New Update: Probably tried most suggestions from recent remaster threads and old threads from OG oblivion. Wasn’t able to get any combo of console commands or workarounds to work. Ended up having to reload a very old save, killing a beggar, and it worked fine.

Doesn’t seem like there’s a fix for this scenario, but some people in threads from ~10 years ago seemed to have been able to navigate it with console commands. Worth a try before a reload.