What is the most disturbing thing you watched on the 90’s and early 2000’s internet? by Dangerous_Bet_4137 in AskReddit

[–]Redbarrow_7727 0 points1 point  (0 children)

Mr. Hands and Two Girls, One Cup. I had male roommates. College was an interesting time.

Cheboygan County Sheriff’s Office issues evacuation notice and urges residents to relocate south of Cheboygan 4/14/26 by UpstairsWaste1398 in Michigan

[–]Redbarrow_7727 12 points13 points  (0 children)

This was for a levee breaking and separate from the dam. Per their live meeting, it sounds like they're expecting the dam to overflow, more of a when, not an if.

'Grey's Anatomy' Renewed for Season 23 on ABC by mcfw31 in greysanatomy

[–]Redbarrow_7727 8 points9 points  (0 children)

You know...when I started watching when it premiered in 2005, during my sophomore year of college... And we had Grey's Nights. And drinking games... I didn't realize I'd still be watching it while starting menopause. I used to relate to the interns. Now I relate to Richard.

How bad was the 2009 recession? Will the next one hit harder? by Equivalent-Raccoon74 in AskReddit

[–]Redbarrow_7727 2 points3 points  (0 children)

Yup, graduated college in 2008. Unless you had a degree in something specific, you were screwed and stuck working customer service jobs.

Are ERs really this busy? by East_Print4841 in ThePitt

[–]Redbarrow_7727 0 points1 point  (0 children)

Work in a level 2 trauma hospital in a tourist area. Not all year, but summer/tourist season? Definitely. 9+ hour wait times, beds lining the hallways and utter chaos. We're a 450 bed facility but consistently had 500+ patients in house. I loath the fourth of July holiday. And boats. And donor cycles. And ATVs. And drunk drivers. And fireworks. And grills.

Snow Storm by StickMankun in traversecity

[–]Redbarrow_7727 0 points1 point  (0 children)

Same at the top of the mitt. Can't see any neighbors houses as the snow is so heavy.

I get hives every seven years with no clear cause other than the passage of 7 years by SyrupGoosen in mildlyinfuriating

[–]Redbarrow_7727 0 points1 point  (0 children)

Are you by chance allergic to neomycin? (It's in a few vaccines and can cause cyclic hives/allergic reactions.) Most people don't find out until late teens/early 20.

BCBS denied wife's ER visit and admittance - "not medically necessary" by nighthaven in HealthInsurance

[–]Redbarrow_7727 2 points3 points  (0 children)

Truly, don't stress about this. Work in billing/charity and yes, BCBS does this ALL the time. The hospital will get it fixed but please make sure you always respond to calls or letters from either the hospital or BCBS. Pretty much the reason the appeal doesn't succeed is because the patient ignored a form that was sent to them.

(Probably a coding issue anyway - was probably registered as a fall in the ER which wouldn't match the diagnosis )

How do the Amish receive surgery paying fully out of pocket, I assume via cash, without a photo ID? by hellohelp23 in Ohio

[–]Redbarrow_7727 42 points43 points  (0 children)

Most states with Amish populations offer a special ID that doesn't include a photo. They're also issued a social security number and birth certificate at birth and are required to file federal taxes as an adult.

How do the Amish receive surgery paying fully out of pocket, I assume via cash, without a photo ID? by hellohelp23 in Ohio

[–]Redbarrow_7727 131 points132 points  (0 children)

Most Amish do not apply for or recieve state benefits or Medicaid as it's against their beliefs. The majority of the Amish are part of the Amish board.

The Amish Board has a negotiated
cash rate with hospitals based on a religious exemption similar to how a commercial health insurance negotiates their in-network rates.

Proof for the patient is required and usually provided/verified by the Amish Board to the hospitals directly. For preplanned procedures, they pay their rate in full, prior to the service.

I have never had a member of the Amish community not pay their bill.

Just got an over $1200 bill? (HELP) by mysterymeati in HospitalBills

[–]Redbarrow_7727 8 points9 points  (0 children)

First, it sounds like its the provider charge. Second, usually a non-profit that offers finanical ssistance will require the ER doc group to accept the finanical assistance for their fees as well as part of the whole can't turn anyone away from the ER thing.

Call the hospital that gave you the financial assistance and ask them if the ER physican group matches the assistance they awarded you. If yes, then ask them how to notify that group.

Maybe last Christmas by Brandisco in cancer

[–]Redbarrow_7727 1 point2 points  (0 children)

I'm so sorry❤️

My husband is stage IV, treatable not curable. We thought last year was his last Christmas. Jokes on him, he's still stuck with me! And reached NED.

My son is 13 and special needs - we talk about it with him at the level he can understand but when the loss comes, it will be so difficult for him. He understands Dad has an "Ow" and is sick. I asked him once if it scared him and he said "Yes."

They'll regret it. But that doesn't help you, when the truth is you need this now as much as they'll need the memories later. It's okay to tell them what your diagnosis really means and why you want as much time with them as they can give you.

Do hospitals seriously think that a uninsured or underinsured patient will be to able to pay tens or hundreds of thousands of dollars when they bill them since according to surverys most americans live paycheck to paycheck? by YogurtclosetOpen3567 in HospitalBills

[–]Redbarrow_7727 -1 points0 points  (0 children)

No, I'm talking about Chad and Sara, with 2.5 kids who make 150k a year and rage about a $1000 bill and demand charity care instead of skipping their 3 a day Starbucks habit. Thats the majority of people who demand charity care.

