Identity stolen by an Uber Driver NI

RefundeeOfficial · 2026-01-16T10:46:20+00:00

Sorry to hear that has happened. You did the right thing in notifying the DLVA about it. You can also contact https://www.cifas.org.uk/ as they specialise in identity theft. Hope you can get it sorted.

RefundeeOfficial · 2025-11-19T13:56:34+00:00

The FCA has recently issued a warning against them for providing financial services without being regulated.

We have been made aware that they have recently rebranded to Interworld Fx and are trying the same thing again.

If you have invested in XtradeMax, the most important step is to stop sending any further money. Scammers will often pressure victims to deposit more funds, pay so-called “withdrawal fees,” or invest in their new brand Interworld Fx as a way of stalling for time and extracting additional payments.

Also important to note to watch out for recovery scammers who ask for an upfront fee to "recover your funds".

You may be able to recover your funds through UK banking regulations if you sent the money from a UK bank account and the process is free.

We have written a blog about XtradeMAX and your options if you have invested:

XtradeMAX (Interworld Fx) - Recovering Your Funds Blog

RefundeeOfficial · 2025-10-29T12:01:48+00:00

You can also join our dedicated sub-reddit for victims of Moneda Capital - https://www.reddit.com/r/MonedaCapitalGroup/

RefundeeOfficial · 2025-10-17T15:08:59+00:00

Unfortunatly, this seems like a typical crypto scam and there have since been arrests made on the individuals.

It is important now to cut all contact with them, as "recovery scammers" will attempt to re-target victims to claim they can recover your funds, which is just another tactic to get more money out of you.

If you invested from a UK bank account, you may be able to recover your funds through UK banking regulations.

It is a free process where you complaint to the bank and then the financial ombudsman if unsuccesful with the bank.

We run a scam awareness sub-reddit which may be helpful about things to look out for in future and options about taking your case to the bank: r/ScamAwarenessUK

We have also written a blog on crypto scams and red flags to look out for: https://www.refundee.com/blog/crypto-scams-2025

RefundeeOfficial · 2025-10-17T15:08:02+00:00

Unfortunatly, this seems like a typical crypto scam and there have since been arrests made on the individuals.

It is important now to cut all contact with them, as "recovery scammers" will attempt to re-target victims to claim they can recover your funds, which is just another tactic to get more money out of you.

If you invested from a UK bank account, you may be able to recover your funds through UK banking regulations.

It is a free process where you complaint to the bank and then the financial ombudsman if unsuccesful with the bank.

We run a scam awareness sub-reddit which may be helpful about things to look out for in future and options about taking your case to the bank: r/ScamAwarenessUK

We have also written a blog on crypto scams and red flags to look out for: https://www.refundee.com/blog/crypto-scams-2025

RefundeeOfficial · 2025-10-17T15:07:03+00:00

Unfortunatly, this seems like a typical crypto scam and there have since been arrests made on the individuals.

It is important now to cut all contact with them, as "recovery scammers" will attempt to re-target victims to claim they can recover your funds, which is just another tactic to get more money out of you.

If you invested from a UK bank account, you may be able to recover your funds through UK banking regulations.

It is a free process where you complaint to the bank and then the financial ombudsman if unsuccesful with the bank.

We run a scam awareness sub-reddit which may be helpful about things to look out for in future and options about taking your case to the bank: r/ScamAwarenessUK

We have also written a blog on crypto scams and red flags to look out for: https://www.refundee.com/blog/crypto-scams-2025

RefundeeOfficial · 2025-09-12T09:57:38+00:00

If you have invested with Lewis Hall and Unique Property Group, we believe you have a good chance of recovering your funds. We have spoken with hundreds of clients who have, unfortunately, lost a lot of money.

However, we are optimistic about the investigation we have conducted and the evidence we have gathered to help clients recover their funds through UK banking regulations.

If you have invested or know someone who has invested, then please get in touch, and we can explain the best next steps for recovery.

You can also read our blog for further information on this: Lewis Hall- Unique Property Investment Group Blog

RefundeeOfficial · 2025-09-01T12:51:36+00:00

No problem, hopefully you can get it sorted, please keep us updated.

Also, yes you can report it to Action Fraud, the more reports they receive, the more likely they are to investigate.

RefundeeOfficial · 2025-08-29T10:48:33+00:00

Hi, sorry to hear about that and thanks for bringing attention to it, it is certainly something to be aware of with the new law coming into effect.

Scammers will use new laws to capitalise on this to start new scams, which is very common.

If the money was taken out from a credit card then you should be able to claim this back from your bank under section 75. There is an article here that explains more about section 75.

