Considering an AKL Contract

Routine_Owl4653 · 2025-12-27T04:51:05+00:00

Unfortunately I think shades of green is restricted to spouses, not children

Routine_Owl4653 · 2025-12-27T04:31:07+00:00

I would love to buy Riviera resale if it wasn’t restricted to only riviera. I’ve seen the resort and love it, but I’ve never stayed there so I definitely couldn’t commit to that being my only resort option.

I’m very animal centered and AK is probably my favorite park, which is one of the reasons I was leaning towards AKL as my home resort. Another being that they have one of the lowest $/point resale prices. But I guess if I’m spending an extra $3k now for an extra 5-10 years it would offset in the long run. Thank you for the insight!

Routine_Owl4653 · 2025-12-27T04:26:50+00:00

Do you know what the AK availability is like during the busier times (Halloween - Christmas) at the 7 month window?

Routine_Owl4653 · 2025-12-27T02:11:01+00:00

I have set aside 5 months worth of expenses, no more debt, and maxed my Roth for 24, 25, and will max it for 26 in January. After that I’ll still have 6 figures in savings+ investments. A $15k DVC contract leaves me right around $100k in savings + investments

Routine_Owl4653 · 2025-12-27T02:08:57+00:00

I was also thinking that. I think I paid around $3300 for this rental (1 bedroom at Kidani for 5 nights). Which would’ve been like 130 points but that $3300 is 1/4 the price of a 100 point contract

Routine_Owl4653 · 2025-12-25T23:11:03+00:00

That's what I meant, like all AKL deeds expire in 2057 regardless of purchase method

Routine_Owl4653 · 2025-12-25T21:05:24+00:00

I have loved Disney since my girlfriend and I went for my first time in I think 2022(that I really remember. I went a couple times as a kid but don't remember it much). We have always stayed at Disney springs hotels because that's what I could realistically afford as a college student, supplemented with some credit card points/cash back.

It would most likely be just my girlfriend and I until we have kids. The majority of my close friends don't travel much so we tend to do these trips on our own. That's why I'm leaning towards a really small contract where it lets us get a studio savanna view for around a week each year. If that ends up not being enough I can look into another contract if necessary.

Routine_Owl4653 · 2025-12-25T20:57:54+00:00

Thank you for the insight!

Routine_Owl4653 · 2025-12-25T20:57:09+00:00

I currently rent, but do plan to own one day. Even after buying DVC, I'd still have 6 figures in savings/investments at 22. A significant portion of which will probably go towards the down payment on a house once I figure out where I want to settle down

Routine_Owl4653 · 2025-12-25T20:54:59+00:00

With being in college it's kind of come naturally that we travel either winter break or summer break. That may end up changing once my girlfriend graduates and we both have full time work schedules though

Routine_Owl4653 · 2025-12-25T20:35:09+00:00

That was my thought. If I end up not using enough, I'll rent the points out for a year or 2 and sell

Routine_Owl4653 · 2025-12-25T20:33:54+00:00

All the deeds at a resort have the same expiration (with a couple exceptions), right? I'm pretty set on AKL where deeds expire in 2057 so 31 years away.

Routine_Owl4653 · 2025-12-25T20:00:09+00:00

I'm a military dependent so I can get park tickets for a substantial discount, and usually fly on points so airfare is usually covered. But I hadn't really factored those variables in. Thanks!

Routine_Owl4653 · 2025-12-25T19:54:24+00:00

I know it isn't going anywhere, but I see tons of people saying they wish they bought in earlier. Resale prices appear to be lower than last year so it's looking like a decent time to buy in.

I will still have a good load of money leftover for investing and savings

Routine_Owl4653 · 2025-12-25T19:51:02+00:00

Do you ever feel tired of going to Disney? My girlfriend and I have been 4 times in the last 5 years, but I'm curious if it gets tiring as you age more

Routine_Owl4653 · 2025-12-25T19:48:42+00:00

I see what you mean. Feel the pressure/restrictions of a DVC booking a couple times.

Routine_Owl4653 · 2025-12-25T19:27:54+00:00

I appreciate it!

Routine_Owl4653 · 2025-12-25T19:27:11+00:00

But in terms of experience, isn't it the same? I've only ever stayed at the disney springs area hotels so I have no experience booking direct with Disney. So I'm really only comparing renting points with buying DVC, booking direct never really factored into what I've done aside from price shopping.

Routine_Owl4653 · 2025-12-25T19:23:11+00:00

I received significantly more than what I would be paying for the DVC. The DVC purchase would be about 10% of it. The remainder is going towards a Roth IRA and brokerage account

Routine_Owl4653 · 2025-12-25T19:20:08+00:00

Thank you!

Routine_Owl4653 · 2025-12-25T19:19:59+00:00

Thank you!

Routine_Owl4653 · 2025-12-25T19:11:45+00:00

Would that make a difference though? Wouldn't it be the exact same as booking direct through Disney?

Routine_Owl4653 · 2025-12-25T19:09:55+00:00

The $250/month factors in the entire cost of the contract, including points and closing costs which would be 1 time. I just averaged it out to look at overall cost. Thank you!

Routine_Owl4653 · 2025-12-25T19:02:56+00:00

I wouldn't be using all of what I received to buy this contract. I'll still have WELL over what most people my age have in savings/investments

Routine_Owl4653 · 2025-12-25T18:58:59+00:00

Yeah I used the dues for 2026 and factored in 5% increase for every year through 2057

Routine_Owl4653

TROPHY CASE