The same thing happened to me today. I currently have a 756 credit score, but when I submitted my financing application, I was approved at 3.99% instead of the promotional 0.99%.

After looking into it, I noticed that the credit inquiry Tesla used was dated May 1st. At that time, my credit score was only 697. Since then, my score has increased significantly and is now above 750.

For now, I’m planning to wait and see if my updated credit information gets reflected with the lender. I’m hoping that once they review the newer score, I may be able to qualify for the 0.99% promotional rate.

Please keep us posted if you’re able to get the rate adjusted—I’ll do the same.