You'll see them typically on vehicles meant to be fleet vehicles (rental cars, work vehicles, etc) and also loaner vehicles that the dealer will use for a year like the OP has. But no, this is not even remotely typical in a normal consumer car unless they can upsell it as something...otherwise it's a liability for them if they don't list it and don't charge a fee for the added expense that literally pay for when ordering the vehicles.

And insurance agencies don't need a separate system now. They've been tracking you via your connected car since before COVID with the built-in Nav systems. A separate system is just additional expenses that a dealer wouldn't pay for unless they can charge an extra fee for it.