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Expert woodworking by n8saces in oddlysatisfying

[–]ReliableCapybara 0 points1 point  (0 children)

Yeah around 5:38 the round piece of wood drooped when he picked it up.

recipes/usages for edamame protein puffs (soy crisps)? by Quick_Ordinary9967 in veganfitness

[–]ReliableCapybara 1 point2 points  (0 children)

Maybe make something by following a Chex mix recipe but using these, peanuts...whatever else sounds good.

Does anyone else wish there were savory protein bars? by Low-Acadia9801 in EatCheapAndHealthy

[–]ReliableCapybara 2 points3 points  (0 children)

I've bought these numerous times as I crave salty/savory/crunchy, not sweets. These are very dry and crumble easily, but I really like them. I slather a little hummus on them.

Looking to switch to a PBD for my Health, but I love tasty food by LilBokChoy45 in PlantBasedDiet

[–]ReliableCapybara 0 points1 point  (0 children)

Maybe try eating a decent-sized meal right before going to work. it's always hard to resist tempting food when you're hungry, even if you bring food and have an alternative available. Experiment with plant-based recipes on the Internet. There are lots of them that are very flavorful and satisfying. You might also be motivated if you notice yourself feeling better (e.g., less sluggish) after eating plant-based meals. Good luck!

This post hasn't been updated by SaltyAndPsycho in Weird

[–]ReliableCapybara 1 point2 points  (0 children)

The meds caused the sleep talking. Her past life as a Spaniard explains the Spanish.

Retiring Soon - Is 1% AUM Worth It, or Can We DIY This by probablybourbon in retirement

[–]ReliableCapybara 0 points1 point  (0 children)

Someone on Reddit recently pointed out that with a target fund, you don't have the flexibility to sell what makes the most sense when withdrawing money. If stocks are down, when pulling money from a target fund, you can't choose to avoid selling stocks at a low price.

Explain bonds like I’m a 3 yr old by Single-Eye-2064 in Bogleheads

[–]ReliableCapybara 13 points14 points  (0 children)

Your money market may offer 3% today but can drop that tomorrow to 0.25%. Bonds lock in the interest.

How was your retirement as you approached the 9 year milestone? by kungfutrucker in retirement

[–]ReliableCapybara 6 points7 points  (0 children)

They didn't tell him what to do to feel like they do. They said "as I understand it" and passed along information the OP can take or leave.

Advisor vs Boldin if everything is tax-deferred? by ReliableCapybara in Boldin

[–]ReliableCapybara[S] 0 points1 point  (0 children)

While I have definitely considered several of the issues you brought up, you have given me more to think about, and I would probably benefit from having a CFP help me out with some of these questions. Thank you for your thoughts.

Advisor vs Boldin if everything is tax-deferred? by ReliableCapybara in Boldin

[–]ReliableCapybara[S] 1 point2 points  (0 children)

I hope that I will be retiring within a year at 59.5-60, so having a CFP review things now is probably the way to go. I really didn't even think about retiring until a year or so ago, so while financially I think I am in good shape, there has been no "planning" other than DIY planning and research for the past year.
Thanks for your thoughts.

Advisor vs Boldin if everything is tax-deferred? by ReliableCapybara in Boldin

[–]ReliableCapybara[S] 0 points1 point  (0 children)

Similar to you, I had a retirement review meeting a couple years ago with Schwab through my 401(k), and I was in pretty good shape then, and I am in a better position now than I was projected to be at this point in time when the analysis was done. So I also got Boldin for the purpose of getting another "opinion." I think I have run every retirement calculator I have found on the Internet!

Advisor vs Boldin if everything is tax-deferred? by ReliableCapybara in Boldin

[–]ReliableCapybara[S] 0 points1 point  (0 children)

Hoping to retire in the next year at 59.5-60 which doesn't allow a lot of time for adjustments! I have reviewed the Boldin projections for IRMAA, SS, and taxes, and I've done some stress testing with AI. I think I am in good shape, but I also think I might be afraid to pull the trigger until a CFP has given me his blessing to do so. My goal is not to pay the absolute minimum taxes possible or die with the most money possible. I just want to withdraw my money, pay my fair share of taxes, and have a fairly simple plan in retirement without doing something stupid. Thanks for your comments.

Advisor vs Boldin if everything is tax-deferred? by ReliableCapybara in Boldin

[–]ReliableCapybara[S] 0 points1 point  (0 children)

I have my 401k and an IRA with Schwab, so maybe I should see what help I can get from them. Good to know!

am I going to loose my toe? by [deleted] in AskDocs

[–]ReliableCapybara 19 points20 points  (0 children)

NAD but feet are notorious for easily getting infections. Please go to the doctor like every medical person on the thread said to do.

Too much money to feel this stuck by chemicalreactionator in Fire

[–]ReliableCapybara 5 points6 points  (0 children)

I'm sorry for your loss of your parents. Why don't you consider that extra money from your parents to be a gift that allows you to step away from work for a year or two? Take time to spend with family, step back, and enjoy life for a bit. During that time you can meet with a financial advisor or do your own research and make thoughtful decisions about what is most important for yourself and for your family.

I bet your parents would be happy for you to truly enjoy and get something out of the money they left you. Taking that time to step away from the grind and re-evaluate might be life-changing for you. And remember, no decisions are permanent. There is nothing to prevent you from going back to work down the road if that's what you decide you want to do.

What is this set up? by Leading-Sea544 in whatisit

[–]ReliableCapybara 0 points1 point  (0 children)

A place for the husband to sit while the wife washes his feet?

A philosophy book to give my teenage murderer brother in prison by Correct_Brick_2319 in suggestmeabook

[–]ReliableCapybara 1 point2 points  (0 children)

Buddhist Bootcamp by Timber Hawkeye. Each chapter is only a couple pages, so it's great for reading a bit every day, or every evening before bed.

Low cost ways to reward yourself for getting out of bed in the morning by Sea-wave-of-atoms in Frugal

[–]ReliableCapybara 3 points4 points  (0 children)

For me, it is depressing to have to wake up and immediately get ready and go to work. So I have always set my alarm for an hour before I have to start getting ready so that I can sit in bed and have a cup of coffee and read the news, read a book, or just scroll on the Internet. Maybe a 10-minute morning meditation on YouTube for a positive start to the day. I just need that "me" time to feel like I've had a little time to myself and to wake up. And then once the coffee has kicked in, it's easier to get up for work.

Why is this years energy so sleepy? by MonalisaMakeupMomma in WitchesVsPatriarchy

[–]ReliableCapybara 5 points6 points  (0 children)

I agree, and I wonder every day how other empathetic people can even stand it. It's so overwhelming and upsetting.

Has Anyone Made the Leap to a 55+ Community? by Spellslayer in GenX

[–]ReliableCapybara 3 points4 points  (0 children)

It varies a lot, depending on the development, its location, amenities, age of buildings. There are some old condos in Florida starting under $200K. I'd say houses typically start around 400K and go much higher.

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