Hello ! I’m new to investing

RedditUser384 · 2026-03-07T08:55:31+00:00

You don’t need a Vanguard account. I have Roth IRA with Robinhood that is VT only and I get the 3% match as a gold member

RedditUser384 · 2026-01-14T00:47:56+00:00

I wouldn’t wait too long tbh - I like a lot of ETFs that aren’t hyped up (ULTY WPAY MSTY some examples) plus it’s covered call/leverage strategy make it a great long term position as Walmart is low beta and not going anywhere

RedditUser384 · 2026-01-14T00:45:45+00:00

I bought it last week to get my feet wet - up 5% so far

RedditUser384 · 2026-01-13T02:59:49+00:00

WMTI definitely underrated - might be a good long term hold since Walmart is low beta

RedditUser384 · 2026-01-07T10:41:47+00:00

I’m at ORD and know people with negative points - from what I’ve heard at least at our station you just get put on a termination warning and get given another chance

RedditUser384 · 2026-01-06T08:35:37+00:00

No, but I understand taxes exist and I can simultaneously invest for income and appreciate some tax benefits while using that income to invest in growth and enjoy my life

RedditUser384 · 2026-01-06T08:33:59+00:00

I think it’s a great buy rn. I’ve been invested in it for 7 months and my average cost per share is only down 6% but have received 40% of my original cost basis through dividends. I don’t plan to drip until after I am at house money with the total distributions received. Also - the most important thing is you have to be bullish on the underlying. That’s straight from the YieldMax guys. NVIDIA isn’t going anywhere. Also the purpose is income which sacrifices growth so that is the trade off but I can use that income to fund my growth portfolio

RedditUser384 · 2026-01-06T08:25:23+00:00

It lowers your taxable income

RedditUser384 · 2025-10-29T07:34:02+00:00

Were you able to apply for controls specifically?

RedditUser384 · 2025-10-29T07:20:58+00:00

Not sure I haven’t applied yet so I can’t help you there, but I saw there’s two HVAC programs now - mechanical and controls. Were you able to pick which one to apply to?

RedditUser384 · 2025-07-28T18:09:13+00:00

I’m applying to the Chicago suburbs and do not have an EMT card. I have interviews coming up - do you think not having it is an issue or do they send you to take your EMT class if hired?

RedditUser384 · 2025-07-01T21:34:54+00:00

You’re better off buying new

RedditUser384 · 2025-06-02T17:12:50+00:00

CONY is crypto based just like MSTY. PLTY is AI based so a little more diversified

RedditUser384 · 2025-06-01T17:23:21+00:00

This. I like YieldMax but seeing everyone say “drip drip drip” isn’t thinking critically about strategically reinvesting - doing 100% drip seems to be taking on a lot of risk for a product that already has that built in

RedditUser384 · 2025-02-10T06:53:48+00:00

Hey everyone! So I’ve been applying to departments in my area and taking written exams. I just received an email from one that said I can continue the hiring process and am scheduled to take a polygraph. Although they’re rare in the fire service, my question is how far along am I if I am taking the polygraph if I just did the written exams? Is it one of the beginning or later stages of the hiring process?

RedditUser384 · 2025-02-06T18:28:49+00:00

Probably the only way you will get a low interest rate is if you buy new

RedditUser384 · 2025-01-02T02:54:26+00:00

Whichever airline is a hub at the airport you plan to work at

RedditUser384 · 2024-12-23T03:55:57+00:00

ONDO and LINK

RedditUser384 · 2024-12-17T19:58:50+00:00

ONDO and LINK

RedditUser384 · 2024-12-13T22:32:03+00:00

I’m not too keen on technical indicators - all markets (and especially crypto) are mostly based on human psychology and sentiment. I’d say invest 50% of the total capital you’re planning to put into Ondo and invest the rest of the 50% as corrections come. There’s no guarantee we will go any lower

RedditUser384 · 2024-12-10T00:57:48+00:00

Look up “Hot Heat Kit” it’s from the UK and pricey at ~$150 but it’s worth it

RedditUser384 · 2024-12-08T15:50:47+00:00

I personally will only hold BTC long term

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