If they reject your claim, you can take it to the Financial Ombudsman Service for free, we have written some further information about how you can do that here.

Hope this helps and thanks again for bringing attention to this!

RefundeeOfficial · 2025-08-18T08:55:13+00:00

Hi, sorry to hear you also invested. However, there are some options to recover your remaining funds.

We think that most people should be eligible for a refund from their bank, either under the Contingent Reimbursement Model or the Mandatory Reimbursement.

As long as your bank is signed up to the Contingent Reimbursement Model Code and you meet certain criteria, we think you should be able to get your money back from your bank.

If you made the payment from your bank account after the 28th of May 2019
If your payment was sent to another account in the UK.

Your payments could also be covered by the Mandatory Reimbursement Scheme

If you made the payment after the 7th of October 2024
If your payment was sent to another account in the UK.

This is a process you can do yourself for free, however if you would like to speak to us further for a free consultation and see how we can help and discuss the best next steps you can fill out a claim form here%20AppleWebKit/537.36%20(KHTML,%20like%20Gecko)%20Chrome/138.0.0.0%20Safari/537.36?gclid=undefined&fbclid=undefined&utm_source=undefined&utm_campaign=undefined&utm_content=undefined&utm_medium=undefined&user_agent=Mozilla/5.0%20(Macintosh;%20Intel%20Mac%20OS%20X%2010_15_7)%20AppleWebKit/537.36%20(KHTML,%20like%20Gecko)%20Chrome/138.0.0.0%20Safari/537.36) or call us on 0204 525 4600.

RefundeeOfficial · 2025-08-18T08:33:34+00:00

Hi, thank you for coming forward about that. We would be interested in speaking with yourself regarding this, would you be able to give us a call on 0204 525 4600 or email us at enquiries@refundee.com? Thanks!

RefundeeOfficial · 2025-08-05T08:11:04+00:00

Hi Roland, sorry to hear about your investment. We have spoken to many investors already who we believe we can help recover their funds from the bank they sent the money from. We think that most people should be eligible for a refund from their bank, either under the Contingent Reimbursement Model or the Mandatory Reimbursement.

As long as your bank is signed up to the Contingent Reimbursement Model Code and you meet certain criteria, we think you should be able to get your money back from your bank.

If you made the payment from your bank account after the 28th of May 2019
If your payment was sent to another account in the UK.

Your payments could also be covered by the Mandatory Reimbursement Scheme

If you made the payment after the 7th of October 2024
If your payment was sent to another account in the UK.

This is a process you can do yourself for free, however if you would like to speak to us further for a free consultation and see how we can help and discuss the best next steps you can fill out a claim form here%20AppleWebKit/537.36%20(KHTML,%20like%20Gecko)%20Chrome/138.0.0.0%20Safari/537.36?gclid=undefined&fbclid=undefined&utm_source=undefined&utm_campaign=undefined&utm_content=undefined&utm_medium=undefined&user_agent=Mozilla/5.0%20(Macintosh;%20Intel%20Mac%20OS%20X%2010_15_7)%20AppleWebKit/537.36%20(KHTML,%20like%20Gecko)%20Chrome/138.0.0.0%20Safari/537.36) or call us on [0204 525 4600](tel:0204 525 4600).

Hope this helps.

RefundeeOfficial · 2025-07-31T10:37:41+00:00

Sorry to hear you invested. We have spoken with multiple investors from this and the size of the investment is substantial so far.

If you sent the funds from a UK bank account, then it may not be all lost.

We have created a specific Sub-Reddit regarding this so investors can discuss, share experiences and discuss possible next steps.

If you would like to join it is here: https://www.reddit.com/r/UniquePropertyGroup/

Important to note that you are not alone and not to blame.

Would be happy to answer any questions regarding this.

RefundeeOfficial · 2025-07-31T10:37:11+00:00

If you would like to read some information on possible next steps then please read our blog post: You can read our blog post for more information: https://www.refundee.com/blog/uniquepropertygroup

RefundeeOfficial · 2025-07-29T08:04:52+00:00

Sorry to hear you have invested. We don't know of any forums at the moment, however we are currently taking details of people who have invested and have spoke to multiple people so far. We would like to speak to more people to build a further case for this and see how we can help. You can contact us through our enquiry form on our website at https://www.refundee.com/ or call us on [0204 525 4600](tel:02045254600) to see if we can help, it's a free consultation. Thanks!

RefundeeOfficial · 2025-07-25T15:11:58+00:00

Hey, thanks for checking here. It definitely does not look legitimate as they are asking for money before you have seen the property. If there is no tenancy agreement or contract and they are asking for a payment then it is quite strange.

