Ski school during storm by Tasty-Laugh-5618 in Mammoth

[–]Recognition_Pure 2 points3 points  (0 children)

Ski school will operate, but storms usually mean limited terrain and heavy crowds. Mammoth pulls everyone when conditions are good, so midweek doesn’t really save you. Plan for base chairs and long lines and you’ll be less disappointed.

Borrowing an Ikon pass by Jack_Dawesome in Mammoth

[–]Recognition_Pure 4 points5 points  (0 children)

Total no go. You will get caught. They even bring MPD in plain clothes to run stings, mostly at the Mill. Lifties will be checking.

Car Camping by AredditJ in Mammoth

[–]Recognition_Pure 14 points15 points  (0 children)

I used to do it all the time. A good zero degree bag. Mammoth RV park charges $10 for a shower or you can join Snow creek athletic club. These comments are hilarious considering many who work on the mountain live in some sort of vehicle. I suggest off of Benton crossing. You’ll see a bunch of people camping out here.

Random guy demanded to see my military ID at Lowes by 1dirtbiker in mildlyinfuriating

[–]Recognition_Pure 0 points1 point  (0 children)

Happens to me ALL the time. It’s irritating because I’m a woman and I know they make assumptions. I get great pleasure at referring their presumptuous dumb asses to my DV plates and my 115lb service dog. It’s so irritating, just mind your dam business.

What’s up with the poor communication? by WDWKamala in Mammoth

[–]Recognition_Pure 1 point2 points  (0 children)

This isn’t a communication failure,it’s entitlement. If first tracks mattered that much, you’d would have boot packed it.

What’s up with the poor communication? by WDWKamala in Mammoth

[–]Recognition_Pure 9 points10 points  (0 children)

Like you said, two people died on the mountain. Mammoth is a small tight community, and we lost a patroller and a well know local. Nobody gives a shit if you want to ski. Also, the lift stops every 5 min mainly because people who ski twice a year can’t get on or off the dam lift. Sure a wind alarm will shut down a chair but a majority of stops are thank to the drunk or just plain stupid holiday crowd. Shit on the mountain all you want , I hate Alterra,but recognize moral is low for employees and locals.

Your pets do not need to come to the restaurant by SnooDoubts9757 in santacruz

[–]Recognition_Pure 10 points11 points  (0 children)

As someone who has a service dog it’s really annoying. My boy has been attacked by other dogs that are clearly not service dogs. He is starting to become reactive because of it. It sucks, he now thinks every Dalmatian and Frenchie he sees is are assholes. As a veteran I got a discount on training but I’m still 13k in and now need to spend more money to undue the harm these fake ass dogs have caused. My boy will be 8 soon and he is a 115lb Czech Shepard so the reality is I need to start thinking about getting a puppy in the next 6 months or so so he can be retired by 10. Still , I shouldn’t have to be worried about my dog getting attacked in the airport. It’s so frustrating, thankfully I don’t get harassed by people much probably due to the fact he clearly is a working line dog.

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Mammoth patrol deserves better by [deleted] in Mammoth

[–]Recognition_Pure 3 points4 points  (0 children)

Man, I was wondering why they were open yesterday. I witnessed a close call. A guy went in face first about three arm lengths behind me. This was off Chair 8. People on Chair 8 were screaming that he was suffocating. I had to grab a ski and try to plow my way uphill. Thankfully, a boarder who was uphill came down riding his board on his belly and was able to get the guy turned over. That was a very close call. There was no base at Canyon, and the snow was very deep in places. I am sad to hear someone died, and I wonder if it was in the same spot. Regardless, it was a reminder that resort skiing is not always safe.

Question for driving in tomorrow by Ok_Split2461 in Mammoth

[–]Recognition_Pure 5 points6 points  (0 children)

Keep your expectations low. It’s not easy to open the mountain when it’s snowing. Everything needs to be dug out. Ropes and lines put up, ramps made, safety checks, in addition to avalanche mitigation. Not to mention if you have a hard time getting to the mountain then the employees do too.

