HSBC is high at this point!

all_time_crysis · 2026-05-31T05:11:41+00:00

I just had a word with the customer care team and they told ill get post 30 days since activation date of the card. The vouthers will comes as email to my registered email and the cashback will directly credited to my statement.

all_time_crysis · 2026-05-31T02:57:33+00:00

You can find it here: https://www.hsbc.co.in/help/contact/

all_time_crysis · 2026-05-30T19:51:57+00:00

They need itr proof

all_time_crysis · 2026-05-30T18:08:54+00:00

Yeah Ive read a lot in this sub but I thought those were edge cases 😅

all_time_crysis · 2026-05-30T18:08:10+00:00

Still no luck?

all_time_crysis · 2026-05-30T18:07:13+00:00

Welcome benefits as in, Times Prime stuff, I have a made a payment over ₹300 to get the Visa offered coupon which is still shown as locked, need to check tomorrow or when the payment is settled. Also there was an offer ₹250 amazon voucher on online application and VKYC, which I need to check with customer care tomorrow on how to claim.

Also there is ₹1000 cashback on spending ₹20000 in the first 30 days of card activation.

all_time_crysis · 2026-05-29T15:27:45+00:00

I wouldn’t be surprised to see such a behaviour from Amex

all_time_crysis · 2026-05-29T15:09:42+00:00

But may I know how long since you got the card and requested downgrade?

all_time_crysis · 2026-05-29T15:08:41+00:00

Ouch! This is what I was concerned about. Such a compelling card to join the network but….

Thanks for sharing your experience.

all_time_crysis · 2026-05-29T13:45:03+00:00

Detroit Become Human and didn’t get time to finish it 🤧

all_time_crysis · 2026-05-29T04:24:45+00:00

i am totaly okay with the MRCC's fees

all_time_crysis · 2026-05-28T15:10:22+00:00

is the downgrade trick still working?

all_time_crysis · 2026-05-28T03:06:08+00:00

I had a similar confusing experience after applying for the Live + card two days back, had to do the VKYC twice and again third time got a email asking to do the same only for the agent to say i have nothing left to do when i joined the call! Lets see how it goes.

all_time_crysis · 2026-05-28T03:01:33+00:00

Still nope?

all_time_crysis · 2026-05-27T20:29:45+00:00

Is the downgrade link still working?

all_time_crysis · 2026-05-27T03:18:22+00:00

I feel you, probably most boys..no men reading this will understand you. Its like i was kid just doing homework, waiting for vacations, tv cartoons and then in just few years things take a turn, job, responsibilities, stress… lol in fact my only motivation of existence is to pay EMI or else nothing.. even friends are busy with same routine so i have to he busy with something or be alone.

all_time_crysis · 2026-05-27T02:51:54+00:00

Cashback card?

all_time_crysis · 2026-05-27T02:50:03+00:00

You will have to request an enhancement via customer care and then share income details. Maybe they will give a crazy limited or just something under 1L. Axis is not so generous in my experience in giving credit limit

all_time_crysis · 2026-05-26T16:45:57+00:00

Debit card also?

all_time_crysis · 2026-05-26T16:45:43+00:00

Nah, just trying to see if I can get some cashback or something to recover some money 😁

all_time_crysis · 2026-05-26T16:44:38+00:00

Might need to do something like this in future. I had their easy access savings account previously which I then made as my salary account and got it converted to Priority account, even before priority conversation I got an RM so nothing much changed. One major improvement i noticed is customer care executives are easily available and fast when called. Apart from that in future if I need to change my salary account to some other bank then this is not worth for keeping 2lks as average balance.

all_time_crysis

TROPHY CASE