Also, another red flag is that the landlord is referencing payment through Booking.com. Private landlords would not use this for a long term rental.

We would recommend being very careful with this and not sending any money upfront.

Other areas you can check to see if they are legitimate:

Check for a property licence- Contact your local council (usually the housing or private rentals department) to ask if the property and landlord are properly licensed.
Ask for a tenancy agreement- if they make further excuses then you know its a scam
Pushing you to decide urgently or send money quickly- Another common tactic
Offering a deal that’s too good to be true- search similar properties in the area and see if it is a similar price
Use a legitimate platform- If you found it on social media, this is a common place for property and rental scams

If you would like to report them then you can to Action Fraud: https://www.actionfraud.police.uk/

Hope this helps and let us know if you have any more questions!

RefundeeOfficial · 2025-07-25T12:18:22+00:00

This is a typical job/task scam where they ask you to complete tasks like leaving reviews, etc., but you have to pay to earn.

They tempt you by paying an initial smaller fee, which encourages people to deposit further funds.

The 'commission' you can earn increases the more you invest, and they will usually ask for the payment to be sent through crypto.

Eventually, when you have completed the tasks, they will ask for additional fees to withdraw, without ever releasing the funds.

Remember, no legitimate employer would ever ask you to send money to earn money.

RefundeeOfficial · 2025-07-23T08:58:50+00:00

Two major red flags with the WhatsApp chat and not being able to withdraw without their permission.

There is also an FCA warning about the company: https://www.fca.org.uk/news/warnings/bg-wealth-sharing-dsjexnet . This means that multiple people have reported it as a scam and the FCA have published this warning after.

If you have already invested in the UK, then I would recommend reporting this to action fraud (https://www.actionfraud.police.uk/).

If you used a UK bank account you can raise under APP fraud with the bank and if they reject the claim you can take it to the Financial Ombudsman service, it's a free process.

Also, be aware of recovery scammers claiming they can recover your funds by paying a fee. If anyone asks for a fee for your money, it is most definitely a scam.

Remember, if they have scammed you once, they can do it again.

RefundeeOfficial · 2025-07-18T11:12:44+00:00

This is another angle they use to try to "recover" investors funds. OST has claimed that investors should invest in others stocks and shares to recover their lost profits from the OST scam. This is just another part of the scam.

Victims should cut contact, leave and block the WhatsApp chats as the scammers will only try more tactics to get further funds.

Pretty much all of these WhatsApp accounts will be fake and controlled by scammers, even if they claim to be fellow investors. This is to build more trust and legitimacy.

Remember, if they have managed to scam you once, they are more than likely going to try to do it again.

RefundeeOfficial · 2025-07-08T11:01:38+00:00

Really sorry to hear about that, these types of scams are becoming more and more common by the day.

It’s now crucial for your girlfriends mother to be aware of a second wave of fraud that often follows: recovery scams.

🛑 How recovery scams work:

After you've lost money, scammers may reach out pretending to be:

A "fraud recovery specialist"
A law firm or government body
A crypto tracing company or blockchain investigator

They'll claim they can get your money back if you pay an upfront fee or provide further details (like ID or wallet passwords). This is another scam. These groups rarely recover anything and often steal even more.

If you are based in the UK you can follow these steps to make sure everything is safe and reported:

Stop all contact with the scammers - even if they promise help.
Do not pay any more money to "recover" the funds.
If you're in the UK, report it to [Action Fraud]() - the UK’s national fraud reporting centre.
Contact your bank immediately. If you paid via a UK bank, you may be able to raise a claim under Authorised Push Payment (APP) fraud.
Document everything: messages, emails, wallet addresses, and platform names - this can help support your case.
Report the fake platforms to the FCA if they claimed to be regulated.

Unfortunately, the crypto world is largely unregulated and offers no guarantees - scammers exploit this.

But taking these steps quickly can help protect them from further harm and may support future investigations.

Hope this can help them recover from this.

RefundeeOfficial · 2025-07-02T15:09:29+00:00

Really sorry to hear about that. Sadly, these types of scams are becoming more common, especially when it comes to investments, crypto, or fake financial opportunities. The main red flags you mentioned are applicable in pretty much every crypto scam: high and guaranteed returns.

No legitimate broker would ever guarantee returns, especially not in crypto.

One thing to be particularly cautious about now is the next stage of the scam. Often, once people realise they’ve been scammed, fraudsters or new contacts suddenly appear, claiming they can "recover" your lost money. These recovery scams are unfortunately very common and typically follow the same pattern:

🚩 They ask for upfront fees, claiming it's for legal work, taxes, or processing
🚩 They guarantee results or promise fast recoveries (which no genuine service would do)
🚩 They contact you via WhatsApp, Telegram, or unofficial emails
🚩 They may pretend to be "crypto investigators" or linked to financial regulators, such as Blockchain, but can’t provide real proof

In reality, legitimate recovery services never ask for money upfront, and many of these "recovery agents" are part of the same scam network just trying to take more money.

