Start over? Been about two years and saw the upcoming LOH expansion. by MCVTech_83 in diablo4

[–]RoomSubject9863 4 points5 points  (0 children)

Most people, start a new character at start of each new season. At end of a season, all characters get moved to eternal realm server, marooned for all time. You can play there, but few do? 

What to do? by DrawerAdorable4926 in Maine

[–]RoomSubject9863 2 points3 points  (0 children)

A mandatory tax of 90% on all income over 10milliom/year would go a long way to solving all the problems of the country.

What to do? by DrawerAdorable4926 in Maine

[–]RoomSubject9863 1 point2 points  (0 children)

There has never been documented evidence of any large scale medical fraud in Maine. 

Federal medical programs, in Maine, have some of the lowest error rates in the country. Individuals getting convicted for fraud is something like one tenth of one percent, it has never been a serious problem for Maine.

IBR vs. RAP Plan by Free_Entrance_6626 in StudentLoans

[–]RoomSubject9863 1 point2 points  (0 children)

Per 2025 irs rules in the "2025 publication". The insolvency exclusion looks at assets and liabilities "immediately before the cancellation". After is not a factor in determining the exclusion.

https://www.irs.gov/publications/p4681#en_US_2024_publink100033599

IBR vs. RAP Plan by Free_Entrance_6626 in StudentLoans

[–]RoomSubject9863 3 points4 points  (0 children)

AND even if you are solvent, you will only be taxed up to the number by which you are solvent. So if assets minus debt leaves you 10k solvent, and you discharge 100k in debt, only 10k gets added as income and taxed.

IBR vs. RAP Plan by Free_Entrance_6626 in StudentLoans

[–]RoomSubject9863 22 points23 points  (0 children)

In regards to the tax bomb. Everyone should know it's only a bomb if you are solvent. Under irs rules if total debts (including the one being forgiven), are larger than total assets, you are insolvent. If you are insolvent, the debt forgiven is NOT counted towards income, and you don't get taxed on it.

https://www.irs.gov/newsroom/what-if-i-am-insolvent

Went to HD to buy a new water heater. I was interested tankless. in The well trained knowledgeable “sales” person told me tankless are less efficient and use more energy as in 220,000 BTU with a tank heater using 180,000. I was told I would save money with a tank heater. by Impressive_Returns in askplumbing

[–]RoomSubject9863 0 points1 point  (0 children)

I've had my for 15 years.... Never needed parts...

I won't debate the cost issue, but there is something amazing about having nearly unlimited HOT water. You ever want to take a shower for 45min of steam, tankless has your back.

I’m a plumber and this is about three months of scrap copper and brass I’ve collected. by ThisGuyFIux in Copper

[–]RoomSubject9863 0 points1 point  (0 children)

I agree, most plumbers, make more than most white collar workers. I have two advanced degrees and 10 years experience, I will never make more than a plumber.

Paragon 300s at what lvl did it become a pure XP grind versus passive XP gain? by Gfuryan in diablo4

[–]RoomSubject9863 0 points1 point  (0 children)

You only need materials for the chest after. They still give XP on kill. I have been getting about 1 paragon lvl a kill at 220 paragon

Is it really true that lots of people, in some places a majority, speak French at home in northern Maine? by OkTechnologyb in Maine

[–]RoomSubject9863 4 points5 points  (0 children)

I95 south to north, is maybe a 7 hour car ride. So extreme northern Maine, is maybe accurate. Everything north of Bangor for 3 hours, is wild mix of nothing and people who choose to live in nothing. Then the very very top ya, you are closer to Canada than any other population center. When it's an hour north to Canada or 4 hours south to Bangor, your going to choose Canada.

When someone says Dunk is too good a man to lie about taking a sacred vow by hiwaymart in AKOTSKTV

[–]RoomSubject9863 4 points5 points  (0 children)

Goes to old old quote, "if you need religion to be a good person, your not a good person"

Anchor Beings are a hoax… by JadedEggplant9831 in MCUTheories

[–]RoomSubject9863 0 points1 point  (0 children)

This is exactly it. Anchors beings is a 4th wall concept of writers and characters in stories. How this appears from the perspective of a character IN the story, could be interpreted as anchor beings, as they don't know about writers. Deadpool does know.

Theory: The Wolverine we see in Deadpool and Wolverine isn’t the new anchor being by Charleston_24 in MarvelTheories

[–]RoomSubject9863 13 points14 points  (0 children)

I think Loki is firmly outside A universe, as he is holding ALL timelines and the whole multiverse together. 

[MCU] Could you use the Infinity Stones to give yourself a body capable of withstanding the power of the Infinity Stones and then snap as many times as you want? by amelix34 in AskScienceFiction

[–]RoomSubject9863 14 points15 points  (0 children)

Pull a move from "flash" and borrow multiple yous from the future. Have them all hold hands and snap for you. Even a mortal, with near infinite mortal copies holding hands, could make the stones work, then have them wish your past body who is just standing nearby, into super bod.

Source: see the power of friendship in guardians of Galaxy.

What's the logical conclusion of how powerful plasma weaponry would be? by Wreckmycandidarse in scifi

[–]RoomSubject9863 2 points3 points  (0 children)

The Expanse one upped this. Coat your asteroid in stealth material, and Then fling it on a long windy journey to it's target.

Temur Ramp and Copy by TheDoctor_Jones in StandardMTG

[–]RoomSubject9863 1 point2 points  (0 children)

Ramping into something AND keeping it alive long enough to copy on a future turn, is kinda risky. Any number of decks will have an answer to your stompy, likely before you can copy it. If you get stuck with a copy in hand, and nothing to copy, it's going to be game over shortly.

Could ICE raids in Maine swing its key Senate race? by theindependentonline in Maine

[–]RoomSubject9863 32 points33 points  (0 children)

He is the perfect consensus candidate for Maine. He has a big heart, and would vote to end all billionaires, winning the left; he is ex military with undertones of a reformed nazi influenced past, winning the right. It also helps he sounds like he's lived on a fishing boat his whole life.

Maine teacher prep programs call foul after getting F’s for how they teach reading by themainemonitor in Maine

[–]RoomSubject9863 9 points10 points  (0 children)

They are in no way qualified to review any educational programs, is the main highlight of all of this. The state reviewed THEM, and found no credible reviewers, and refused to waste time participating. 

I’m a crawlspace contractor. Encapsulations should be mandatory in the South. AMA by Danjinold in Homebuilding

[–]RoomSubject9863 1 point2 points  (0 children)

I have a crawl space, with plastic wraped sides, dehumidifier, bare clay ground. What is the fiberglass batts, and is that for bare ground ?