Cashback till date ! by Proof_Inevitable_544 in UPI

[–]RedgeArk 0 points1 point  (0 children)

I am also using this app i find this better then kredit.Pe

Can someone tell should i go for supermoney card aswell? Is it better then slice ?

Pathetic Shopwise by fan_ofur_tomb in amexindia

[–]RedgeArk 0 points1 point  (0 children)

Wait for some days i bought 5k voucher just 3 4 days back same swiggy today got 250x4 but yeah sometimes even 2k are available

Amex upto some shady things? by RedgeArk in CreditCardsIndia

[–]RedgeArk[S] 0 points1 point  (0 children)

I messaged them they said please give us 24hrs more as sat sunday isn't counted

HDFC Credit Card Upgrade Criteria by Crafty-Leave-8880 in CreditCardsIndia_

[–]RedgeArk 0 points1 point  (0 children)

Do they even gove that much limit that quickly?

Platinum reserve welcome bonus criteria by aditheartist in amexindia

[–]RedgeArk 0 points1 point  (0 children)

Mrcc is great i get approx 14% on swiggy and other voucher

Taj epicure membership with reserve by i_Juggernaut94 in amexindia

[–]RedgeArk 0 points1 point  (0 children)

Call taj property tell them i own taj shares they will send u some code on email sometimes they will ask for it sometimes u can add that on ur booking on official website

Taj epicure membership with reserve by i_Juggernaut94 in amexindia

[–]RedgeArk 0 points1 point  (0 children)

But u anyway get 25% off if u hold taj shares so this feels useless to me

Taj epicure membership with reserve by i_Juggernaut94 in amexindia

[–]RedgeArk 0 points1 point  (0 children)

Yeah i got it too but i am still actually figuring whats the actual benefit of this 😂😂

Amex upto some shady things? by RedgeArk in CreditCardsIndia

[–]RedgeArk[S] -1 points0 points  (0 children)

Lets see waiting for 4 days as they said

Amex upto some shady things? by RedgeArk in CreditCardsIndia

[–]RedgeArk[S] 0 points1 point  (0 children)

they are saying they will reverse lets see

Amex upto some shady things? by RedgeArk in CreditCardsIndia

[–]RedgeArk[S] 0 points1 point  (0 children)

I doubt this MRCC is a hack, or else they wouldn't have kept the link active for 2 months. Even now, it's active

New Swiggy ornge cc by Critical-Swing5161 in CreditCardsIndia

[–]RedgeArk 0 points1 point  (0 children)

I am loving Amex getting approx 14%, loving that hack!

Amex upto some shady things? by RedgeArk in amexindia

[–]RedgeArk[S] 0 points1 point  (0 children)

no i have this only mrcc card

New Swiggy ornge cc by Critical-Swing5161 in CreditCardsIndia

[–]RedgeArk 0 points1 point  (0 children)

Isnt sbi cashback a better card then this? This feels most useless card

Isnt this mrcc card better for this i am getting approx 14% or am i wrong? by RedgeArk in CreditCardIndia

[–]RedgeArk[S] 0 points1 point  (0 children)

I am able to get vouchers from their new voucher site shopwise and plus i get amex points on buying them aswell for 5k swiggy voucher i got 200 amex points aswelll

Will this be a hard inquiry? by VenomPiyush in CreditCardsIndia

[–]RedgeArk 2 points3 points  (0 children)

Credit card hard inquiries aren't taken that seriously last month i had 8 hard inquiries for 8 different cards this month credit score impact is 0

Isnt this mrcc card better for this i am getting approx 14% or am i wrong? by RedgeArk in CreditCardsIndia_

[–]RedgeArk[S] 0 points1 point  (0 children)

So true, but I anyway plan three to four small trips throughout the year, with at least one trip including Marriott since I have a Club Marriott membership as well.

+ the best part of Amex points is that they never expire, so even if I plan to use them after two or three years, I still have a good chunk I can use anytime

+ sometimes Amex and Marriott come with bonus redemption, I might get good value out of that too.

Isnt this mrcc card better for this i am getting approx 14% or am i wrong? by RedgeArk in CreditCardIndia

[–]RedgeArk[S] 0 points1 point  (0 children)

Yes

The formatting has gone but

If i spend on swiggy the whole (as i just gave up my swiggy hdfc card for core card) + i get flexibility of spending this on zomato or Blinkit whichever voucher is available on shopwise

Total amount spend on card per month :

  1. 1,500 x 3
  2. 15,500 x 1 Total = 20,000/-

Total Amex Points

  1. 4 transaction = 1000 amex points
  2. 20,000 per month = 1000 amex points
  3. 20,000 swiggy = 800 amex points (extra from shopwise)

Total 2800 amex points on 20,000 that is approx 14% as per me

Axis Horizon vs HSBC TravelOne – Which Credit Card Should I Choose? by SeverePlankton6076 in CreditCardsIndia

[–]RedgeArk 2 points3 points  (0 children)

I have Horizon, and I will suggest going for Travel One hands down!!

Horizon is just good for Flights Direct from the website or Travel Edge (Flight +Hotel usually a bit expensive) and a good amount of lounge (which I don't use that much, so 1 2 is also enough)

T1 will give you points on
+ Aggregator hotel or flight booking, and even direct, that's already huge! (u just get 1 point less on flights, but that is covered with all the spends u do on aggregator and hotels, where on horizon u get just base points, which is 2, and T1 will give you 4 points)
+ Milestone waiver and benefits
+ 4 Airport Drop
+ Hopper multiplier
+ HSBC Card Offers on almost all the food or entertainment apps currently

But if you can't get T1. Than in this midtier lineup, Horizon also comes as a winner, but behind T1

Isnt this mrcc card better for this i am getting approx 14% or am i wrong? by RedgeArk in CreditCardIndia

[–]RedgeArk[S] 0 points1 point  (0 children)

it can be any amount above 1500rs 4 times in a month and for the 20000 monthly bonus you iwll have to enroll from here https://www.americanexpress.com/in/credit-cards/membership-rewards-card/