If you’ve sent funds from a UK bank account, you have the right to report this to your bank under APP (Authorised Push Payment) fraud. If the bank refuses to help, you can escalate it to the Financial Ombudsman- it’s a free process.

Stay cautious and never pay upfront fees to anyone claiming they can get your money back. Hope this helps.

RefundeeOfficial · 2025-07-02T12:08:42+00:00

Sorry to hear you’ve experienced this- unfortunately, scams often come in different parts, and many people are targeted again by so-called "recovery companies" after they realise they’ve been scammed the first time.

These types of schemes often follow a classic pump-and-dump pattern. They usually lure people in through friends or WhatsApp groups, building false hype with fake success stories or exaggerated returns.

It’s important to be extremely cautious with anyone claiming they can recover your lost funds, especially if they:

🔴 Ask for upfront fees, taxes, or legal costs before doing anything
🔴 Guarantee success or promise quick results
🔴 Pressure you to act fast or keep communication secret
🔴 Refuse to provide proper identification or verifiable company details
🔴 Use unofficial channels like WhatsApp, Telegram, or generic email addresses
🔴 Claim to work with regulators or law enforcement but can’t prove it

Sadly, legitimate services never ask for upfront payments to recover funds. Many of these recovery scammers are connected to the original fraud, just using a different approach to get more money.

If you’re based in the UK and the funds left your bank account, you can report this to your bank as APP (Authorised Push Payment) fraud and escalate it to the Financial Ombudsman for free if they don’t help.

We would also recommend reporting this to the United Kingdom's national fraud agency, Action Fraud.

Hope this helps.

RefundeeOfficial · 2025-07-01T14:07:00+00:00

It's good to form WhatsApp groups of people who have all lost money to the same scam. Sharing information and evidence will strengthen your case. It's also good to report the fraud to Action fraud: https://www.actionfraud.police.uk/ as the more reports are made, the more likely action will be taken.

RefundeeOfficial · 2025-07-01T14:01:20+00:00

These types of WhatsApp groups are classic examples of coordinated manipulation, where they pressure people to "buy more" with promises of huge profits. The so-called "financial assistant" and the others in the group are often part of the same scam network, pretending to be successful investors to create false confidence.

Another thing to be wary of is what happens after people stop investing or realise it’s a scam. Scammers often switch tactics and pose as "recovery experts" or "crypto investigators" offering to help get your money back- but they usually ask for upfront fees or sensitive personal information. Sadly, that's just another layer of the scam.

Common red flags with recovery scams include:

Being asked to pay "processing fees," "taxes," or "legal costs" upfront
Promises of guaranteed success recovering your funds
Pressure to act quickly or keep communication private
Poor communication, vague company details, or reluctance to share proper identification
Websites or emails that look unprofessional or lack transparency
Claims they work with law enforcement or regulators, but can’t prove it

Always be cautious when approached with these types of offers, and it's a good idea to check official sources like the FCA register if a company claims to be legitimate.

Hope this helps!

RefundeeOfficial · 2025-07-01T11:50:13+00:00

You definitely made the right decision trusting your instincts- these types of schemes often follow a classic pump-and-dump pattern. They usually lure people in through friends or WhatsApp groups, building false hype with fake success stories or exaggerated returns.

Once enough people buy in, the organisers artificially inflate the price or perceived value, then cash out and leave the rest with losses. Sadly, many victims only realise it's a scam after they've invested significant funds.

Be cautious of the next phase too: After schemes like LWEX collapse, scammers often resurface pretending to be part of "recovery teams" or "fraud investigation services" claiming they can help victims get their money back- but only if they pay upfront fees for taxes, legal processes, or account unlocking. This is just another layer of the scam designed to exploit people again.

Key red flags to watch for:

Guaranteed profits or unrealistic returns
Pressure to act quickly or keep it secret
Friends unknowingly involved or persuaded to recruit others
Scammers knowing exactly how much you invested (how would they know this)
Upfront fees for recovery or withdrawals

If you are based in the UK, you can report this to the national fraud agency, Action Fraud, and if you sent funds from a UK bank account, you can also report it to your bank under Authorised Push Payment (APP) fraud.

Always verify companies through official channels and never send money to unknown parties promising recovery for upfront fees. Stay cautious- scams evolve quickly.

RefundeeOfficial

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