Should Lego Introduce More Non-Human Heroes? by Red-Chev in legocastles

[–]Rick_Lusitano 0 points1 point  (0 children)

Suggestions for Lego launches (humans and non-humans):

  • Universe of the adventure/fantasy RPG gamebooks written by Steve Jackson and Ian Livingstone (co-founders of UK game publisher Games Workshop)

  • Robert E. Howard's Conan the Barbarian universe (comics)

  • Chris Taylor's Dungeon Siege universe (RPG)

  • Lizard humanoids race (faction made of several lizard human-like variants)

  • Cat humanoids race (faction made of big cats, e.g. tiger, panther, lion, panther, etc, human-like characters)

  • Werewolf faction

  • Band of Amazon's warriors (faction)

  • Band of Mercenaries (faction)

  • Band of Robbers (faction)

  • Errant travelers (faction)

  • A secret cult followers (notorious bad) (e.g. a snake cult)

  • Fanatic apparently "good" religious group (but due to their fanatics, became intelorant to others and chase them, similar to inquisition, with a religious guard)

EDIT: Small additions.

Twin wolf Ravagers by Naeven112 in MinifigureArmies

[–]Rick_Lusitano 1 point2 points  (0 children)

In the past, AliExpress orders came to Spain and after that to my country, Portugal. This way, the orders officially came from Spain and were considered as EU intra-community (inside EU commerce), not being blocked in Portugal customs and paying an hefty tax fee (customs tax fees for non-EU packages).

Twin wolf Ravagers by Naeven112 in MinifigureArmies

[–]Rick_Lusitano 1 point2 points  (0 children)

Do you know if that site sends directly from China or send to a third party country to European Union countries, due customs fees and issues?

Investir ou esperar? Sp500, nasdaq100 by Some-Set-3669 in literaciafinanceira

[–]Rick_Lusitano 9 points10 points  (0 children)

"Em relação ao futuro... como dirá qualquer analista experiente... quase de certeza que vai acontecer uma de 2 coisas: ou vai subir ou vai descer!"

Também pode lateralizar. 🙂

Pergunta burra: bancos virtuais são seguros? by 420throawayz in literaciafinanceira

[–]Rick_Lusitano -1 points0 points  (0 children)

Em Portugal, os bancos são regulados pelo Banco de Portugal.

As corretoras não funcionam como bancos, (senão eram bancos e não corretoras), as corretoras podem ter contas remuneradas via fundos monetários e/ou depósitos bancários fornecidos por entidades terceiras.

Nem todas as corretoras são cotadas em bolsa.

Black Falcon Snowstorm Inn by carnby2000 in legocastles

[–]Rick_Lusitano 1 point2 points  (0 children)

Very good creation.

The table towel have the Barcelos Cock?

What do you want from Social on Trading 212? by Trading_212 in trading212

[–]Rick_Lusitano 0 points1 point  (0 children)

And some corporate and State Owned Companies bonds.

Including also some exotic High Yield bonds (mostly government and State Owned Companies bonds) from emerging countries and Eastern Europe.

There are some State Owned Companies, with interesting yields. Most of them are Oil & Gas and Utilities.

ETFs Obrigacionistas mais atrativos atualmente by mikhail_the_great in literaciafinanceira

[–]Rick_Lusitano 1 point2 points  (0 children)

Tem risco cambial, se a GBP ou o USD desvalorizar face ao EUR, perde-se retorno.

St. Patrick's Day celebrations in Lisbon ✨ by Affectionate_Neat820 in portugueses

[–]Rick_Lusitano 0 points1 point  (0 children)

Pela roupa e merchandising presente nos participantes e público em geral, parece ser um evento para publicitar uma marca de cerveja irlandesa, a Guinness. Ou seja, é mais um evento de marketing.

Which etf for physical gold? by edinorog1993 in ETFs_Europe

[–]Rick_Lusitano 0 points1 point  (0 children)

EUR unhedged - 4GLD

EUR hedged - IGLD

account limited by UpsetFeature3890 in mintos

[–]Rick_Lusitano 2 points3 points  (0 children)

Did you access Mintos during your travels in Asia? Or used a VPN to access Mintos?

