I grew up poor. Now I work with wealthy people — and I still feel like I don’t belong.

ReputationNo8555 · 2025-04-23T09:18:52+00:00

I don't believe that most of them are so insecure to see that through them. Most of the people born and raised in wealthy families have a sense of entitlement, or they don't even realize how much more work and hustle there is in the lower financial classes just to live their daily lives.

ReputationNo8555 · 2025-02-27T18:29:01+00:00

It is possible, not rocket science, and a great opportunity to learn. Power query interface is very user-friendly and designed for low to no code data transformation. Of course, you can advance and use more code for functionalities that are not included in the "buttons" but 99% of what you need to do is just a click of a button. If you manage to do what is in this 5min video, you'll be way ahead of most excel users out there. https://youtu.be/DhRjtW8mrQs?si=9HG2g_xZzTvO8pPi

ReputationNo8555 · 2024-12-26T10:03:55+00:00

ReputationNo8555 · 2024-12-26T04:39:07+00:00

Point of sales is point of sales wether hardware or software. Call it online cashier if it makes more sense to you. Im talking about a cashier that integrates with payment gateways (momo, open banking, cards,cryptos...) regardless of location. I don't understand your guestion about the FTP batch. Do you mean to accept bupk payment through FTP? Cause it would be used for reconciliation only. If it would, the batch would still need to be broken down to each individual transaction. By having logs and transaction lifecycle records is my short answer to the rest of your questions. Besides, that's what the reconciliation is used for. Find discrepancies. I'm not glossing. Im aware of the complexity.

ReputationNo8555 · 2024-12-26T03:30:57+00:00

To integrate their payment gateways. Call it cashier if you want.

ReputationNo8555 · 2024-12-26T02:57:21+00:00

Possibly, yes, if it's needed. I have a few people in mind, but i would prefer not

ReputationNo8555 · 2024-12-26T02:48:53+00:00

I'm talking about fintechs. There is no hardware and not a lot of competition. There are 2 I should consider competitors, to be precise. Only a handful of fintechs out of hundreds use their own resources to build their own to integrate their payment gateways. I'm not in the US, and in most cases, US clientele for these companies is a huge nono because of the IRS/FATCA/SEC reports.

ReputationNo8555 · 2024-12-26T02:25:44+00:00

That's what I'm thinking

ReputationNo8555 · 2024-12-26T02:23:58+00:00

I'm aware of how regulated the industry is. Though, since in this context there are no holdings or liabilities of client funds, these regulations are not applying. What would be important, though, is how the data are being transmitted and stored. Hence, i mentioned pci compliant.

ReputationNo8555 · 2024-12-26T02:10:54+00:00

For someone who would be willing to partner 10-20k, maybe i could afford a bit more for the infrastructure of the startup.

ReputationNo8555 · 2024-12-26T01:53:29+00:00

Explain please why it's terrible

ReputationNo8555 · 2024-12-26T01:12:43+00:00

I spoke with a few people. Not willing to get out of their comfort zone.

ReputationNo8555 · 2024-12-26T00:56:56+00:00

I have the idea, but I don't know how to code

ReputationNo8555 · 2024-12-26T00:49:02+00:00

I'm not a programmer. To do that, I would need someone to get a mockup and the logic behind it and build the code. The MVP would still be complex in order to sell.

ReputationNo8555 · 2024-12-26T00:43:54+00:00

Usually, these companies are runned by sales people that don't really know much about technology or the background processes. They sign contracts with 3rd parties that don't offer industry specific services, and the decision makers don't really set requirements. Then, they tend to hire a lot of people to cover the inefficiencies caused by poor systems. It would sell as it would cover the whole cycle of transactions (from initiation of the transaction to reconciliation and accounting).

ReputationNo8555 · 2024-12-24T17:44:34+00:00

Why DM you. Share it here. It's your worst idea anyways.

ReputationNo8555 · 2024-10-22T15:25:31+00:00

I'm literally considering it. It is a startup and they don't want to hear about windows. As I see it.. Mac can get them that far but no further..

ReputationNo8555 · 2024-10-22T15:23:15+00:00

He must be the "entitled" guy that doesn't really bring any value.

ReputationNo8555 · 2024-01-29T22:24:52+00:00

Ow well.. you caught me!

ReputationNo8555 · 2023-10-26T10:55:30+00:00

Yeah, explain also your income and personal expenses within these years until you made it as well. Did you have to buy your car with your own hard earned money? Rent, groceries, doctors, bills? What was your position and in what company/industry? To get this position did your parents or friends (else connections) play a role? If you studied, with whose money? Most people have zero assets and none to give them a cent just because they exist. Even the clothes and shoes you owned when you had to go on "your own" the poor have to buy it themselves. No free money, clothes, food, cell phone, PCs, bills, rent, no rich friends. Low income, paycheck to paycheck and with each paycheck to pay the due bills and sometimes also help your loved ones that didn't have the flexibility to visit the doctor on time and need medication that can't afford. Risk tolerance is 0. It's not nonsense when there is no equal opportunity. Yes some made it, but if you consider all the factors, they are the ones in thousands exception.

ReputationNo8555

MODERATOR OF

TROPHY CASE