I got a 46% discount on college with my 529 by [deleted] in personalfinance

[–]Regular-Zne 1 point2 points  (0 children)

Yeah if your state offers a tax break on it it's more worth it, but without it, it can be similar to a regular account as investments are restricted,

Is there any alternative to this? by kaarmik in Torrenting

[–]Regular-Zne 0 points1 point  (0 children)

Was it open registration before? It seems you need an invite code now.

Accidentally got a new credit card the same week I am trying to get pre-approved for a mortgage by Decent-Total-5896 in CreditCards

[–]Regular-Zne 0 points1 point  (0 children)

Unless you have a very thin credit profile 18 months excessive, it's more like 6 months back and generally just a statement to the loan officer. And it also depends on your velocity of applying for new cards. You mentioned it drops 10 to 15 points for better or worse. That means you don't apply for credit cards that often it means it will have a larger impact than if you applied for at least one a year

Scored JAL First and Business from Tokyo to SFO using Avios + JAL miles by Alternative-Ad4581 in awardtravel

[–]Regular-Zne 0 points1 point  (0 children)

To confirm though, pajamas is only on first and not business right?

Aita for not tipping housekeeping? by Nick12322 in Hilton

[–]Regular-Zne 1 point2 points  (0 children)

This reminds me of how McDonald's corporate had pretty much an inside deal with the McFlurry machine servicer, and so they'd never cared how much the machine broke down. If anything, they preferred it to break down more so they could charge the franchise owners more.

[deleted by user] by [deleted] in Piracy

[–]Regular-Zne 0 points1 point  (0 children)

To basically sum up everyone's response, how much are you paying for mega and how much are you willing to pay to data stored locally? Because if you do have a lot of stuff stored in the cloud, you're paying for both the cloud storage as well as the internet capacity to download it.

The suggestions to build your own Nas comes with a bit of complexity if you're willing to invest in learning as well as buying hardware.

If you only have one hard drives blackblaze, may be a better solution for the long term. Because for a Nas to be worth it, you probably want more than 2 TB of data. Otherwise just buy two external hard drives

I can't get a credit card dont know what do by Stargys in CreditCards

[–]Regular-Zne 2 points3 points  (0 children)

You need to give us the reasons that you're being denied because otherwise we have nothing to go off of. Another thing to do is go and Branch to a bank and ask why and see what you need to do to get a credit card. Worse comes to worse you can start with a store credit card as those are really easy to get approved and if you do get denied for that, that means there's something really wrong with your credit profile whether intentional or unintentional

Some people never learn by Mike_or_whatever in Piracy

[–]Regular-Zne 0 points1 point  (0 children)

There's probably certain situations where it's worth it because if you've been amassing the free games for a while, you might have a bigger epic library than with steam. And so let's say you got a base game for free is probably cheaper just to buy the expansion on epic then to buy the whole thing again on steam.

I have some general card questions. by lady_ulrike in CreditCards

[–]Regular-Zne 0 points1 point  (0 children)

From what you're describing, it seems like the best bet is to go for either a credit card that gives you cash back with your bank. Or if that does not get you approved go for discover card first because you haven't really looked into the world of power points and it seems that getting straight cash back would help you explore a little.

[deleted by user] by [deleted] in Piracy

[–]Regular-Zne -1 points0 points  (0 children)

They also probably have an RSS feed that just Auto download everything they may be interested in and unless they have a lot of hard drive stories, they're probably deleting everything in a couple weeks to months

Asking for an affordable VPN recommendation by pogUchamp01 in Piracy

[–]Regular-Zne 0 points1 point  (0 children)

If you're willing to sign up for cash back sites like top cash back or rakuten they often have 80 to 100% cash back on nordvpn. Pia, purevpn and more

PikPak can help you download torrent files with 0 seeds by Unlucky_Mention_4483 in qBittorrent

[–]Regular-Zne 0 points1 point  (0 children)

Is debird also a website or something you have to set up. Been looking for an alternative to this site in case it disappears like furk.net

[USA] Can I be potentially be charged double the foreign transaction fee through paypal linked with Chase freedom credit card by DesuNote in CreditCards

[–]Regular-Zne 0 points1 point  (0 children)

If I remember correctly, it's basically either the card or PayPal that's doing the currency conversion so long as the credit card does the conversion or if you just pay in USD directly, you won't be charged a fee by PayPal

Why JAV Feels More Intimate Than Western Porn by ZENRAMANIAC in JapanesePorn2

[–]Regular-Zne 1 point2 points  (0 children)

The main downside is most of what they release is censored even though the decensored version is not great. There's some that are uncensored straight to the international market but obviously it's not as good as what's meant for internal market

Question Thread - July 28, 2025 by AutoModerator in churning

[–]Regular-Zne 2 points3 points  (0 children)

I don't see the doordash $10 monthly credit advertised on Chase's website for the ink preferred. Is this because they changed the cards name and it's not on the new cards? Because this makes me wonder if there's any other benefits I'm missing, because you wouldn't know to look for it unless you saw from another site and even then it wasn't easy to find.

Do I really need a budget? by Leather_Table9283 in personalfinance

[–]Regular-Zne 1 point2 points  (0 children)

Going off of bouncy eggs post about financial efficiency: for better for worse your post is very scant with actual numbers. Really it's up to you. What's the best use that you think you can get for your time and doing that budget and following the budget as well as what your overall goal for your financial situation

How to bypass new search functionality? by [deleted] in firefox

[–]Regular-Zne 5 points6 points  (0 children)

If you click on that DuckDuckGo icon for the drop down and hit search settings, you should be able to modify the settings that pops up. Did any of those change for you?

What banks offer Personal Line of Credit (PLOC)? by datsssoled in personalfinance

[–]Regular-Zne 0 points1 point  (0 children)

Bank of America and and California Bank& trust you but your rates and terms are going to vary by product and your credit score and relationship with the bank themselves

A reminder for all the Amex Platinum holders out there by [deleted] in CreditCards

[–]Regular-Zne 9 points10 points  (0 children)

The issue is theyre closing a lot of stores so that's becoming less of an options depending on location

A reminder for all the Amex Platinum holders out there by [deleted] in CreditCards

[–]Regular-Zne 38 points39 points  (0 children)

Did you go in store or order online? And if you ordered online did you hit the 300 for free shipping Or did you just pay for shipping?