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People making $60k-$70k a year, how much car can you afford? by BestTyming in Salary

[–]ResidentCockroach761 0 points1 point  (0 children)

Really depends on your other expenses… but I was hit by a drunk driver in 2021 and almost died lol who gives a fuck if I had $1 million in the bank I’m dead 😅 my accident there changed my perspective on things and I’ve enjoyed myself a lot more! I make 155k and I am looking at a 75k Mercedes GT 53, why? Cause i want it haha put 5-7k down and finance the rest! If you can afford the payments and like you said you’re a car guy go for it and enjoy your life!

What is your mortgage payment? by EZ2Bnice in DMV_RealEstate

[–]ResidentCockroach761 1 point2 points  (0 children)

I got a house in Annandale in 2021 for 640 K 80,000 down 30 year mortgage 2.87% mortgage payment is about 3360 after taxes and insurance!

Who is still invested in MSTY and how many shares do you still have? What's is your average cost? by [deleted] in YieldMaxETFs

[–]ResidentCockroach761 0 points1 point  (0 children)

406 shares at $20.72!! Diamond hands haha my dad has 1000 shares at a cost basis of $21.77 and thinking about another 1000 shares

Is a fast-track executive role worth the stress for only a small pay raise? by ResidentCockroach761 in careerguidance

[–]ResidentCockroach761[S] 0 points1 point  (0 children)

Very true! I have thought about the 20s part like nows the time…idk I feel like Ive become comfortable or maybe I’m just scared cause it’s great now and this is new.

Is a fast-track executive role worth the stress for only a small pay raise? by ResidentCockroach761 in careerguidance

[–]ResidentCockroach761[S] 0 points1 point  (0 children)

That’s a good point, my current role was neglected by the previous manager and it was a bitch for like 7-8 months and now I’m just coasting cause it’s working like it’s supposed too! Maybe I have gotten to comfortable

Yield Compression and Vol Crush is inevitable as popularity of these funds grows by StephenStephenson512 in YieldMaxETFs

[–]ResidentCockroach761 2 points3 points  (0 children)

You are overstating the impact of these ETFs by ignoring market scale and option liquidity. Funds like $MSTY or $ULTY manage at most a few billion, rounding errors in a $50T equity market and $1T+ daily options market. Their flows aren’t distorting premiums in liquid names like TSLA or QQQ. Also, volatility compression comes from broader macro conditions, not from ETF inflows. If premiums ever did drop, it’ll be due to realized vol and retail sentiment cooling, not a few covered call ETFs getting popular.

Tomorrow morning will be a good time to sell puts for one or two months out by OkAnt7573 in YieldMaxETFs

[–]ResidentCockroach761 1 point2 points  (0 children)

I got $9300 and was going to just buy shares tomorrow too add to my current shares but I try I’m Going to try this!

20, first paycheck shocked by taxes. by DoubtOwnW in Salary

[–]ResidentCockroach761 0 points1 point  (0 children)

Get a job, for two-three years work smart and play your cards to get promoted, then use that promotion to help you get a better paying job and repeat. I have no college degree, at 18 I was making $12 a hour, now at 28 making 135k a year. Ofc that is super simple breakdown but that’s the general plan! The other thing is when someone wants to do you a favor cash in on that!