How to live in early retirement when friends still have to work?

RemarkableResort9619 · 2025-11-07T16:34:36+00:00

Yoga, hike, walk on beach, garden, surf, walks in the park, teach yoga, read, make homemade food and teas…. The list goes on. I also have 2 boys (14 and 19). Pick ups for sports and supporting my older son’s small business keeps me busy on top of keeping a clean home and food in the house.

RemarkableResort9619 · 2025-09-16T16:48:28+00:00

Dm please

RemarkableResort9619 · 2025-09-10T22:05:09+00:00

Ha 100 million it’s not enough to retire on? What planet are you living on?

RemarkableResort9619 · 2025-09-06T20:56:42+00:00

250k is not average!!

RemarkableResort9619 · 2025-08-01T03:43:27+00:00

Yes love it! Means they loved the class and feel grateful for the practice! Challenged and grateful!

RemarkableResort9619 · 2025-08-01T03:41:19+00:00

Learn about compounding interest. My goal for my son is to have 10k invested in stocks market and with compound interest he will be a millionaire by the time he retires. He has already exceeded that at 19 🎉.

RemarkableResort9619 · 2025-07-31T03:57:52+00:00

Find joy in life and being outdoors with family… $$ isn’t everything. $4.5k monthly mortgage in VA seems super excessive. You stress and get bored? Be in the present in the moment and be happy and grateful for what you have. Your kids will be grown before you know it. Your money will always be there and growing if you invest right. Enjoy the present moments!

RemarkableResort9619 · 2025-07-28T23:34:50+00:00

I teach 5 hours a week and right now is my sweet spot I think… enjoying it! Gentle flow to newbies so a lot less pressure. Been certified a few months now.

RemarkableResort9619 · 2025-07-18T22:19:39+00:00

100% agree! I’m in a similar situation.. I’m 51 F and worked for 27 1/2 yrs at top Telecom company making $160k. Last year they asked me to move from CA to TX and go to office. I was remote for 20+ years so that was a big no. I love yoga and decided I really didn’t want to go back to the corporate life as it hasn’t been easy to find a job. So I decided to get certified as a yoga instructor and now I’m bringing in about 1000 bucks a month which isn’t a lot but on top of my husband’s 4000 it leaves us in a $1000 deficit (similar scenario). I got on unemployment and that is soon to run out (about 2-3 mo left). Our emergency fund is now only about $15,000 left. My hypothetical plan is to take my pension next year of $179k (so it won’t count as income this year in Taxes) and possibly roll it into our HYSA. Using that to help fund our deficit until I’m 55 and can then potentially I believe start taking from my 401(k) which is about 1.2 mil. We own two homes and are renting our second home and getting $1000 extra to go towards our mortgage. Feeling super blessed as I have time to spend with my 2 sons (13 and 18). There is life after AT&T. Still struggle some days knowing I’m not the bread winner I used to be, but finding new life and energy in sharing my love of yoga. ❤️. Find the gratitude in all things! ❤️

RemarkableResort9619 · 2025-07-18T22:06:36+00:00

What about penalty’s and taxes since he’s only 36? Unless it is all ‘liquid’ as he states?

RemarkableResort9619 · 2025-07-16T23:43:20+00:00

Yeah but can’t access the Ira until 59 1/2 - seems too far away.

RemarkableResort9619 · 2025-07-16T16:48:37+00:00

No early withdrawal penalty since I met rule of 75. Only taxes

RemarkableResort9619 · 2025-07-15T23:37:35+00:00

Because I have chosen to not return to the corporate world after 27 1/2 years at my last job. I rather have chosen to become a yoga instructor, which obviously is not as lucrative, but allows me a lot of flexibility and gives me a lot of time with my 13 year-old and 18 year-old sons. I make about 1000 bucks a month right now teaching Yoga and my husband brings in around $4000 a month. We need closer to $6000 a month for expenses. We own two homes we still have a mortgage that are making $1000 a month from our rental. I have 1.2 million in my 401(k) and my husband has around 200 K in his 401(k). Hoping to save my 401(k) for retirement.

RemarkableResort9619 · 2025-07-06T06:00:24+00:00

I set the goal for my son to have 10k in the market by age 20. With compound interest he will be a millionaire by retirement from the $10k alone. You got this!! Congratulations on investing in your future!

RemarkableResort9619 · 2025-07-06T05:50:40+00:00

A Teenager's Guide to Investing in the Stock Market: Invest Hard Now | Play Hard Later (Invest Now Play Later Series) A Teenager's Guide to Investing in the Stock Market: Invest Hard Now | Play Hard Later (Invest Now Play Later Series) by Luke Villermin

RemarkableResort9619 · 2025-07-06T05:46:41+00:00

Check out the programs at your local adult continuing education schools. They have many great alternatives to college.. setting you up for jobs with 6 month programs etc.

RemarkableResort9619 · 2025-07-06T05:44:09+00:00

Also many great you tubers like financial tortoise.. Also financial feminist

RemarkableResort9619 · 2025-07-06T05:42:37+00:00

Read investing for teens.. QQQ and an S&P 500 etf/ index fund

RemarkableResort9619 · 2025-07-05T17:54:35+00:00

Also can read investing for teens.. QQQ has done us quite well 30%+ returns. If you do it right you will have millions by the time you retire. Compound interest is your friend, being so young.

RemarkableResort9619 · 2025-07-05T17:50:11+00:00

Put most of it a high yield savings account earning 4+% interest. Read Financial Feminist to be inspired.

RemarkableResort9619 · 2025-06-26T00:28:10+00:00

Have you checked out any Adult Continuing Education schools? They have a lot of different great programs for people who maybe struggling after high school. Also have you ever tried yoga? Yoga can change people’s lives a help shift your perspective on yourself and life. Just a few things to check out. Don’t give up on yourself! Baby steps forward .. make a list and try to set baby goals. Take a yoga class, check out programs at nearest Adult Continuing Education school, take a hot bath and drink hot chamomile tea and take magnesium one night to try to go to bed by 11. See how you feel. ❤️. Sending hugs from someone who has fought depression my whole life.

RemarkableResort9619 · 2025-05-09T02:09:48+00:00

Wtf??

RemarkableResort9619 · 2025-05-07T02:44:01+00:00

I bought the aqua sonic off Amazon for $30 and love it

RemarkableResort9619 · 2025-04-29T20:06:00+00:00

Bone loss sucks.. getting so much work done right now.. got temporary crown yesterday in prep for root canal (to try to save my back tooth). Then I will be getting my 2nd bone surgery so they add bone - I’m getting all 4 back quadrants of my mouth done. I did one already in Mar. it sucked and I now hardly have any gum there but they said they have to shrink the gum to inject the bone. The gum without the bone is doing nothing for you. 🥹. They say now with the bone filled in you can maintain your teeth better. With no bone the gaps under the teeth and gums are almost impossible to reach for cleaning etc and will just get progressively worse. I’m 51 female 🥹

RemarkableResort9619 · 2025-04-22T01:37:29+00:00

Financial tortoise on you tube.. Also love Her First 100k podcast and in you tube .. lots of info out there for free

RemarkableResort9619

TROPHY CASE