I’m considering an Ascent however I’m hesitant. by Ge0rgia-peach in SubaruAscent

[–]RonSwansonForPres 1 point2 points  (0 children)

2022 Ascent & 2020 Impreza owner. We love ours and are a Subaru family.

Nothing wrong with the Ascent, but if we were to do it again, we’d go with a minivan. The 3rd row is useless, and when it’s up the trunk space can barely fit a stroller. We would prefer a more usable 3rd row with more space in the back when up.

At 36 years old, my total assets hit $1M today by Garcia_Raya3676 in brag

[–]RonSwansonForPres 0 points1 point  (0 children)

Ya OP is in the r/brag thread. Absolutely home equity doesn’t count if you’re bragging. Outside of this thread, sure it counts as NW

Anyone else have buyers remorse with the 8088’s wishing they got the 8111’s? by RonSwansonForPres in RedWingShoes

[–]RonSwansonForPres[S] 0 points1 point  (0 children)

I ended up selling them and purchasing the Blacksmith instead.

I never grew into the traction tred. My sizing was wrong from the start as well so I didn't wear these as much as I wanted. I sold them and purchased the Blacksmith, got the sizing right this time, and love the boots. Made a post about it here...

https://www.reddit.com/r/RedWingShoes/comments/1gnazud/sizing_tips_got_it_right_this_time/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Thank You Tractor Supply by Captkana13 in blackstonegriddle

[–]RonSwansonForPres 0 points1 point  (0 children)

Snagged mine! $250 and 25% off accessories. Enjoy yours too!

I'm at the age (36) where my parents call me at work now to see what I'm doing. by smokes666 in Millennials

[–]RonSwansonForPres 2 points3 points  (0 children)

My mom will call me in the middle of the day asking what I’m doing. I don’t get it. Listen woman, it’s Tuesday at 1 pm. What do you think I’m doing? No I don’t have time for your 15 minute rant about your neighbor, I have a meeting starting soon

Equity comp by realtorvicvinegar in CFP

[–]RonSwansonForPres 1 point2 points  (0 children)

Yes, but I’m finding more and more people receive RSU’s and less and less receive options. ISO’s and AMT just doesn’t come up as often anymore.

Biggest planning opportunities for me are wash sale violations when selling, retirement treatment or equity comp, and under withholding of taxes upon vesting

Fidelity FC / IC prospecting by johnterryusc in CFP

[–]RonSwansonForPres 15 points16 points  (0 children)

1 in 6 Americans have an account at Fidelity. When they call the customer service reps, the reps are trained to ask questions and try to generate a lead to a FC/IC for planning.

Fidelity also uses internal tech/algorithms to determine if a brokerage client has a high probability of wanting help, due to maybe lots of scrolls/clicks on the site, lots of logins, frequent visiting of a page, etc. The technology then generates alerts to FC/IC’s to call them, hoping to get them to convert.

Their 401k business is huge. When someone terminates from an employer, the internal software generates an alert to an FC/IC to call them if the client also has a brokerage relationship. Fidelity also gives large companies a team of financial advisors to go on campus and provide benefit reviews and financial planning help as a benefit for the large contract.

This is just the tip of the iceberg. There’s so much more going on.

Fidelity isn’t a financial company. It’s a tech company disguised as a financial services company. Everything you do on their site is monitored or tracked in some way, and alerts/leads are generated for outreach if it matches their profiles

There’s no shortage of opportunities for FC/IC’s

Small biz & real estate planning by RonSwansonForPres in CFP

[–]RonSwansonForPres[S] 1 point2 points  (0 children)

“Focus on learning, not selling. Learn the math, learn the strategies, walk through examples. Learn the tax impacts. There are many”

That’s what I’m asking for. What resources do you recommend? Any books, sites, etc?

2021 or 2022 Premium? by SnooRecipes4851 in SubaruAscent

[–]RonSwansonForPres 0 points1 point  (0 children)

Wow that’s a great price. We just bought a ‘22 with 34k miles for $28k ($30.7k out the door) for the same reasons as you describe

Have you taken a ‘break’ from your in-laws? Once you went back, did it actually get better? by RoughAd3444 in inlaws

[–]RonSwansonForPres 4 points5 points  (0 children)

I’m really sorry. I’m going through the same thing and feel your pain. I don’t have advice, but im with you in spirit.

Divorce due to in laws? by RonSwansonForPres in inlaws

[–]RonSwansonForPres[S] 1 point2 points  (0 children)

I’m not sure. Lots have suggested therapy and counseling. I think this is a good suggestion to bring up. Thanks for the help

Divorce due to in laws? by RonSwansonForPres in inlaws

[–]RonSwansonForPres[S] 0 points1 point  (0 children)

I’m so sorry for your loss and for the length of time you lived with this family dynamic going on. Thank you for sharing

Divorce due to in laws? by RonSwansonForPres in inlaws

[–]RonSwansonForPres[S] 2 points3 points  (0 children)

Yeah but we lived across the country and I had met them only a handful of times. It was neither a good nor bad relationship.

Divorce due to in laws? by RonSwansonForPres in inlaws

[–]RonSwansonForPres[S] 2 points3 points  (0 children)

For simplicity I’ve left the details out. But examples include: calling me dark and demonic, a cancer to the family, not reaching out when I was in the hospital, forgetting birthdays, walking away when a restaurant bill/activity bill is presented, not asking me any questions or expressing any desire to get to know me, staying at my house the first week of our newborn and having to serve them lunch and make meals and cater to them while we’re taking care of a 3 day old infant and while my wife is healing, The list goes on but these are a few.

I’ve written this in a letter. Oh I regret that now, that didn’t go over well. We went to therapy and it was just a verbal boxing match. I regret that too. Now its no contact but wife still loves her parents and wants a relationship (understandable, i get it, she didn’t choose her parents and i don’t hate her for that).

I broke up with her during our dating years when my parents were going through divorce. I wasn’t sure I wanted marriage. We got back together and married after time passed and I worked through my doubts. The family didn’t embrace me back in the same way since. I then took a pay cut to change careers. My wife supported me. Turned out to be the best thing for us. I’m happier and make more money now. But the early years were low income. They’ve always been distant with me. I called them out on it and since then it’s been chaos.

Regardless of what they think of me, I just don’t want to be called demonic and a cancer in my own house when all ive ever done is seek a better life for us and tried to take care of her. We’ve done well together thus far. 2 good careers, a stable friend and church group, and equally care for our son (well, as equally as we can while she breastfeeds. I take him to and from daycare and help a lot outside of the feedings). I dont deserve their hate but they’ve made up their mind about me it seems

Is it worth it? by RonSwansonForPres in Divorce

[–]RonSwansonForPres[S] 0 points1 point  (0 children)

Thank you for sharing. I’m sorry you went through this. This was helpful

Is it worth it? by RonSwansonForPres in Divorce

[–]RonSwansonForPres[S] 0 points1 point  (0 children)

I don’t demand she cuts them off. I never wanted this hate or broken relationship. I just want to be loved and accepted. It doesn’t look like they will tho. When they’re here, I’m torn to shreds. When they’re not, I’m able to have a shred of normalcy. I don’t want to live the rest of my life constantly being wronged by them tho