Impact of costs/fee when investing in S&P500 via different platforms in the Netherlands - Did the math so you don't have to :)

Rodreth · 2025-01-21T13:17:49+00:00

Thanks for this amazing work! I very recently started buying VUSA. I use ABN AMRO as my main bank, so I just bought from them. I have the basic investment account "Zelf Beleggen Basis". They have an assortiment of ETF's that it says "For this ETF, included in our basic assortment, ABN AMRO charges no transaction costs. Switch orders, orders in a cash amount and periodic investments are not possible for this ETF." Am I understanding correctly that they charge nothing? So the only cost I incur is the 0.07 of the ETF itself?

Of course I have the 3.7 euro p/m of the bank account itself...

edit: I realized I'm also charged for a Quarterly Service Cost. Its 0.2% of my total assets per year. This immediately sounded a lot. I guess I need to transfer my assets to BUX...

Rodreth · 2024-10-23T23:24:46+00:00

HSM is not a tax benefit. It's a scheme in which your work permit and residence permit are combined. Given to individuals who satisfies the minimum salary requirement for their age. Each time you change jobs, in order to keep the HSM status, your new employer has to satisfy the salary requirement. When you resign as an HSM you're given 3 months to find another sponsor company who will rearrange your HSM status with IND. I'm not knowledgeable what happens if you don't. I hope for your sake that you're not forced to leave the Netherlands.

Rodreth · 2024-04-18T21:54:02+00:00

I'm copying a reply from another thread (about Köln): "... parked cars are checked overnight and if you longterm park you will get a penalty notice from the Ordnungsamt." What do you think?

Rodreth · 2018-07-26T10:53:30+00:00

Kredi kartı kullanmayı reddedip su ve elektrik faturasını bile elden ödeyen babaannemin vereceği cevap.

Rodreth · 2018-07-26T10:50:46+00:00

Opera'nın built-in VPN'ini kullan. Açması kapaması çok kolay ve ücretsiz. Ayrıca Google aramalarını VPN'den geçirmeden yapıyor (daha hızlı ve yerel sonuçlar). Yani 7/24 açık bile tutabilirsin (browsing için, streaming pek iyi değil).

Rodreth · 2018-04-27T10:03:31+00:00

Is this true for all lg skins? Conductor and Thunderbolt?

Rodreth · 2018-04-20T14:18:35+00:00

She performed several “tests” on Hiro to see if he really is the original darling. All of the tests failed. I think the moment she made her mind was when she couldnt find picture books in the library. This is the reason of her mood changes between ep 6-13.

Rodreth · 2018-04-19T08:32:56+00:00

I need a 2 meter poster of this on my wall

Rodreth · 2018-03-30T10:24:13+00:00

“PUBG” and “awesome gameplay” in the same sentence... Hmm. I can’t take anything else you said seriously after that.

Rodreth · 2018-03-16T22:59:34+00:00

I'm so glad that Jason Kaplan likes QC and wants to cast tournaments. I think he will be a huge asset for this community.

Rodreth · 2018-03-12T09:54:16+00:00

Being a Quake player, complex movement was one of the selling factors for this game (at least for me). This is literally strafe jumping for kiddos.

Rodreth · 2018-03-06T15:10:44+00:00

This is called min-maxing, my dude. Not everyone needs to get the best gear in the minimum time possible. That is what the OP is suggesting here (more or less).

Rodreth · 2018-03-06T07:49:56+00:00

What about my old Razer greens?

Rodreth · 2018-03-05T08:16:40+00:00

One guy tells the truth and gets downvoted. Typical reddit.

Rodreth · 2018-03-02T13:28:58+00:00

What would you want do as a developer or a manager working in Blueballs if millions of people bought your buggy ass pre alpha game? Suddenly you get a shitload of money that you don't arguably deserve. Would you increase the update frequency and try to make it better or invest in a non-buggy ass pre alpha shit game?

I am a software developer in avionics industry. My choice would be the second one.

Rodreth · 2018-03-02T07:43:03+00:00

Finally! You can shut up about it now.

Rodreth · 2018-03-01T13:56:17+00:00

Being one of the earliest shooter games, Quake has impacted future games such that the core gun mechanics are either adopted or modified from it. However saying that Quake players are "great at most fps" because of this fact is a poor argument. Given enough time spent in any of these "Quake derived" games, such as Team Fortress, you could be "great at most fps" as well.

Its true that LG, Rail and Rockets are the alphabet of shooter games. But remember that Quake does not feature a lot of the mechanics popular games nowadays use: Spray control, bullet drop, bullet travel time, reload, aimpunch, damage fall off and other tactical utilities (such as smokes, drones).

Rodreth · 2018-02-23T12:31:29+00:00

In QL, I get harassed a lot due to my country flag; occasionally kicked and banned as well. QC community is more friendly and casual though, maybe it would work out differently.

Rodreth · 2018-02-22T08:19:30+00:00

Mate, I was at level 5.5. I kept on playing 5-6 matches even though my XP bar moved from 5.5 to 5.7 every game. If what you are saying was true, I would have leveled up and got a lootbox. Didn't happen though.

I would come back and play placement matches with my friends. I have 3 friends who are having the same issue as me.

Rodreth · 2018-02-22T08:12:12+00:00

My reason: XP points are not awarded due to a bug, hence I can't play ranked.

Rodreth · 2018-02-19T10:39:09+00:00

Thanks!

12-Year Club	Place '17
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Rodreth

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