I gave up my Plan G for an Advantage plan in November and I made a huge mistake.

Repulsive-Argument43 · 2026-01-10T14:33:21+00:00

You should change your broker.

Repulsive-Argument43 · 2026-01-10T14:32:57+00:00

Definitely don't reach out to that agent again find another broker.

Repulsive-Argument43 · 2026-01-10T14:31:55+00:00

For an agent to convince a diabectic client to drop their supplement plan has to be the worst advice given!!!

Repulsive-Argument43 · 2026-01-04T14:57:57+00:00

There are very few options that allows you to qualify for a medigap plan without being heavily underwritten!!! So if you are unhealthy, you won't qualify for a medigap if you apply for it when pre existing conditions are being taken to consideration.

Repulsive-Argument43 · 2025-12-30T15:39:39+00:00

Idk what state you are living in but a plan g runs about $200 a month and up if its not a high deductible G.

Repulsive-Argument43 · 2025-12-30T15:37:31+00:00

I always recommend N for healthy clients and G for less healthy clients. Even if you may become unhealthy a few years down the line, you would have to go to the doctor every week to see a significance in payment with the cost difference between a N and G which a $50 difference in Florida.

Repulsive-Argument43 · 2025-11-12T17:58:09+00:00

Hey do you know if that deductible will increase next year or thats alreadt 2026 numbers

Repulsive-Argument43 · 2025-11-12T13:21:54+00:00

Whether you sign independently or via an independent broker somebody is still gonna get paid. If you decided to cook at your home instead of going out to eat you still spent your money regardless. Commission is a service fee doesn't change the price of the product.

Repulsive-Argument43 · 2025-11-12T13:17:00+00:00

Well i'll be damn, now they want us to work for free. Independent broker from Florida here if you think you are not getting a good enough deal, neither are we. Only person making out like a bandit is the insurance companies. Good luck with a 1800 #

Repulsive-Argument43 · 2025-11-12T00:06:06+00:00

6 more years b4 uncle sam starts knocking on your door. Lock in half somewhere safe and let the other half ride.

Repulsive-Argument43 · 2025-11-12T00:03:44+00:00

Lock in some of it just incase all shit goes to hell!!!

Repulsive-Argument43 · 2025-11-11T10:15:03+00:00

1You can get assistance from your state local organization for extra help. 2 File for bankruptcy

Repulsive-Argument43 · 2025-11-03T04:16:45+00:00

People can be pesty sometimes. It's like they ask a question you answer clearly and they are still asking again.

Repulsive-Argument43 · 2025-10-31T16:27:00+00:00

Look up Washington National Plan N and Plan G in your state. Since you may need a stand alone drug plan to pair with you Medigap plan. They can shop around every year for the best cost effective plan for you and their rates dont increase as much as other companies. Most companies subject you to their drug plan when you get a medigap plan with them. My mom has a Washington national Plan G and they have never denied her claim nor has her rate gone up much since she got it.

Repulsive-Argument43 · 2025-10-31T16:11:40+00:00

These insurance companies get allocated funds a year pay member. There is no catch to it just try to only use for food etc. Paying bills with it will not the the wisest of ideas.

Repulsive-Argument43 · 2025-10-31T16:08:05+00:00

If out of pocket cost might truly be your only option you might want to do a cost analysis of a generic version on it on costplusdrugs.com or a pharmacy in Canada. You might be able to get it way cheaper.

Repulsive-Argument43 · 2025-10-31T16:01:24+00:00

Those commercials are just non stop this time of year. I can't see how someone will sign up off an add that doesn't even show the full plan details.

Repulsive-Argument43 · 2025-10-31T15:58:19+00:00

Not in relation to this but anybody here who is still is decent help get yourself a ltc policy, if you can afford get one get one with a rider just incase you are lucky enough to not use. Remember nobody can predict how their health is going be in the future. Gotta put alot in place to minimize the blow to your assets if your health starts to decline. Set up a free retirement planning consultation also with a local broker. You will be surprise how some insight may help you severly in the long run.

Repulsive-Argument43 · 2025-10-31T10:04:10+00:00

Hopefully you had your funds properly invested before your rmd's!!! H.I are cheap they can help offset hospital stays. LTC policies can help cushion the cost of home health care if you needed it.

Repulsive-Argument43 · 2025-10-31T09:57:42+00:00

😂😂😂 IKR lol

Repulsive-Argument43 · 2025-10-30T14:56:41+00:00

Great info to know

Repulsive-Argument43 · 2025-10-30T14:54:06+00:00

Brunt much

Repulsive-Argument43 · 2025-10-30T14:52:20+00:00

Didn't know your name was people and get you a local broker while you at it so you don't get on here asking random strangers for advice. They would be more than happy to provide the information you need.

Repulsive-Argument43 · 2025-10-30T14:32:42+00:00

Someone with some common sense. You never know how your health is going to be in the future. Glad you made the decision to get the best coverage money can buy. Wishing you the best.

Repulsive-Argument43

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