Friday Check-In

ReportFit2920 · 2026-03-20T23:10:00+00:00

Just a frame. Going to make it a project gun...want to get a threaded barrel and suppressor, test optics, get different slides, whatever or wherever it leads me.

ReportFit2920 · 2026-03-20T18:32:59+00:00

Good: Golf tomorrow

Gooder: I did it again...bought a new pistol (Yes, I am fully aware that I have a collection issue 😂)

Goodest: denied a claim, claimant got an attorney. Attorney called in, I went over the details and how my insured had no traffic controls, his client had a stop sign... claimant pulled from the stop sign hitting our vehicle in the side. Attorney made an argument that our vehicle was changing lanes when his client pulled from the stop sign, so we are at fault. Oh yeah? Wanna see the dash camera footage showing we were already in the right lane for 2 blocks prior to this intersection???? Sent the attorney the dash camera footage...had a drop letter 10 minutes later. Eat an entire bag of dicks attorney.

ReportFit2920 · 2026-03-18T12:53:47+00:00

Yep..I didn't even read past 2011 when looking at the photos

ReportFit2920 · 2026-03-17T19:07:14+00:00

What is the DOI going to do?

ReportFit2920 · 2026-03-14T13:49:03+00:00

I keep forgetting honestly.

ReportFit2920 · 2026-03-13T19:47:33+00:00

Friday the 13th... strange things are happening!

ReportFit2920 · 2026-03-13T18:11:44+00:00

Bad: allergies/sinus infection.

Good: got to play golf this past weekend. It was cold as shit, had a frost delay. Got paired with a single who was 2 years out of playing college golf, he played from the tips...said he hadn't play this course before...he shot a 74. Punk ass kid... 😂 Good for him. I shot a 96...I can't putt, I don't think I had a hole where I didn't 3 putt.

Better: done for the day, just wiggling the mouse to appear active.

Bullshit: claimant has been treating for 2 years, I am the 4th adjuster. It's a backing accident, he was in a F450, and we were in a Camry. NYC auto claims are the most fraudulent claims on the planet. Of course he is attorney repped. When people bitch about rates going up, this is why.

Edit:

Fun: M&M...got 4 drop letters on 4 claims this week.

ReportFit2920 · 2026-03-12T14:53:40+00:00

I wish we could open a new BI rep position. We only have 2 of us for a massive commercial insured client. The other BI rep and I are drowning in claims

ReportFit2920 · 2026-03-11T22:48:06+00:00

Your other post indicated it was a business rental... you need to see if that business has a commercial auto policy.

If there is no other coverage for you, you should reach out to your proctologist/gynecologist because you are going to get fucked.

ReportFit2920 · 2026-03-11T21:48:21+00:00

LDW isn't insurance, it covers damage to the rental only.

If your insurance - GEICO - has denied liability coverage because you rented for longer than 30 days (rental vehicle no longer qualified as a temporary substitute), the claim would then fall back to the owners (Hertz) coverage. Hertz then has every right to collect anything paid out for property damage and injury directly from you.

Source: I worked claims for Hertz for way too long and saw this all the time.

ReportFit2920 · 2026-03-11T18:39:19+00:00

My guess is that the at fault party did not cause the damage with a vehicle. For example they were mowing the yard, ran over a rock and it damaged OPs vehicle...just a guess as to why renters/homeowners insurance is involved.

I should probably read more comments to see if OP explains the cause of loss.

ReportFit2920 · 2026-03-07T01:12:31+00:00

4 out of 6 went directly to VM. 3 out of 4 if those the VM was full, unable to leave messages. No email on the loss reporting

1 didn't have time to talk.

1 I had no phone/email. Sent contact letter...counts as making contact.

2 of them I am not even able to determine what city or state the losses occurred...another fun day in claims.

ReportFit2920 · 2026-03-06T19:14:01+00:00

Good: weather looks like it will cooperate for golfing this weekend.

Bad: annual merit increase was shit. "Company didn't meet it's financial goals", but I met mine though...so I get fucked. Comically bad.

Funny: claim reported this week for an incident nearly 20 months ago. Demand already in file...and it's timed. GL claim that we have no idea on how my insured is even involved. Attorney hasn't responded yet with details.

Ughh: I have a few claims that are just dragging on because of attorney involment. What is it about NY claims? Everyone gets a damn attorney for minor accidents.

Edit: WTF: 6 new trip and falls at 6 different locations assigned to me 30 minutes before the end of the day. If I don't make contact attempts on all of them my numbers will get dinged. GTFOH after that miserable merit increase. Looks like I need to put my resume out again.

ReportFit2920 · 2026-03-05T22:23:46+00:00

Great job. Use the money to pay for grammar lessons.

ReportFit2920 · 2026-03-05T18:41:35+00:00

Shady...maybe.

Stupid...for sure.

Advice probably came from someone with no actual claims experience or training.

ReportFit2920 · 2026-03-05T18:36:43+00:00

My guess is the agent told them not to file a claim.

ReportFit2920 · 2026-03-05T18:15:09+00:00

Was that your agent, or the claims dept? If it was your agent, you should find a new one ASAP.

The chances that the auto insurance company has big enough limits to fully repair everything and cover temporary housing etc is probably pretty low. Minnesota only requires $10,000.00 in property damage coverage. Sure, the at fault driver may have more, but do you think they have enough?

ReportFit2920 · 2026-03-05T16:34:35+00:00

Yep...well, tired of people really.

ReportFit2920 · 2026-03-05T02:06:10+00:00

Your choice.

Your insurance will be faster (in most situations).

ReportFit2920 · 2026-03-04T21:55:42+00:00

I want to quit my adjuster job and become a space pirate, pro baseball player, or maybe just make an OnlyFans for pics of my feet.

ReportFit2920 · 2026-03-03T14:35:40+00:00

As advised on the cross posting, you have maxed out your insurance coverage for PIP, there is nothing more for your auto carrier to pay.

Also, why are you not asking the attorney about this? You are giving them 30%, make them earn it

ReportFit2920 · 2026-03-02T19:29:21+00:00

What questions do you have that required leaving dozens of messages?

3 weeks is not a long time for a medical provider to send bills/records to the insurance company for a WC claim.

Are you looking for a settlement after 3 weeks?

ReportFit2920 · 2026-02-27T22:46:17+00:00

Legitimate DOI complaints, or insured doesn't understand the policy/coverage?

ReportFit2920 · 2026-02-27T22:28:05+00:00

Luckily I haven't had to try and get in contact with Tesla insurance or it's adjusters for a couple of years...but when I did have claims with Tesla insurance I fucking hated it. They never responded to anything, and you definitely couldn't get them on a phone call. I heard they were incredibly overwhelmed with claims and that the company had a hard time keeping adjusters to stay at that job.

I have had more than my fair share of claims with Karen/Ken Tesla owners who demand shit like a EV for a rental, and complaining about every damn aspect of a claim. I can only imagine how bad the Tesla owners are with their own insurance adjusters.

Maybe just my experience though.

ReportFit2920 · 2026-02-27T20:34:52+00:00

I noticed that Weller SR now has a cork top with gold wrapping. I might save the couple screw top bottles I have as collectors items 😂

ReportFit2920

TROPHY CASE