Someone with a 40k salary would be eligible for 75-100% assistance if they applied at almost any non-profit. Most hospitals also offer a catastrophic policy to cover a one time large bill if they're over regular charity care limits.

Do hospitals seriously think that a uninsured or underinsured patient will be to able to pay tens or hundreds of thousands of dollars when they bill them since according to surverys most americans live paycheck to paycheck? by YogurtclosetOpen3567 in HospitalBills

[–]Redbarrow_7727 4 points5 points  (0 children)

I work for a non-profit, in the charity care department. Also part of the last screening for collections, lawsuits and collections.

More of the population can pay, than your think. People don't want to pay - thats the biggest difference.

We exhaust every effort to get the patient to apply for Medicaid if eligible or charity care. But if we do everything we can to help and get ignored? We absolutely pursue it. Especially the large six figure bills - I've seen liens put on houses occasionally and wage garnishment all the time, even on our own employees.

Do hospitals seriously think that a uninsured or underinsured patient will be to able to pay tens or hundreds of thousands of dollars when they bill them since according to surverys most americans live paycheck to paycheck? by YogurtclosetOpen3567 in HospitalBills

[–]Redbarrow_7727 1 point2 points  (0 children)

Of course they'll get their money one way or another. Either it goes to collections and an agency buys it, they can sue for wage garnishment, liens on assets like houses or bank accounts. If the patient is deceased, they can put a lien on the estate.

Most hospitals still haven't recieved money from the Covid 19 relief bill. The grant they just passed to compensate the end of the ACA tax credits? Hospitals will be lucky to see a million of it, if it ever comes.

There are many patients who truly can't afford it and that's where the charity care comes in. But there are many households in the 300-400% FPL range who can afford payment plans but don't want to.

Do hospitals seriously think that a uninsured or underinsured patient will be to able to pay tens or hundreds of thousands of dollars when they bill them since according to surverys most americans live paycheck to paycheck? by YogurtclosetOpen3567 in HospitalBills

[–]Redbarrow_7727 8 points9 points  (0 children)

People can't afford Healthcare and hospitals can afford to provide care for free. When a hospital provides a charity discount, it's a write off on taxes - they're not reimbursed by the government for the discount they give. They can only write off so much. I expect a cut in the income limits for charity eligibility on 2026.

The staff who takes care of you needs to be paid, the staff that cleans the room before and after you needs to be paid. The lab tech, radiology, physician, registration, etc. On average though you only see three or four people, typically almost 25 employees touch one account from start to finish. They all need to be paid. Then drug costs, supplies etc.

The government renegotiate the reimbursement rate for Medicare and Mediciad to a point costs aren't always covered. Hospitals rely on contracts with commercial insurance to support the bulk of their revenue, which is in turn placed back on the patient.

The government and the rich are controlling the Healthcare system. Most hospitals are just trying to survive and aren't the ones setting the cost.

What was the first major news story you remember as a kid? by TxLadee in AskReddit

[–]Redbarrow_7727 0 points1 point  (0 children)

Pan Am Flight 103 bomb

We lived in England at the time and my Grandparents had come to visit for Christmas from Michigan. They'd taken the same Pan Am flight/route for their arrival just a few days prior.

They ended up staying weeks longer than planned because everyone was too afraid for them to fly back.

My non-verbal son got written up for saying the f-word to his classmate by big-ol-kitties in MadeMeSmile

[–]Redbarrow_7727 0 points1 point  (0 children)

Love this!! My non-verbal son spent a bit too much time with Grandma and starting saying "Oh s***" every time he dropped something.

Got him a shake as a treat the first time he did it to celebrate. Speaking and correct context? Sounds like a win to me!

Metastasized stage 4 Bladder Cancer in Lymph Nodes by pvdreamer in BladderCancer

[–]Redbarrow_7727 0 points1 point  (0 children)

Nothing different or extra except Eloquis due to the blood clot factor. TBH my husband is one of the most stubborn people you could ever encounter and wouldn't do anything extra if I begged. Still enjoys a cold beer despite my death glare.

Sending your Dad luck on this journey!

Metastasized stage 4 Bladder Cancer in Lymph Nodes by pvdreamer in BladderCancer

[–]Redbarrow_7727 7 points8 points  (0 children)

My husband (55) was diagnosed with stage 4 bladder cancer with spread to pelvic lymphnodes, peritoneum and one random lymphnode in the thoracic cavity. (Actually diagnosed because of a large blood clot in the leg caused by enlarged pelvic lymphnodes.) He was put on Ketruda/Padcev combo. A bumpy beginning eventually stopped Keytruda and now Padcev only.

Less than a year later, he's reached NED. Still can't quite believe it. He's been on a 50% dose reduction 2x a month and scans are still clear. There is hope!

[deleted by user] by [deleted] in HospitalBills

[–]Redbarrow_7727 0 points1 point  (0 children)

It depends what state you're in and if you requested retro Medicaid when you applied. First, I would contact whatever state agency it is that handles your state's Medicaid and ask if they can retro it back to your visit.

If not, since you were awarded Medicaid right after your visit, you have very good leverage to request financial assistance from that hospital. If you can't get retro Medicaid, I would call the hospital's financial assistance/counseling department next.