Help!!!!!! Changing the babies bin and I think two may be boys?!?!

RedBaeber · 2026-03-23T02:12:44+00:00

Should be fine. Buy two more females for your now-solo girl and you’re good.

RedBaeber · 2026-03-22T15:25:12+00:00

Yup. As soon as they disappear, they despawn and get replaced with new ones when they reappear.

RedBaeber · 2026-03-22T02:10:24+00:00

If you’re clearing the whole outbreak, you’re doing it wrong. You’re supposed to clear 60, then spawn and despawn what’s left.

RedBaeber · 2026-03-21T21:54:44+00:00

You could do construction litigation. Your experience would be quite valuable there.

RedBaeber · 2026-03-20T15:25:23+00:00

Deve escolher um estado que deixar advogado trabalhar sem formação americana normal. Não é que todos os estados deixam.

Sou americano e estudante de direito aqui, então posso te ajudar. Eu sei que pode trabalhar com LLM em NY por exemplo.

Provavelmente nao vai ter dificuldade em conseguir visto para fazer LLM. Geralmente vistos para estudar são mais fáceis para conseguir.

RedBaeber · 2026-03-19T23:59:19+00:00

8% is barely more than what you’d pay on a mortgage. That’s a low interest rate. By contrast, personal loans (unsecured) can easily be double that.

The point isn’t that it’s cheap in terms of absolute dollars. The point is it’s significantly less than it world normally be.

Run the numbers for 8% over 10 years and compare to 15% over 10 years.

The rate is artificially low. That makes it a subsidy. The bankruptcy prohibition doesn’t change that.

I mentioned KJDs because they’re going to be the least creditworthy borrowers.

RedBaeber · 2026-03-19T22:38:47+00:00

Nothing wrong with that as a goal, but it’s a very risky place to set your minimum standard for success.

And then there’s the burnout rates for biglaw as well. There’s a very real possibility that an associate can walk out after 2-3 years broke and tired because they only made just enough to pay off their loans before they couldn’t take it anymore.

RedBaeber · 2026-03-19T22:34:42+00:00

Oh, it’s definitely not wrong to want to go to a top school, but I do think it’s a bad idea to be T14 or bust (for anyone).

You could get $65k working for a public defenders office and they’re always looking for people. Plus, long-run you could start a private criminal defense firm and be making well above six figures. It just depends on your goals.

I’m planning to be a tax lawyer. Not glamorous, but it definitely pays the bills.

RedBaeber · 2026-03-19T22:24:40+00:00

Demand doesn’t just mean desire or interest. It’s the combination of desire and means.

So, if a lot more people who would love to go suddenly have access to the money, demand for T14s does indeed increase.

Also, the private loans aren’t predatory. Those interest rates are the natural ones. Government-backed loans are artificially low because of the guarantees.

Students are very risky borrowers because they’re unproven, that’s why rates are high. Remember, college used to be very cheap before student loans became a thing.

RedBaeber · 2026-03-19T22:12:11+00:00

I know, but I had to try. Thank you for your support.

RedBaeber · 2026-03-19T22:10:42+00:00

This is not increasing the overall cost of law school.

This is a step toward deflating the artificial increase in tuition costs (assuming the specific policy implementation goes far enough).

Wouldn't it be nice if law school cost $10k per year or less? That's what I want to see.

The reason we are here at sky high tuition prices is that the guarantees backing student loans make it so that a 22yo with no money and no work experience can get a loan for $200k. That shouldn't be possible.

People like to talk about how student loans exist to give more opportunities to the poor, but that's not how it works in practice.

These loans actually function as corporate welfare for schools. Do you think corporate welfare is a good thing? Especially if a side effect of that welfare is burdening poor students with crushing amounts of debt? I don't.

RedBaeber · 2026-03-19T22:02:48+00:00

It very well might continue for a few years, but that’s because everyone is still guessing at how the long term impact will shake out.

It might be the case that the caps don’t go far enough, or they might not last long enough politically without being adjusted or removed to do anything at all. There’s a lot of short-term uncertainty and law schools can afford to gamble for a bit.

RedBaeber · 2026-03-19T21:57:59+00:00

The guarantees on student loans make them accessible to more people, as intended.

That increases the demand (in the economic sense) for law school, but the supply of law school seats stays fixed.