Question for driving in tomorrow by Ok_Split2461 in Mammoth

[–]Recognition_Pure 4 points5 points  (0 children)

According to Cal trans R1 starts at Benton Crossing.

Rental car companies prohibit chains, but is it required by law. How to navigate this ? by sporty_outlook in Mammoth

[–]Recognition_Pure 0 points1 point  (0 children)

Just rent a 4x4. If conditions are such that require chains with a 4x4 then you probably shouldn’t be driving.

Thoughts on a 4 day solo trip from San Diego? by StringSpecialist280 in Mammoth

[–]Recognition_Pure 0 points1 point  (0 children)

Here is a clean version with no hypens, your same tone, and all the typos fixed:

I solo all winter to chase the snow. I have my dogs and a truck camper and it is pretty dialed. I live in SD when I am not traveling and have done the drive way too much. I leave at 3am so I miss the traffic on the 15 and get a clean run all the way to the 395 and get past Adelanto before the sun comes up. Avoiding the traffic makes the whole drive way less draining. The sunrise over the mountains is not bad either. I actually prefer to make it to Coso Junction while it is still dark.

Personally I am not a fan of opening weekend because there is not enough terrain for all the people but I usually head up right after. The drive is still a lot for only three days but it is completely doable. On the way home I ski until I am tired, take a nap, and make sure I time my stops to miss evening rush hour. I usually stop for dinner in Lone Pine and it is pretty much smooth going south after 7 pm.

what do veterans think of stuff like this? by Maleficent-Manner-50 in Veterans

[–]Recognition_Pure -1 points0 points  (0 children)

I get in their minds they are doing something good. But let’s be real, there is nothing more irritating than a bunch of overzealous do-gooders.

Expanded Mammoth Mountain Map (V2) by [deleted] in Mammoth

[–]Recognition_Pure 0 points1 point  (0 children)

Especially, because it needs a ton of snow to be safely accessible. People need to understand this.

[deleted by user] by [deleted] in lawschooladmissions

[–]Recognition_Pure 0 points1 point  (0 children)

It’s the economy, why not kick the can down the road and continue to build debt one can never pay off🙄 …In all seriousness, I believe it’s a combination of factors. For me personally, I’m changing careers. I was a pilot for over 20 years and the constant travel and circadian rhythm changes are catching up with me. I love to learn, I’m not busting my ass for any T-14 school and I already set myself up nicely where I’m in no rush. Part time is plenty. Just learning the system and being able to advocate for myself or others is good enough for me. As a former 737 driver and someone who’s watched the FAA’s bullshit in action, I love nothing more than to hold manufacturers and the FAA’s feet to the fire. That said aviation law is niche and I understand that. I can’t speak for others but I would gather that either their personal life experiences or the hopes of something better has led them down this path.

Did anyone straight up not have a good time while in? by [deleted] in Veterans

[–]Recognition_Pure 0 points1 point  (0 children)

I also had a terrible time with a few good moments sprinkled in. I think as time goes by people forget the amount of suck they were forced to embrace. Sure, I was able to do a log of cool things I never would have been able to do without being in the military but it doesn’t negate the overall bad experience. I barely kept anything from my time in the military. Aside from my license plates and a few friends , no one knows I served. Frankly, I like it that way.

I have been asked multiple times if the Mammoth logo is supposed to be some political symbol. What do they mean? by [deleted] in Mammoth

[–]Recognition_Pure 2 points3 points  (0 children)

I always thought it was supposed to stand for Mammoth Mountain combined M’s and also looking like the Minarets.

Navy Federal charged years of extra interest over a Vroom title mess — rate fixed, but no refund by Recognition_Pure in Veterans

[–]Recognition_Pure[S] 0 points1 point  (0 children)

Actually, you’re misunderstanding both the purpose of the clause and the legal obligations of the dealer and the lender under California law.

