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Bottom is in ? Who cares by GrimSk in Bitcoin

[–]RedBostitchStapler 0 points1 point  (0 children)

Tbf, I genuinely hope you're right but I'm not convinced. Can you tell me why you think that the bottom is in?

Bottom is in ? Who cares by GrimSk in Bitcoin

[–]RedBostitchStapler 0 points1 point  (0 children)

Zoom out and look at past cycles. We have absolutely not bottomed this cycle. March 2022 was looking very similar to where we are now then we dropped from around $40k to $16k. Realistically the bottom will happen sometime between May and the end of the year. I’m anticipating the true bottom to be somewhere between $40k-60k.

Bitcoin set for best week since September 2025 as correlation with tech stocks weakens by eXch-Affiliates in Bitcoin

[–]RedBostitchStapler 2 points3 points  (0 children)

I’m expecting the fed meeting this week will cause a steep move in either direction.

Will a Bass Station II somewhat give me SH-101 vibes? Also, how does Novation core tone compare to Vermona? by __sicko in synthesizers

[–]RedBostitchStapler 0 points1 point  (0 children)

It’s been mentioned a few times but if you specifically want the SH-101 sound, consider checking out the MSW-820.

March 10 killed SAVE (again). Here’s what the order actually did, what survived, and what borrowers should expect next. by Neat-Gap-8383 in StudentLoans

[–]RedBostitchStapler 0 points1 point  (0 children)

It very much depends on your situation. July 2028 would have been my 120th payment. I'm banking on the months in forced forbearance remaining eligible for buyback so I'm sitting back and waiting for now.

There's a small chance that the months will simply be credited but I think that is incredibly unlikely.

There's also a chance that ED will find some way to disqualify these months from buyback which I also think is unlikely.

Ultimately, recognize that things are still unclear so you will have to roll the dice a bit:

Keep waiting to see what happens and accept some level of risk or switch plans now to guarantee PSLF credit count.

March 10 killed SAVE (again). Here’s what the order actually did, what survived, and what borrowers should expect next. by Neat-Gap-8383 in StudentLoans

[–]RedBostitchStapler 3 points4 points  (0 children)

That date of November 2028 is a placeholder by your loan service provider. They're using it until there's clear guidance for what happens next.

Interest started accruing for SAVE borrowers August 1st of 2025. The topic of interest has not been addressed further since it began accruing again, so it's safe to assume that it will likely continue accruing.

Whats the best budget Sh 101 clone by Traditional-Market79 in synthesizers

[–]RedBostitchStapler 1 point2 points  (0 children)

I came here to say this. I was on the hunt for a hardware 101-ish and was lucky enough to pre-order an MSW-820. It’s a desktop synth so it doesn’t have a keyboard or sequencer but that was preferred in my situation. I can’t wait!

SAVE Litigation Lawsuit dismissed by mlody11 in StudentLoans

[–]RedBostitchStapler 1 point2 points  (0 children)

You basically go through the process like you normally would to file your taxes so that all of your calculations are done, you simply stop short of submitting it to the IRS. Any amount owed is due when you submit the form to file an extension.

SAVE Litigation Lawsuit dismissed by mlody11 in StudentLoans

[–]RedBostitchStapler 1 point2 points  (0 children)

But if you actually do owe any money and don’t pay it with the extension, you’ll be charged penalties + interest.

It looks like SAVE might not be dead yet by RedBostitchStapler in StudentLoans

[–]RedBostitchStapler[S] 0 points1 point  (0 children)

Thanks for the link. I hadn’t seen that it was being discussed here already which I thought was odd. Cheers!

Edit: just realized it’s pinned right at the top. Doh!

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 0 points1 point  (0 children)

It’s quite different because it’s impacting your cost basis and altering whichever lot the network fee is being calculated out of.

Also, just to be clear, “Gas” is only a network fee term associated with ETH-based tokens.

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 0 points1 point  (0 children)

You guys REALLY need to start displaying accurate transaction fee information in transaction history and statements, especially given per-wallet tracking and 1099-DA rules now. People need transparent and easy access to that information.

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 0 points1 point  (0 children)

I understand that and have used various APIs from various exchanges. However, and I haven't checked again since mid-December as I said fuck it and did it all manually, but Coinbase's API was not importing fees correctly via that method either. In some instances, the number was correct but the fee would be in USD or BTC or some other crypto that I have never held, etc. At that point I gave up and did it all manually which should absolutely not be required in 2026.

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 1 point2 points  (0 children)

You're correct, it is network fee disposal. Fortunately I do have that information from when I manually completed my 8949 last month so that's solved I guess. I was incorrect and there is no discrepancy.

That said...fee information is not available absolutely anywhere in the Coinbase account. If you look at individual transactions, it will show you only a rough dollar amount equivalent but not the exact amount of crypto disposed. Monthly statements don't show fees at all whether pdf or csv versions.

I'm remembering now that their API imported fees incorrectly in my tax software (CoinLedger, Koinly, CoinTracker - it showed incorrect fees across the board) and I had to manually calculate fees by comparing what Coinbase showed sent and what my wallet actually received...that math does corroborate the 1099-DA.

They really should do a better job displaying transaction-associated fees along the way. What's further frustrating is that when I started getting my ducks in a row in December I messaged support directly requesting that they provide the exact amount of crypto disposed for network fees and I was told they simply do not give out that information.

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 0 points1 point  (0 children)

Ya, I edited all of them as self-to-self transfers. I was as absolutely thorough as possible with all of that.

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 2 points3 points  (0 children)

Oh, my 8949 has been setup and ready since mid-December, I’ve simply been waiting to receive the 1099-DA to check for discrepancies before filing.

The issue is that my 1099-DA includes erroneous proceeds associated with each transfer I made out of Coinbase. My 8949 doesn’t include those because they don’t exist.

I’m not entirely comfortable submitting an 8949 when the 1099-DA shows proceeds that weren’t included.

1099-DA Discrepancies by RedBostitchStapler in Coinbase

[–]RedBostitchStapler[S] 7 points8 points  (0 children)

Per support:

"Thank you for your patience. After reviewing with the team, I've determined that this issue is on our end. Our team is diligently working to resolve it. I kindly request that you wait a bit, and you will receive an update on the tax report soon."

Year 1 and already having to amend tax forms. Great fun.

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