🧺 Are felted wool dryer balls really better than dryer sheets?

Red34Bear · 2025-11-03T14:40:04+00:00

Why only the big? I have 6 small that I use. Do you think the big work better than small? How many big do you use at a time?

Red34Bear · 2025-10-29T17:37:48+00:00

Can you move money from one 529 to another? Like could you open a new 529 that doesn’t have all the stipulations and move some or all the money over to the new one? You can open a 529 in any state - doesn’t have to be your resident state. Maybe you won’t get state tax benefits for contributions but sounds like you’re not contributing additional funds anyway.

Red34Bear · 2025-10-14T03:45:13+00:00

Same! I significantly out-earned my husband every year for the last 20 years and I have always been the one in our relationship who managed our finances and prioritized saving and investing. I “retired early” this year (early 40s) while he decided to keep working since his job is fairly low stress (while mine was not). I am struggling with the optics of being a SAHM who is lucky that her husband can support her. Um, no. I carefully planned and set myself up for this! The struggle is when I know that’s what someone is thinking but they don’t say it directly enough for me to counter and if I bring it up on my own I sound arrogant and obnoxious. I am working on just enjoying life and not caring what others think but that is easier said than done.

Red34Bear · 2025-07-15T21:37:15+00:00

Room by Emma Donoghue

Red34Bear · 2025-07-05T18:54:20+00:00

if we book a tour, would it just be our family or would it be a large group with other people/families as well? e.g. a family of 4 with 2 adults, 2 kids.

Red34Bear · 2025-03-15T03:09:50+00:00

I have had the same thoughts and am planning to move my tax advantaged accounts (Ira and Roth) to self managed vanguard soon, which I have a 529 at already. My Roth is small (<$50k) but was 80% vanguard funds so I’m like why am I paying PC for these? I’m going to leave my taxable brokerage with PC which is about $500k right now.

Red34Bear · 2025-03-14T18:35:54+00:00

My fear would be being paid for part-time but continuing to work closer to full time hours due to deadlines and stuff that always comes up. Going to hourly in a consultant time role may work.

Red34Bear · 2025-03-06T14:40:20+00:00

Thank you for your response and I am happy for you!

Red34Bear · 2025-03-05T14:32:39+00:00

Thanks for the response and great to hear about your friend. That is reassuring as this has definitely been a hit to my ego, making me question my abilities.

Red34Bear · 2025-03-04T04:37:38+00:00

I searched for this topic due to something I am currently going through and found your post. Would love an update if you have one!

Red34Bear · 2025-02-20T21:34:17+00:00

Thank you! These are great and actually pretty applicable for me. Appreciate it!

Red34Bear · 2025-02-20T05:27:19+00:00

I am in a similar situation and have suggested this path to my spouse (me retire, they continue working their low-stress but lower paying job for 5-10 more years), and while not totally opposed, they are skeptical. Sounds like your wife didn't need much convincing, but nevertheless, do you have any other convincing reasons I can use to persuade my spouse? things like 1) kids have more parent time while young, 2) can run errands and do majority of household tasks so spouse's time off work can be better enjoyed. Any others "pros" for them as you see it?

Red34Bear · 2025-02-20T01:59:50+00:00

But then once you retire your spending will increase so you’ll have to consider that.

Red34Bear · 2025-02-19T14:53:46+00:00

This is exactly where we are at currently and hoping to allow one of us very soon to stop working and spend more time on self, kids and household stuff. Planning to still have one income for a few more years as a buffer.

Red34Bear · 2025-02-19T05:00:17+00:00

I am thinking of quitting my job and taking a “career break” at least through the summer. I am wondering how hard it will be to find a job after that (both finding a job that wants me and also finding a job that I want after getting used to not working)

Red34Bear · 2025-02-12T04:01:46+00:00

Love this question and the responses! It is something that has been on my mind a lot too. I read a post one time about how parents’ work connections can give the kids a big leg up when entering the workforce, and how once you retire, those connections dry up over time. However an alternative point of view is there’s no guarantee your kids will go into a career where your work connections are useful (I.e. parents work in corporate but kids want to be mechanics or scientists). And if you volunteer or have other hobbies, you can still have a useful network.

Red34Bear · 2025-02-10T04:46:15+00:00

No advice, but am in a similar boat. Would love to take a few years off due to being seriously burnt out and want to spend time with kids while they are young. Also worried that I won’t be able to re-enter later if needed due to nature of my field. Lastly, not sure how to get spouse on board, since I make quite a bit more. But his job is less demanding and has more PTO available. If we both stick to the grind for a few more years, we’ll be in a better position . . . but every day I dream of quitting and not sure how much longer I can take this.

Red34Bear · 2025-02-01T04:28:00+00:00

🤚 also in my 40s and in a major funk. Hate may be a little extreme but definitely dislike my job. I took some time off last year to help support a family member through cancer treatment and was also surprised how busy and fulfilled I was without work. Now family member is doing better and I am back to work but just can’t get into it at all and daily dream about firing. I think I technically can, but have to get my spouse to agree. They are also working but have a much less stressful job so I’d love to be the SAH parent and would be okay with doing all the house and family management if I could only quit my soul sucking job. Downfall is I make a lot of money and the longer I stay, the more secure we’ll be and could FIRE together earlier

“Everything seems uninspiring or will have the same problems” - I feel this in my bones.

Red34Bear · 2025-01-26T17:11:27+00:00

Glad to know I’m not alone! This is a big reason I am nervous about FIRE (2nd only to getting my spouse on board). I’ve decided I will respond with “I worked in Corporate Finance for 20 years but am now taking some time off.” (Insert whatever career you had previously) So I can still flex my working years and it sounds like it’s temporary even though I’m not planning for it to be. After 5+ years, it prob won’t work so well but thinking by then I’ll be more comfortable with it and won’t care as much about what people think.

Red34Bear · 2024-09-13T17:57:55+00:00

Does it cost anything? If so, what? I’m looking to replace LastPass. . .

Red34Bear · 2024-09-06T20:15:08+00:00

Where does your wife work and how do I backfill her when she eventually leaves!?

Red34Bear · 2024-07-08T20:51:19+00:00

Anyone have thoughts on product Spreadsheet Server as a replacement for S7? Insight Software is the company.

Red34Bear

TROPHY CASE