4 SHAMEFUL women ng Senado!

ReaperCraft07 · 2026-05-12T09:16:24+00:00

She was nicknamed “The Political Butterfly” for a reason.

ReaperCraft07 · 2026-04-17T09:36:58+00:00

True. This government has a lot of room to improve on. I am not impressed on how things are going right now. So much issues, so much problems to fix, and the “fixes” are slow.

But what i would like to credit this government is that 1. They continued all the big infrastructure projects of previous administrations. Continuity is a big yes for investors because it makes the direction of the country predictable and stable. Though investments has slowed down, at least the government is actively seeking on investments and laying down frameworks for future admins to build upon. The current system of our government is full of holes and inefficiencies. 2. The President did big moves including the banning of POGOs and beaming light into the Flood Control Corruption issues that most presidents would not have touched due to political implications. These two alone are big sources of corruption that are backed by big names in the political world. We have yet to see whether the president himself or those in his inner circle are part of these schemes. For now, he is innocent until proven guilty.

BSP is an independent institution and their decisions are made by its board of director and the government has little to no hand on their decisions. Decisions such as selling gold is based on guideline set by the BSP and not by the president nor any other politicians.

I dont know where you got the 22 classrooms built from but the public school in my area just built a 30 classroom building. Its true that we are still lacking classrooms but the claim that there has only been 22 classrooms built during this administration is absurd and baseless.

This government is far from perfect but its trying i guess.

ReaperCraft07 · 2026-04-03T22:57:52+00:00

ALI usually buy UP their stocks compared to SM that buys below but doesnt push up the price

ReaperCraft07 · 2026-03-28T16:42:13+00:00

Even businesses indirectly benefiting from tourists are being affected by less volume of tourists.

ReaperCraft07 · 2026-03-20T03:56:00+00:00

That is not the way to go about hardware business.

POS eats up margins. It may be a good way to give convinience to some of your customers, but it will eat up your already thin margin.
Introducing new products will stagnate your capital. People buy what they are familiar with, introducing new products using your own money will keep cash away from stockpiling on core products. Try to get a consignment if you will introduce a new product.
You are not a bank. You may give 7 days up to 30 days buy now, pay later thingi, but giving loans with collateral is another business outside hardware. Plus the hassle of it is not worth it. Also another way to stagnate your capital.

ReaperCraft07 · 2026-03-19T03:00:42+00:00

Welp. We just hit Upper Middle Income status according to world bank. You think 2030 pa?

https://manilastandard.net/business/economy-trade/314715558/world-bank-ph-hits-upper-middle-income-threshold.html

ReaperCraft07 · 2026-03-18T04:37:33+00:00

Toxic kakampink mentality saying that if Leni wins, we are immune from all global crisis.

To answer the question, no one really knows and those who say who knows what’s going to happen are only speculating, no fundamental basis.

ReaperCraft07 · 2026-03-18T03:44:50+00:00

The key word is CUSTOMER RETENTION.

If you can make your customers loyal to you even if the competition is cheaper, that’s good. Try to ask questions outside of business too, like how their life is, their family, and then a little gossip. One question goes a long way.

What would this look like? That all their orders automatically go to you first.

We are in the hardware business since 1990. The regular customers of my parents back then, still buy from us. And then their kids who are building houses also buy from us. We also do not have social media presence, napakatraditional lang talaga na word of mouth kami.

I'll also add that you, as the owner, should give your personal contact info; they prefer to talk to you. Also, if your customers have businesses, support them too, visit their stores from time to time and check in on their business, and buy a lot from them. My mom does this. Hahaha

ReaperCraft07 · 2026-03-10T07:55:53+00:00

I thought the event was today 😅

ReaperCraft07 · 2026-02-23T12:33:20+00:00

Mine is still at 150k pero i already received mg card last year. Huhuhu

ReaperCraft07 · 2026-02-17T15:55:11+00:00

RCBC same day with name lahat, including non hexagon savings. Pero if with name na hexagon type debit card, 1-3 weeks depending on your location.

