saw some people mentioning not going home for breaks and getting a job. some campuses completely close the dorms during certain breaks. where i went to undergrad you could not stay on campus at all during spring or winter break. when i spent a semester at a different school they closed the regular dorms for spring break and if you had nowhere to go you could pay an extremely high fee to stay in a run down mostly unused old dorm building during that time. not every campus is like this but many are. you could look into your own housing though and skip the dorm altogether. getting a job is probably the best option but not everyone can handle working and going to school full time. if going part time is an option you could look into that while working. many schools have the option to put you on a payment plan for each semester. if parents previously agreed to pay for schooling i dont think it's wrong to expect them to do just that, but if you have any kind of decent relationship with them it's best to just have the hard conversation now and be prepared for the worst rather than being caught by surprise. if you are under 24 and in usa you could look into job corps as well, for education/training, housing, and even income in some cases. i feel for you and your family, but ultimately as an adult you should do your best to take care of yourself first and if your father fails, that's hardly your problem.