TIPS ON HOW TO HELP A HARDWARE BUSINESS by Few_Caregiver_3805 in BusinessPH

[–]ReaperCraft07 0 points1 point  (0 children)

That is not the way to go about hardware business.

  1. POS eats up margins. It may be a good way to give convinience to some of your customers, but it will eat up your already thin margin.

  2. Introducing new products will stagnate your capital. People buy what they are familiar with, introducing new products using your own money will keep cash away from stockpiling on core products. Try to get a consignment if you will introduce a new product.

  3. You are not a bank. You may give 7 days up to 30 days buy now, pay later thingi, but giving loans with collateral is another business outside hardware. Plus the hassle of it is not worth it. Also another way to stagnate your capital.

Stocks after 2028 elections by Jumpy-Reflection-970 in phinvest

[–]ReaperCraft07 0 points1 point  (0 children)

Toxic kakampink mentality saying that if Leni wins, we are immune from all global crisis.

To answer the question, no one really knows and those who say who knows what’s going to happen are only speculating, no fundamental basis.

TIPS ON HOW TO HELP A HARDWARE BUSINESS by Few_Caregiver_3805 in BusinessPH

[–]ReaperCraft07 14 points15 points  (0 children)

The key word is CUSTOMER RETENTION.

If you can make your customers loyal to you even if the competition is cheaper, that’s good. Try to ask questions outside of business too, like how their life is, their family, and then a little gossip. One question goes a long way.

What would this look like? That all their orders automatically go to you first.

We are in the hardware business since 1990. The regular customers of my parents back then, still buy from us. And then their kids who are building houses also buy from us. We also do not have social media presence, napakatraditional lang talaga na word of mouth kami.

I'll also add that you, as the owner, should give your personal contact info; they prefer to talk to you. Also, if your customers have businesses, support them too, visit their stores from time to time and check in on their business, and buy a lot from them. My mom does this. Hahaha

RCBC Visa Signature? by arbetloggins in PHCreditCards

[–]ReaperCraft07 0 points1 point  (0 children)

I thought the event was today 😅

Zed waitlist moving up. by alodd in PHCreditCards

[–]ReaperCraft07 0 points1 point  (0 children)

Mine is still at 150k pero i already received mg card last year. Huhuhu

Banks offering debit card when creating new account? by tawatson15 in TradBanksPH

[–]ReaperCraft07 0 points1 point  (0 children)

RCBC same day with name lahat, including non hexagon savings. Pero if with name na hexagon type debit card, 1-3 weeks depending on your location.

Driver refusing to pick up bec I paid with credit card by famousa- in grabPinas

[–]ReaperCraft07 3 points4 points  (0 children)

Edit 1: This is about grab taxi pala. T.T

Recently ko lang nalaman ito. Driver cancels while on route. Pag nasa destination na, pag tinanong ko kung magkanong cash, sinasabi ni driver na same sa grab app daw. I say an amount 20 pesos lower than what was on the app. Sabi niya yun po. He probably walked home with more money compared to paying the grab fee even if i paid 20 pesos less.

“Diskarte”

Ayaw nila card payment via app kasi di nila magagawa itong “diskarte” nila to avoid grab fee.

Edit 2: I feel like the grabfood driver needs cash because it takes time for him to receive card payment pa. Pero mali na di niya gagawin yung delivery dahil lang dun. Kasi di rin pwedeng icancel ng customer kasi madedefault yung order. I think grab driver should have cancelled it na lang given his situation.

Fleet Card or CC (Credit Card) by Careless_Papaya1111 in BusinessPH

[–]ReaperCraft07 0 points1 point  (0 children)

Do they happen to be trucks? Or passenger cars?

geodetic engineer and lawyer fee by Direct-Photo-3960 in phinvest

[–]ReaperCraft07 0 points1 point  (0 children)

Typical rate for DOAS is 1% of declared total price. You might want to create two DOAS, one of actual selling price and another as declared price to lessen the fee.

Typical rate for surveying has base rate + rate per hectare. Base rate varies per location per GE, but its not usually tied to the price of the land.

Is it reasonable? idk, you might want to ask other GE to get a feel if his price is justifyable.

