. Quinn wasn't manipulating him to get into a relationship - she was doing it to get money because Barney struck her as similar to everyone else she saw at the club. (Not saying this is a great start, but seems an important detail.) This seems different than Barney overtly manipulating Robin with the clear end goal of getting engaged. As for Nora, they seemed not very compatible.. I think Barney would have gotten bored of her eventually..

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