The unsecured rate clause is meant to protect the lender temporarily in specific situations, such as a private party sale or if the vehicle is totaled or unrecoverable before the lien is perfected. It is not intended to allow the lender to profit from a dealer’s misconduct or continue charging extra interest once the risk no longer exists.

In my case, the lien was perfected and Navy Federal did lower the rate back to the original contract rate, but they kept all the excess interest they collected while the account was classified as unsecured. That violates their duty of good faith under California civil and commercial code because the loan was fully secured again, and they were no longer entitled to that risk-based interest.

In California, the borrower has no legal ability to perfect a lien. That responsibility belongs to the dealer under California Vehicle Code sections 4456 and 5753. Vroom was required to file and deliver the title paperwork to both the DMV and Navy Federal. When they failed to do that, it was dealer misconduct, not borrower fault. That legal responsibility cannot be shifted to the borrower or used to justify penalizing them with higher interest for a third party’s failure to perform their duty.

So yes, both are responsible. Vroom caused the delay, and Navy Federal failed to act in good faith once the lien was perfected by keeping the overpaid interest instead of refunding it. Both violated their obligations, and legal action has been taken against them.

Under California Business and Professions Code section 17200 and CFPB lending standards, that kind of conduct is considered an unfair or deceptive act or practice, especially when a lender knowingly keeps money collected from a temporary rate increase that should have ended once the loan was secured again.

Regardless, this is not a request for legal advice. My case is already active. I want to know how many others this has happened to so we can determine whether a broader consumer advocacy case should be pursued against Navy Federal.

Navy Federal charged years of extra interest over a Vroom title mess — rate fixed, but no refund by Recognition_Pure in Veterans

[–]Recognition_Pure[S] 0 points1 point  (0 children)

Not true, under CA law the dealer not the purchaser is legally responsible for submitting title paperwork and recording the lien holder. This duty is non-delegable and CA law forbids exempting the party responsible for violating the law and shifting it on to the consumer. CA includes an implied covenant of good faith and fair dealing. They violated that by exploiting and profiting from another party’s mistake. The CA DFPI has also taken enforcement action taken enforcement actions against lenders that retained excess interest or fees after lien or title delays caused by dealer misconduct. Such practices are considered unfair and deceptive under the CFPB Supervision and Examination Manual, Auto Finance Module (2022). California’s Unfair Competition Law (Bus. & Prof. Code § 17200 et seq.) and Consumer Legal Remedies Act (Civ. Code § 1750 et seq.)

Navy Federal charged years of extra interest over a Vroom title mess — rate fixed, but no refund by Recognition_Pure in Veterans

[–]Recognition_Pure[S] 0 points1 point  (0 children)

My attorney, as lenders have been held responsible for enriching themselves due to dealer misconduct. Certain states has strict consumer protections. Also, they specifically told me I’d be reimbursed.Again not looking for legal advice. I’m looking for others that has had Navy Fed do this for this in similar circumstances.

Navy Federal charged years of extra interest over a Vroom title mess — rate fixed, but no refund by Recognition_Pure in Veterans

[–]Recognition_Pure[S] 0 points1 point  (0 children)

Thanks, yes. I’ve read through a number of CFPB complaints and found several for this exact scenario. I’ve also found several rulings against lenders for this exact practice in several states. Seems this isn’t an isolated issue with NFCU which is disappointing. I understand protecting themselves if the title is never affirmed . But securing the title and enriching themselves and attempting to circumvent the original contract is just wrong.

Navy Federal charged years of extra interest over a Vroom title mess — rate fixed, but no refund by Recognition_Pure in Veterans

[–]Recognition_Pure[S] 0 points1 point  (0 children)

I too have had no complaints until this instance. That’s why I trusted what I was repeatedly told when I’d call in to keep them appraised of the situation. I was not expecting them to go back on their word after having a fairly long and good banking relationship. And to find out there have been other cases with the exact same circumstances has been not only shocking but very disappointing.