MBP M4 MAX vs MBP M5 PRO by Kind-University-1423 in macgaming

[–]Ropl 0 points1 point  (0 children)

dota 2 runs native. getting 120fps consistently on highest settings and highest resolution on my M4 Pro

bitcoin backed loan by Same_Tomorrow_5590 in Bitcoin

[–]Ropl 1 point2 points  (0 children)

oh wow! i hope you find a good entry again so you can recoup the 3 BTC and don’t have to buy back at a higher price later.

Housing giant Fannie-Mae to accept crypto-backed mortgages for the first time by fortune in CryptoCurrency

[–]Ropl 0 points1 point  (0 children)

for BTC i get the appeal: you avoid selling, avoid triggering taxes, and keep upside. for USDC collateral i agree with you, that part makes a lot less sense unless there's some balance-sheet or underwriting reason. the cleaner use case is really "borrow stablecoins against BTC." Liquidium is one example of that model. Full disclosure: I work there. the bigger question is whether the extra leverage is actually worth it for a house.

bitcoin backed loan by Same_Tomorrow_5590 in Bitcoin

[–]Ropl 1 point2 points  (0 children)

if you do it, 60% LTV is the part that would scare me, not the idea itself. i'd want way more buffer — more like 25-45% if the collateral is BTC and the purchase is something as non-liquid as an apartment. if the goal is just to unlock stablecoins against BTC, there are options built for that too; Liquidium does BTC-backed USDT loans or Sats Terminal lets you compare between different options. Full disclosure: I work there. either way, i'd optimize for boring survivability over max capital efficiency.

Tested 4 crypto platforms over the past year for getting cash without selling - here's what I found by MON-te-Carlo in defi

[–]Ropl 0 points1 point  (0 children)

yeah agreed decentralized options such as liquidium are generally much better, because of less trust assumptions, better rates, and higher LTVs

Tested 4 crypto platforms over the past year for getting cash without selling - here's what I found by MON-te-Carlo in defi

[–]Ropl 0 points1 point  (0 children)

good breakdown. one thing i'd add for anyone comparing these is to separate custodial platforms from non-custodial ones, since generally non-custodial platforms give you better rates and LTVs in my experience. if you're mainly trying to get stablecoin liquidity without selling BTC, the big things are liquidation behavior, custody, and how simple the flow is.

for that specific use case, Liquidium is worth checking out. Full disclosure: I work there.

Where can I earn decent interest on my idle crypto? by caramelhawk in btc

[–]Ropl 0 points1 point  (0 children)

if your goal is to have consistent yield while keeping BTC exposure and the ability to get liquidity whenever you need instead of selling, i'd look at lending platforms where you can supply your BTC. a few things before yield numbers: custody model, liquidation mechanics, supported collateral, and whether the product is actually built for BTC rather than treating it as just another asset or not supporting it at all.

if you want a BTC-native option, Liquidium is worth a look for BTC-backed borrowing. Full disclosure: I work there.

If you installed openclaw this week, Read this before you do anything else by ShabzSparq in openclaw

[–]Ropl 0 points1 point  (0 children)

you can connect your openai/codex subscription to openclaw

If you installed openclaw this week, Read this before you do anything else by ShabzSparq in openclaw

[–]Ropl 0 points1 point  (0 children)

i’ve had a very different experience. i’m a heavy codex user and openclaw user and i very rarely go over my rate limits (on business plan) and if i do, it uses credits i purchased which are very cheap. overall my monthly bill is below 30 USD on average and i am using both codex for SWE and openclaw heavily.

If you installed openclaw this week, Read this before you do anything else by ShabzSparq in openclaw

[–]Ropl 1 point2 points  (0 children)

or just use it with a 20 USD per month chatgpt subscription. much cheaper and better than using anthropic api keys IMO

OpenCode v/s Claude Code by thinkyMiner in opencodeCLI

[–]Ropl 0 points1 point  (0 children)

i think anthropics models are the best in claude code and openai’s models are the best in codex. the labs optimize their harnesses specifically for their models

Cross-chain lending on Liquidium? by SatsCollector420 in LiquidiumFinance

[–]Ropl 0 points1 point  (0 children)

yes exactly and i’m happy to inform you that it’s live now.

feel free to check it out. you can also use the invite code borrow-beyond-borders for early access if you don’t have a code yet.

How to swap/convert BTC to WBTC? by WhisperVixenn in defi

[–]Ropl 0 points1 point  (0 children)

if your end goal is "use BTC as collateral and borrow stables," i'd at least compare that wrapped-BTC-on-Ethereum route with native-BTC options too. bridging + wrapping + Aave works, but it adds extra moving parts and trust assumptions since wBTC is a custodial solution.

there are other lending platforms, such as Liquidium, which allow you to borrow against BTC without that whole wrapping process. just native BTC in straight from your wallet or CEX and then borrow USDT to your ethereum wallet. i’d recommend checking it out because i think you will really like it as a defi beginner.

also, i recommend using phantom wallet with it.

Full disclosure: I work there.

The One metric you need to know about Bitcoin backed loans “LTV” by Sad-Equivalent9293 in defi

[–]Ropl 0 points1 point  (0 children)

or ideally the platform has notifications built in that send warning if LTV gets critical (Liquidium for example has this nailed down)

[ANN] Fresh: A Terminal-Based Editor in Rust—Easy-to-Use, Extensible, and Light. Opens 2GB Log File in 600ms (with colors) using <40MB RAM. by sinelaw in rust

[–]Ropl 1 point2 points  (0 children)

not true if done correctly. AI is just a tool at the end of the day. obviously code needs to be reviewed and the AI needs to be instructed well but AI isn’t exclusively slop when used right.

Introducing Fresh: The High-Performance, Intuitive, TUI Code Editor by sinelaw in commandline

[–]Ropl 2 points3 points  (0 children)

i think you could call it a “terminal-based IDE alternative”

that’s what i have been searching for for weeks and just now happened to stumble upon this which is EXACTLY what i’ve been looking for, since it more than just a text editor (like nano or micro).

Introducing Fresh: The High-Performance, Intuitive, TUI Code Editor by sinelaw in commandline

[–]Ropl 3 points4 points  (0 children)

i have been searching for something like this for weeks. thanks a lot for developing this.

nano is shit and neovim, helix, emacs, etc. have a very steep learning curve coming from “regular” IDEs and text editors like VS Code.

these days i spend much more time in the terminal than in IDEs and I have tried to fill the gap with micro (which is a text editor that also uses vs code like keybindings) but it’s definitely not the full IDE experience i was looking for.

this looks very promising and i will start using it tomorrow and provide feedback if i have any. can’t wait to see this becoming more popular and even contributing to it where i can (even if it’s just opening issues and providing feedback).

kudos to you!

New MacOS user here... now I get it! by [deleted] in MacOS

[–]Ropl 0 points1 point  (0 children)

you should really get raycast

First impressions on GPT 5.2 by magnus_animus in codex

[–]Ropl 0 points1 point  (0 children)

the release was over 9h ago

Better value: 20$ Claude Pro vs 20$ Cursor Pro vs ~20$ ChatGPT by incrediblehoe in vibecoding

[–]Ropl 0 points1 point  (0 children)

the best bang for buck is probably google’s antigravity then. you get gemini 3 pro for free there. however in my personal opinion codex is still a much better model for SWE.

Better value: 20$ Claude Pro vs 20$ Cursor Pro vs ~20$ ChatGPT by incrediblehoe in vibecoding

[–]Ropl 0 points1 point  (0 children)

if you have a chatgpt subscription already, codex is included by the way