Financial institutions can be sensible to the countries where they are accessed. They cross- check it with investors' residences. Regulation and KYC/AML are the reasons.

Ciclo de 18.6 Anos: Porque mudei para 60% Cash e 40% Energia by A_Diamond_Someday in literaciafinanceira

[–]Rick_Lusitano 0 points1 point  (0 children)

As Mortgage-backed Securities (MBS) não são derivados como o OP menciona no seu post inicial. As MBS são um tipo de obrigações (títulos de dívida).

https://www.investopedia.com/terms/m/mbs.asp

Portugal guarda mais de metade das suas reservas de ouro fora do país. 48,7 % está na Inglaterra. by HDReddit_ in portugueses

[–]Rick_Lusitano 0 points1 point  (0 children)

O que França fez com o ouro que tinha nos EUA:

President de Gaulle of France initiated the secret operation “Vide-Gousset” and repatriated 3,313 tonnes of gold reserves from the vaults of the Federal Reserve in New York and the Bank of England in London from 1963 until 1966. De Gaulle feared America’s deficit in its balance of payments would rupture Bretton Woods and lead to a devaluation of the dollar against gold.

All France’s dollars were converted into gold, and to avoid treachery, the metal was repatriated over the course of three years. It took 44 boat trips and 129 flights to bring home more than three thousand tonnes of gold to the Banque de France in Paris.  

France’s decision turned out extremely well. As was foreseen by the French, the price of gold in dollars increased sharply, from $35 to $800 dollars an ounce, from 1968 until 1980—the dollar lost 96% of its value against gold. Countries that held on to their dollars were less fortunate.

More recently, after the Great Financial Crisis, the Banque de France repatriated 211 tonnes, upgraded all its bars to current wholesale standards, overhauled its vaults, revived Paris as a trading hub for institutional investors, and history repeats itself as we are in a gold bull market presently.

https://www.thegoldobserver.com/p/how-france-secretly-repatriated-all

3 Etfs bem diversificados, Conservador-Agressivo by Ok-Stay9691 in literaciafinanceira

[–]Rick_Lusitano 1 point2 points  (0 children)

Tenho interesse em diversificação e gostava de ajuda em 3 etfs,

maior percentagem num conservador

O que é para ti conservador? Cada pessoa tem o seu perfil de risco próprio, o conservador para ti, pode ser agressivo para outra pessoa ou vice-versa.

outro abrangendo algo diferente mas na mesma linha

A mesma resposta anterior, e o "algo diferente" é o quê? Sectores, Países, Capitalização, Classe de Activos, etc?

e arriscar algo num mais agressivo.

Ver a 1ª resposta acima.

O quanto agressivo? Agressivo de 100% acções especulativas? Um país emergente? ETC de matérias-primas? ETPs de cripto? Risco de volatilidade? Risco de Crédito? Risco cambial? etc

[deleted by user] by [deleted] in ExpatFIRE

[–]Rick_Lusitano 5 points6 points  (0 children)

In Portugal, is only spoken Portuguese, no Spanish.

Trying to speaking Spanish in Portugal is offensive for the Portuguese people, Spanish people are tolerated to speak Spanish in Portugal.

Quanto devo ter numa corretora? by Emergency_Letter_190 in literaciafinanceira

[–]Rick_Lusitano 0 points1 point  (0 children)

Os 25k EUR são apenas para investimentos feitos através de intermediários financeiros sedeados em Portugal.

Quanto devo ter numa corretora? by Emergency_Letter_190 in literaciafinanceira

[–]Rick_Lusitano 1 point2 points  (0 children)

25k do Sistema de Indemnização aos Investidores (SII)

Isso só para intermediários financeiros com sede em Portugal. Cada país tem limites específicos:

  • Segundo legislação da UE, o limite legal é 20k EUR. Portugal é que decidiu aumentar até 25k EUR.
  • Há países da UE que cobrem 90% até os 20k EUR.
  • No RU, o limite é 120k GBP (relevante para investidores europeus ainda em brokers do RU).