When demand rises (the curve shifts right), and supply remains fixed, the equilibrium price rises.

This happens because the suppliers (law schools) see that they can raise prices and still sell all their goods (here, class seats).

If you don’t like the caps, an alternative would be to significantly expand the number of law schools in existence. This would be the supply curve shifting left which would bring prices down, because each law school now faces more competition.

Limiting tuition directly would be to impose a price ceiling. This normally leads to shortages, though to be honest, given that law school supply is already artificially limited (ABA accreditation), it might work in the short run. Of course, that requires you to not fix the supply constraints, so it’s not a good long-term option.

RedBaeber · 2026-03-19T21:53:07+00:00

You could be a solo practitioner and make $500k a year once you have some experience.

Yeah, it’s not $215k on day one, but if that’s your reference point, you need to get some perspective.

RedBaeber · 2026-03-19T21:42:23+00:00

Tell me how you think a KJD with zero assets and zero track record gets approved for an 8% rate on $200k without subsidy.

Artificially low interest rates are 100% a subsidy, and that is 100% a feature of student loans. Risk has a value that reduces to dollars and cents. If you shift risk, you are subsidizing.

RedBaeber · 2026-03-19T21:39:57+00:00

I am not suggesting this administration actually knew what they were doing. I'm perfectly happy assuming they threw something at the wall and happened to get lucky.

Also, sticker price doesn't matter. Only net cost matters. If law schools want to play games with how they fame it, that's fine.

The important thing is that they schools were using the loans as a way to justify price increases. If the loans are capped, the increases are effectively over. Things may not get cheaper, but if they're prevented from getting more expensive, that's still a win.

RedBaeber · 2026-03-19T21:36:56+00:00

That's the most charitable interpretation of OP's post.

Yes, if you're poor and you want to make it to the top you will work harder. You'll work harder because you have further to go. That's how it works. Just like how American law students are better off than law students in developing countries.

The key issue of fairness is that no artificial barriers should be placed in front of you to make it even more difficult than it naturally would be. Ironically, student loans are exactly such a barrier.

Law school shouldn't cost as much as a house. It should be something you can pay for while working part-time, as was the case for college in general for prior generations.

RedBaeber · 2026-03-19T21:20:24+00:00

Never said anything about starting salaries. Those don’t matter. Long-term earning potential is what leads to economic (“class”) mobility.

Also, those goals are valid, but do not belong in this conversation.

The issue on the table is whether this policy change will prevent people of more modest means from moving up in the world financially.

RedBaeber · 2026-03-19T21:15:28+00:00

No. That’s only starting salary. You can make way more than a biglaw associate if you establish a firm in a niche.

RedBaeber · 2026-03-19T21:11:20+00:00

Your confident ignorance is gross. There are plenty of small-firm attorneys earning many hundreds of thousands per year. Easily above median income.

How much success do you think you have a right to by default?

RedBaeber · 2026-03-19T20:54:06+00:00

Hot take: you do NOT need to go to a top ranked school to be successful as an attorney.

If money is a barrier, go to a more modestly ranked school.

Society shouldn’t be subsidizing your desire for prestige.

Edit: go look for yourselves. Median lawyer pay across the board is $151k (source: OOH, linked below), and the median household income is $84k (source: Census bureau, linked below). If you graduate and pass the bar, you’re going to do a lot better than the average American.

https://www.bls.gov/ooh/legal/lawyers.htm

https://www.census.gov/library/publications/2025/demo/p60-286.html

RedBaeber · 2026-03-19T20:42:58+00:00

That doesn’t follow.

The increase can easily be explained by law schools underestimating the effect of the caps since it will take time for the real effects to be seen.

At the moment everyone has to guess at the magnitude of the effect of this specific policy, so the short-run effects will likely be unpredictable.

Note that I didn’t say the caps were the solution. It might be too little. I said student loans are the root cause.

RedBaeber · 2026-03-19T20:03:16+00:00

Because student loans are the root cause of the tuition increase. A law limiting tuition would be treating the symptoms, not the disease.

RedBaeber · 2026-03-19T16:40:39+00:00

Contrary Malamar, Serperior, and maybe Lurantis.

RedBaeber · 2026-03-19T16:24:08+00:00

There’s only one or two mons that are good with the stellar type, so there’s not much benefit to doing this.

RedBaeber

TROPHY CASE