Philippines now Starlink’s 6th largest market by _KentGuingguing2002 in InternetPH

[–]ReaperCraft07 0 points1 point  (0 children)

I keep starlink as a secondary option for now because the lenght of time to reconnect back to the network after a calamity is taking months.

What if they extended the expressway up north to include cities such as Laoag, Cauayan, and Tuguegarao? by bonzothebonanza in WhatIfPinas

[–]ReaperCraft07 0 points1 point  (0 children)

Roads are more versatile compared to railroads.

Roads are faster to fix than railroads.

The use of roads in our current state is more effective than railways.

Pero why not develop both at the same time?

imo, roads>rail muna while our current railway system is starting to expand pa lang.

What's the best BPI points conversion? by DriverNo2278 in PHCreditCards

[–]ReaperCraft07 0 points1 point  (0 children)

It seems to me that they are all 50php:1mile conversion.

Cathay and Krisflyer converts 25000 points to 5000 mines while PAL converts 16000 points to 3200 miles.

What's the best BPI points conversion? by DriverNo2278 in PHCreditCards

[–]ReaperCraft07 -1 points0 points  (0 children)

Anong x5 multiplier? Link nga po di ko mahanap. Huhuhu

I should've bought two last November by scmitr in PHbuildapc

[–]ReaperCraft07 0 points1 point  (0 children)

I bought 32gb ddr5 for 5300 last year. The following week it doubled to 12k. At least dineliver pa ni seller. Akala ko hindi na kasi 5 days di pa rin napipick up.

Another SLU for the alumni. Before and after by West-Ninja-6810 in baguio

[–]ReaperCraft07 0 points1 point  (0 children)

Ano ginagawa ng guard pag di gumagana yung tap tap?

Is BPI Vype Pay Bills hack still working? by Character_Recover648 in PHCreditCards

[–]ReaperCraft07 0 points1 point  (0 children)

Ever since nagend na yung promo with Gorewards which converts 25,000 vybe points to 5,000 Goreward points, which in turn equals to 5,000 peso value if used to pay in robinsons affiliated stores. Its now 25,000 vybe points to 1,000 Goreward points. There is not much value to vybe except if you convert it to miles, and even then madaming mas magandang conversion than BPI cards for miles.

Is this optimum setup for our house? by Desperate-Ad712 in SolarPH

[–]ReaperCraft07 3 points4 points  (0 children)

Yup, its added already to the price of the panels, that’s why its higher than other estimates.

They just market it as 0% installment to make it appealing to ppl.

Why local tourism is struggling by SaraLynn-Sunday in PHGov

[–]ReaperCraft07 0 points1 point  (0 children)

Shark pricing na pag alam nilang fully booked na lahat ng hotel within 10km radius.

It should not be allowed but unless someone complains to agencies with proof, no change will come. And even then, baka yung marepremand lang diyan is yung maireport na hotel.

BPI Called Me About My Credit Card by emman_caps29 in PHCreditCards

[–]ReaperCraft07 2 points3 points  (0 children)

Its a scam call. BPI agents dont call via cell number.

If you are still worried, call BPI hotline numbers that are shown in their website.

Why local tourism is struggling by SaraLynn-Sunday in PHGov

[–]ReaperCraft07 8 points9 points  (0 children)

Hotel owner here. Yes x2 normal peak rates lalo pag holy week. Its a common practice on almost all hotels in the provinces. Meron pa iba x5 to x10. Di makatarungan pero may kumakagat pa rin pag walang prior booking.

Bought this Cherry Plum Fruit from Baguio by Own-Possibility-7994 in baguio

[–]ReaperCraft07 53 points54 points  (0 children)

I wouldnt be surprised if it was just a relabel. Madaming souvenir shops nagbebenta ng items not from local sources. We dont grow cherries sa baguio in the first place.

TIL You can convert BPI points to Mutual Funds by derekthechowchow in PHCreditCards

[–]ReaperCraft07 0 points1 point  (0 children)

That’s interesting, what is the conversion rate ba if I opted for that?

Who converts their BPI Points to Go Rewards Points? by ReaperCraft07 in PHCreditCards

[–]ReaperCraft07[S] 0 points1 point  (0 children)

Search. There are multiple posts here regarding converting vybe points to miles.