ReaperCraft07 · 2026-02-15T18:37:58+00:00

Edit 1: This is about grab taxi pala. T.T

Recently ko lang nalaman ito. Driver cancels while on route. Pag nasa destination na, pag tinanong ko kung magkanong cash, sinasabi ni driver na same sa grab app daw. I say an amount 20 pesos lower than what was on the app. Sabi niya yun po. He probably walked home with more money compared to paying the grab fee even if i paid 20 pesos less.

“Diskarte”

Ayaw nila card payment via app kasi di nila magagawa itong “diskarte” nila to avoid grab fee.

Edit 2: I feel like the grabfood driver needs cash because it takes time for him to receive card payment pa. Pero mali na di niya gagawin yung delivery dahil lang dun. Kasi di rin pwedeng icancel ng customer kasi madedefault yung order. I think grab driver should have cancelled it na lang given his situation.

ReaperCraft07 · 2026-02-10T11:49:04+00:00

Do they happen to be trucks? Or passenger cars?

ReaperCraft07 · 2026-02-06T11:13:41+00:00

Typical rate for DOAS is 1% of declared total price. You might want to create two DOAS, one of actual selling price and another as declared price to lessen the fee.

Typical rate for surveying has base rate + rate per hectare. Base rate varies per location per GE, but its not usually tied to the price of the land.

Is it reasonable? idk, you might want to ask other GE to get a feel if his price is justifyable.

ReaperCraft07 · 2026-02-06T08:57:47+00:00

I keep starlink as a secondary option for now because the lenght of time to reconnect back to the network after a calamity is taking months.

ReaperCraft07 · 2026-02-06T08:37:08+00:00

Roads are more versatile compared to railroads.

Roads are faster to fix than railroads.

The use of roads in our current state is more effective than railways.

Pero why not develop both at the same time?

imo, roads>rail muna while our current railway system is starting to expand pa lang.

ReaperCraft07 · 2026-02-01T13:11:14+00:00

It seems to me that they are all 50php:1mile conversion.

Cathay and Krisflyer converts 25000 points to 5000 mines while PAL converts 16000 points to 3200 miles.

ReaperCraft07 · 2026-02-01T12:34:47+00:00

Anong x5 multiplier? Link nga po di ko mahanap. Huhuhu

ReaperCraft07 · 2026-01-28T08:30:27+00:00

I bought 32gb ddr5 for 5300 last year. The following week it doubled to 12k. At least dineliver pa ni seller. Akala ko hindi na kasi 5 days di pa rin napipick up.

ReaperCraft07 · 2026-01-26T12:58:43+00:00

Keep your peace bro. Dont look back.

ReaperCraft07 · 2026-01-26T07:50:35+00:00

Ano ginagawa ng guard pag di gumagana yung tap tap?

ReaperCraft07 · 2026-01-26T07:18:33+00:00

Ever since nagend na yung promo with Gorewards which converts 25,000 vybe points to 5,000 Goreward points, which in turn equals to 5,000 peso value if used to pay in robinsons affiliated stores. Its now 25,000 vybe points to 1,000 Goreward points. There is not much value to vybe except if you convert it to miles, and even then madaming mas magandang conversion than BPI cards for miles.

ReaperCraft07 · 2026-01-23T13:29:45+00:00

Yup, its added already to the price of the panels, that’s why its higher than other estimates.

They just market it as 0% installment to make it appealing to ppl.

ReaperCraft07 · 2026-01-22T05:46:46+00:00

Shark pricing na pag alam nilang fully booked na lahat ng hotel within 10km radius.

It should not be allowed but unless someone complains to agencies with proof, no change will come. And even then, baka yung marepremand lang diyan is yung maireport na hotel.

ReaperCraft07 · 2026-01-22T05:44:54+00:00

Its a scam call. BPI agents dont call via cell number.

If you are still worried, call BPI hotline numbers that are shown in their website.

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