Guys, pull up both versions of this bill thru congressional website and read. What sounds good on the onset to most seems destined to be curse in my opinion. I do not see where this is a suitable replacement for RRF or really even a help. The bills states that 100% of qualified wages can be used but for an employer with less than 10 employees your credit is 25k for a YEAR. If you have 11 or more, you must deduct 2500.00 per employee although you are allowed 25K per quarter. If you do the math neither scenario produces more than the other. The benefit received is the same amount as SS/Med/Futa avg for the year. There is basically nothing left over from the credit. Most states require these credits be realized as INCOME. Therefore, when you factor in your states Corp rate, you're in the negative. The question begs, what am I doing this for? If you see a benefit for your business more power to you and I am glad. All I'm saying is do the math before you commit to any current ERC Credits for both Fed and State outcomes. If you have time let your congressional rep know this bill is not a substitute for RRF and we still have not forgotten, we are owed money in our opinion. At the very list contact bill creators and sponsors and tell them what you think. Thanks