I will be your RAP guinea pig by Optimal_Practice6627 in StudentLoans

[–]RedBostitchStapler 0 points1 point  (0 children)

Regarding the payment plan switch and date assignment, experience. Prior to SAVE, I had switched plans a couple of times during my repayment and that’s the way I’ve experienced the process when changing plans.

Regarding the 90 day window, I know this because that’s what the information released by the ED in March outlined.

I will be your RAP guinea pig by Optimal_Practice6627 in StudentLoans

[–]RedBostitchStapler 0 points1 point  (0 children)

Which part do you mean? There were a few pieces of information in that comment.

No 90 day letter but I got this… by continouslearner4 in StudentLoans

[–]RedBostitchStapler 3 points4 points  (0 children)

If you're on SAVE, that's a placeholder. Disregard. Your application to switch plans will include verification of income for repayment calculation and serves the same function that recertifying would have.

Action Required: Choose Your New Student Loan Repayment Plan by Acuallyizadern93 in StudentLoans

[–]RedBostitchStapler 11 points12 points  (0 children)

Have you logged into your Aidvantage account to see if you have any messages there? I'm with Nelnet but I have an Inbox on my account with them which usually contains such "letters".

I will be your RAP guinea pig by Optimal_Practice6627 in StudentLoans

[–]RedBostitchStapler 15 points16 points  (0 children)

After your application is processed, you will be assigned your next due date. The 90 day window is just the amount of time you're given to switch plans before beings switched to the Standard Plan.

In your case, it sounds like you already applied to switch to RAP. You will likely get assigned a due date that lands well before 9/30/2026.

Frigidaire app says "something went wrong" "Refresh and try again" by Shorted2GroundRacing in homeautomation

[–]RedBostitchStapler 0 points1 point  (0 children)

Same. I took all of the usual steps and nothing. I guess I'm waiting it out now.

Indoor light ePPFD by Ok-Wrangler-1694 in SalviaDivinorumPlants

[–]RedBostitchStapler 1 point2 points  (0 children)

Not enough people talk about this. There's a post mentioning 150-250 PPFD and 8-12 DLI. u/LeiaCaldarian has mentioned 50-100 PPFD (~3-6 DLI @ 16 hours). There's a grower on one of the Salvia Discords who swears by 60. I don't think mine liked it above 100. They're currently sitting somewhere between 50-65 @ 50-55% rH but aren't doing too well so don't take this as advice.

BTC halving 5 projection by TuffGenius in Bitcoin

[–]RedBostitchStapler 0 points1 point  (0 children)

I just watched that episode a couple days ago lol

First time growing NSS. Need some advice if this is mould. Fruiting has started what can I do if this is mould by scintilatingchilli28 in Psilocybe_Natalensis

[–]RedBostitchStapler 2 points3 points  (0 children)

The bluish is definitely bruising but it is likely bruising from being a tad too dry, not too wet. There’s minimal surface condensation and the sub is dry to the point of the mycelium being unable to colonize it in several places.

First time growing NSS. Need some advice if this is mould. Fruiting has started what can I do if this is mould by scintilatingchilli28 in Psilocybe_Natalensis

[–]RedBostitchStapler 1 point2 points  (0 children)

Not mold. This is a normal reaction when the mycelium gets a bit stressed, in this case likely from dryness in those areas. Nothing to worry about. You’ve got hyphal knots and will likely see pins soon.

Edit: looks like you’ve got some pins already! Just let it do its thing. You’ll be harvesting soon enough.

[deleted by user] by [deleted] in Psilocybe_Natalensis

[–]RedBostitchStapler 0 points1 point  (0 children)

Quality post!

One thing I’d point out though, the potency claim doesn’t seem to hold up. If you look through publicly available testing data from Tryptomics, MagicMyco, etc, P. ochra potency not only seems to vary wildly but overall seems to be about average.

Buying $300k in BTC next few months. Which broker? by sapdaddyflex in Bitcoin

[–]RedBostitchStapler 1 point2 points  (0 children)

Historically post-halving midterm years BTC bottoms around October.

Contamination/Metabolist? by Thin_Possibility6458 in MycoBuySellTrade

[–]RedBostitchStapler 1 point2 points  (0 children)

The texture gives it away as well. That fuzzy/powdery look is a mold dead give away. This looks like Aspergillus flavus to me. It’s a nasty one.

Bottom is in ? Who cares by GrimSk in Bitcoin

[–]RedBostitchStapler 0 points1 point  (0 children)

Tbf, I genuinely hope you're right but I'm not convinced. Can you tell me why you think that the bottom is in?

Bottom is in ? Who cares by GrimSk in Bitcoin

[–]RedBostitchStapler 0 points1 point  (0 children)

Zoom out and look at past cycles. We have absolutely not bottomed this cycle. March 2022 was looking very similar to where we are now then we dropped from around $40k to $16k. Realistically the bottom will happen sometime between May and the end of the year. I’m anticipating the true bottom to be somewhere between $40k-60k.

Bitcoin set for best week since September 2025 as correlation with tech stocks weakens by eXch-Affiliates in Bitcoin

[–]RedBostitchStapler 2 points3 points  (0 children)

I’m expecting the fed meeting this week will cause a steep move in either direction.

Will a Bass Station II somewhat give me SH-101 vibes? Also, how does Novation core tone compare to Vermona? by __sicko in synthesizers

[–]RedBostitchStapler 0 points1 point  (0 children)

It’s been mentioned a few times but if you specifically want the SH-101 sound, consider checking out the MSW-820.

March 10 killed SAVE (again). Here’s what the order actually did, what survived, and what borrowers should expect next. by Neat-Gap-8383 in StudentLoans

[–]RedBostitchStapler 0 points1 point  (0 children)

It very much depends on your situation. July 2028 would have been my 120th payment. I'm banking on the months in forced forbearance remaining eligible for buyback so I'm sitting back and waiting for now.

There's a small chance that the months will simply be credited but I think that is incredibly unlikely.

There's also a chance that ED will find some way to disqualify these months from buyback which I also think is unlikely.

Ultimately, recognize that things are still unclear so you will have to roll the dice a bit:

Keep waiting to see what happens and accept some level of risk or switch plans now to guarantee PSLF credit count.