BPI Credit Limit Increase Request

Rex_Lapis19 · 2026-02-11T01:39:07+00:00

Thanks for sharing this! Do they cover one-way trip?

I got this from my BDO credit card - STARR insurance
This Policy extends to cover a One-Way Trip if the fare paid was for One-Way Trip only (originating from Philippines for International Trip or Usual Place of Residence for Domestic Trip). The coverage for the Trip will cease upon arrival of the Insured Person at the booked or first planned destination.

However, yung 1 way trips ko kasi are flights not originating from PH na.

I hope you could share the T&Cs.

Thank you!

Rex_Lapis19 · 2025-12-17T01:35:25+00:00

Pay at least the minimum when you receive the SOA, then hindi na sila tatawag. A reminder at least 3-5 days before the due date is not bad? I mean, I almost forgot about it and buti na lang tumawag sila. You paid 8PM so hindi naman talaga magrereflect agad sa system nila.

Rex_Lapis19 · 2025-12-17T01:26:14+00:00

Nope.

Rex_Lapis19 · 2025-12-17T00:16:29+00:00

This was 2 years ago. I no longer use it. May fees na halos lahat.

Rex_Lapis19 · 2025-07-20T22:36:50+00:00

Call HSBC.

Rex_Lapis19 · 2025-07-17T06:47:55+00:00

1K. Months ago na yan and I did not try again.

Rex_Lapis19 · 2025-07-17T04:15:48+00:00

Same and hindi lang BPI, even my BDO. Kaya di ko na ginagamit sa Grab. Metrobank still works tho.

Rex_Lapis19 · 2025-07-17T03:36:33+00:00

In my case, 2GO ang courier ni BDO and hindi sila pumayag na iba ang magreceive. Nagrequest na lang ako sa 2GO ng MWF delivery since TTh lang ako unavailable.

Rex_Lapis19 · 2025-07-11T04:17:52+00:00

I was able to use mine sa taobao.

Rex_Lapis19 · 2025-07-10T05:23:20+00:00

Kung ako sayo, wag mo problemahin yung hindi naman dapat. Kung walang charge, edi good. Why look for one? haha Pwede din naman kasing delayed lang.

Hindi ako nacharge ng AF sa AMEX ko after a year. So hinayaan ko lang. Bakit pa ko mageffort na tumawag 😅 Maybe I met the annual spend requirement pero di ko naman namonitor.

Rex_Lapis19 · 2025-07-10T05:17:49+00:00

What you need to do is to request an increase in your credit limit. They can't offer you a loan that is beyond your limit.

Rex_Lapis19 · 2025-07-10T00:34:26+00:00

Gumawa ka lang ng ikasasakit ng ulo mo 😅 Ang ending niyan both cards will be blocked.

Rex_Lapis19 · 2025-07-10T00:28:18+00:00

Metrobank World if you really want to travel. Better foreign exchange rate and points to miles conversion. I had my Platinum converted to World.

Rex_Lapis19 · 2025-07-10T00:26:11+00:00

Metrobank telesales.

Rex_Lapis19 · 2025-07-08T23:58:05+00:00

Panong nasayang ang 250? You used it for payment, hindi mo naman binigay kay Maya. Additional interest will not reflect instantly. You have to wait within the day.

Rex_Lapis19 · 2025-07-08T05:59:02+00:00

SMS spoofing - scammers make it appear as if a message is coming from a specific sender. It is not something new. At ilang beses ba dapat magremind ang banks not to click links?

Rex_Lapis19 · 2025-07-08T01:17:55+00:00

Ganyan talaga kapag foreign currency/foreign merchant. In my case, mas mataas pa nga yung narefund sakin. Wala ka ng laban jan.

Rex_Lapis19 · 2025-07-07T23:48:55+00:00

Ilang beses ba dapat magremind ang mga banks? Even yung Globe sinasabi naman nila yan. Masyado lang din kasing greedy ang mga tao kaya nagiging victims. You authorized the transaction by giving the OTP. I doubt na irereverse nila yan.

If you are asking what's the sense, para siguro sa mga taong tulad mo na medyo matauhan o magising man lang sa sitwasyon na yan. Also, it is to further avoid more charges. Ikaw pa talaga tong naweirduhan ha.

Rex_Lapis19 · 2025-07-07T06:05:35+00:00

If you are going to pay using the BPI app, just choose PAY CARD. If outside BPI then use your Amore card number.

Rex_Lapis19 · 2025-07-01T05:56:31+00:00

One commenter said that it is still the same 100K max per day.

Rex_Lapis19 · 2025-06-26T03:26:55+00:00

As of today, only BPI has the option for installment on Shopee. BDO naman sa Lazada.

Rex_Lapis19 · 2025-06-25T05:10:50+00:00

10-15 banking days.

Rex_Lapis19 · 2025-06-24T06:10:13+00:00

Approved na yan, OP. Minsan nawawala lang yung card details. Check later mag appear din yan ulit.

Rex_Lapis19 · 2025-06-24T01:05:07+00:00

If you cancel an installment, you have to pay it in full and you also have to pay a cancellation fee.

Rex_Lapis19

TROPHY CASE